May 13, 2020

What are Living Benefits in Life Insurance?

Life insurance helps your loved ones cover expenses in the event of your passing. Life insurance covers funeral expenses, debt, and other end-of-life expenses. As you can see, life insurance activates once you have died. However, there are some policies that generate benefits while you are still alive called living benefits. Living benefits are “cash […]

May 8, 2020

The Pros and Cons of Annuities

In a blog from last month, we discussed what an annuity is and various types of annuities. In general, an annuity is a contract with an insurance company where you pay a lump sum or monthly payment, and receive regular disbursement in the future. There are several types of annuities you can choose from: fixed, […]

April 21, 2020

What is an Annuity?

Retirement is a portion of life many look forward to reaching. It is a time for peace and relaxation as you live out the rest of your life without having to work. There are many different ways of reaching a successful retirement. One such method is known as an annuity. An annuity is a contract […]

April 17, 2020

4 Flood Insurance Myths Debunked

The Greater Houston area calls for flood insurance more than many other regions in the United States. With frequent rainfall and the chance for tropical storms or hurricanes, residences should consider flood insurance. Flood insurance is beneficial because it helps replace damages done from water, unlike many other insurance policies. Unfortunately, there are many myths […]

April 14, 2020

3 Details to Review in Your Auto Insurance Policy

Automotive insurance is required when operating a motor vehicle. Driving without it is a severe offense and can cause substantial financial issues. Once you do have a car insurance policy, there are three significant aspects you need-to-know when reviewing it. These details are essential when deciding what kind of coverage to get or if a […]

April 6, 2020

A More In-Depth Look at Garage Keeper’s Coverage

A few weeks back, we explained the basics behind garage keepers’ insurance. To quickly recap, garage keeper’s insurance covers any business that handles other peoples’ vehicles while in their care. Businesses like towing, auto detailing, repair shops, car washes, and valets would be smart to get this to protect them from an unrecoverable loss. It […]

March 31, 2020

Insuring Your Bass Boat

Texas is blessed with many lakes that are prime for the great pastime of fishing. In fact, Houston fishermen have some of the top lakes in the state. According to Texas Bass Angler’s list based on B.A.S.S. Nation’s, puts Sam Rayburn Reservoir at the top of Texas’ lakes and Number Three in the nation. And […]

March 25, 2020

Do you understand your coverage?

Here at Texas Insurance Agency, we serve both families and businesses. You can come to us for all your needs. The insurance carriers we work with offer two different kinds of coverage: personal insurance and business insurance. Personal Insurance Personal insurance protects you and your dependents from unexpected financial losses, through damages to your property […]

March 18, 2020

Flood Insurance: A Houstonian Necessity

Hurricane Harvey is still fresh in Houston’s memory after three years. As a coastal city, sisters with Galveston, we are all too familiar with hurricanes. But Harvey taught us a valuable lesson. Not all storms are alike. Hurricanes like Rita caused the most massive evacuation we have known and vast power outages and damages through […]

February 28, 2020

Life Insurance and Annuities. What is the difference?

When first introduced to the two, life insurance and annuities can both seem the same and exact opposites. On the face, it can seem like life insurance protects you if you die too early, and annuities protect you if you live too long. While this is correct, there are some more complex differences between their […]

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