August 31, 2020

Business Insurance for Restaurants

Restaurant insurance is a great way to protect your business from unpredictable events. Insurance is a necessity in everyday life, so it is crucial for your business. Business insurance for restaurants covers property, liability, workers comp, and commercial auto. Property Insurance Property insurance protects your business from a physical standpoint. This includes the actual building, […]

August 28, 2020

Business Insurance for Concrete Contractors

Concrete contractors are essential for several jobs. These tasks include: finishing concrete slabs, concrete parking lots, curbs, constructing foundations and just about anything you can think of that relates to concrete. These professionals are at the heart of most construction projects. If this is your line of work as a contractor or you own this […]

August 26, 2020

Business Insurance for HVAC Contractors

Although you are quick to react to the client’s emergencies and issues, it is essential to have coverage when your problems arise. Having the proper business insurance can go a long way if or when you need support. Read further to learn about some of the best policies for you or your workers and how […]

August 24, 2020

Business Insurance – Swimming Pool Contractors

What is Swimming Pool Contractor Insurance? Like all businesses, the maintenance and construction of a swimming pool come with several potential risks, especially when you factor in all the tools and equipment needed for the job. As a contractor, you may be held responsible for any accidents that may occur. Swimming Pool Contractor Insurance ensures […]

July 27, 2020

Funding a Buy-Sell Agreement

Before you can make a decision on a buy-sell agreement, it is best you consider the different ways of funding it. Typically, business owners fund their buy-sell agreement with a life insurance policy. Depending on the type of buy-sell agreement you have and your business, life insurance funding may be the best option. Many choose […]

July 23, 2020

Types of Buy-Sell Agreements

If you own a business, then you should know about buy-sell agreements. This type of insurance policy is beneficial for protecting your business. It is best to consider all your options when it comes to a buy-sell agreement. We recommend involving your attorney and financial advisor on the matter as well. With this group of […]

July 20, 2020

Benefits of a Buy-Sell Life Insurance Agreement

In a previous blog, we discussed why to consider a buy-sell life insurance agreement. A buy-sell agreement in a life insurance policy helps protect other co-owners and the family of the deceased. Upon the death or departure of a co-owner, their shares are passed on to their family. Then, other co-owners can purchase those shares […]

July 16, 2020

Have you considered a buy-sell life insurance agreement?

A buy-sell life insurance agreement is beneficial for business owners, their families, and any shareholders. This agreement activates when a co-owner leaves the business or dies. The family of the deceased obtain their loved one’s share of the business. All remaining co-owners or shareholders have the opportunity to buy back the shares of the deceased […]

July 1, 2020

Business Insurance for Contractors

Often insurance companies have bundles ready for specific businesses, like contractors. There is no specific contractors’ insurance, but we know that these businesses typically require similar coverages. These bundles typically include general liability insurance, commercial property insurance, and builder’s risk. In the end, though, you select the policies that best suit your operations. Usually, a […]

June 24, 2020

Do I Need a Personal Umbrella Insurance Policy?

When most think of umbrella insurance policies, they assume it applies to a corporation. Umbrella insurance is, after all, liability insurance, and we do usually think of liability in terms of a company. But an individual or dependent can also cause property damages or bodily harm that can mean certain lawsuits. Additionally, your umbrella insurance […]

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