Texas Insurance Agency is a top choice among property casualty insurers Houston, TX. Our 40 years of service to the Greater Houston area have allowed us to build strong bonds with our patrons. The best insurance plans for our clients are meticulously researched and presented by our knowledgeable staff.
We at our independent insurance company know how important your business is to you. We promise to do everything we can to give your business the best protection we can. We work with successful local property casualty insurers to give you access to flexible, comprehensive, and competitive rates. Contact us as soon as possible to find out how we can help you.
Find Great Property Casualty Insurers Houston, TX
You can choose from a variety of insurance policies to protect your business. The goal of Texas Insurance Agency is to help you find the right policies for your needs. We are sure that, no matter what your business does, we can find the best coverage for it. Don’t wait to get in touch with us for a free quote if you want to change your insurance coverage.
Buying insurance for your business is a solid backup plan in case something goes wrong. Without warning, even a small problem can throw your business into chaos. If a business doesn’t have enough insurance, it could go out of business. It is very important to protect your business with full insurance.
A big part of commercial insurance is property and casualty insurance. If your property or the people who live there are ever hurt, this policy will pay for repairs or replacements. In the event of theft, accident, fire, bad weather, legal action, or vandalism, property casualty insurers can help cover the costs.
What is Commercial Property Insurance?
Commercial Property Insurance (CPI) is a great policy to have in case your company’s physical assets are lost or damaged. CPI is something that every big business owner needs to think about. It’s great insurance in case a fire, flood, or other disaster destroys your tools, machinery, or other valuables.
Texas Insurance Agency works with many different insurance companies, many of which offer property insurance for small businesses. Policies written for smaller businesses tend to be cheaper than those written for larger companies. Workers’ compensation, general liability, and damage to property are all options for insurance policies for small businesses, just like they are for larger corporations.
Does Business Type Determine Coverage Needs?
Different businesses have different insurance needs, so plan prices also vary a lot. Your business’s need for protection will also affect how much your insurance plan will cost. When you’re looking for the best insurance, make sure to consider the following:
- The type of business you own
- Your businesses assets
- Your business property
Coverage Needs for Bars and Restaurants
Insurance rates for businesses like restaurants and bars can be affected by risks that only these kinds of places face. For example, if you own a bar in a state like Texas, you need to make sure that workers’ compensation is covered by your business insurance. By combining this policy with other insurance plans, you and your business can get more protection.
Ask Texas Insurance Agency for help with getting a Business Owners Policy (BOP). It is strongly suggested that places where people eat and drink use BOP. It’s a great way to protect yourself from and cover yourself in case of common problems in the food service business.
Technology-Based Business Insurance Types
Companies in the technology industry require coverages that aren’t necessary for most others. Even though most businesses require generic policies like general liability and property insurance, tech firms have unique protection needs.
In a company like this, there are a lot of possible dangers on the job, so it’s important that they have insurance to cover technical errors, omissions, and data breaches. Directors and Officers (D&O) insurance and Cyber Liability insurance are becoming more and more important for companies in the tech industry.
In the event of legal action, D&O coverage can shield both former and current board members and executives. If a third party alleges financial harm as a result of a director’s or officer’s actions, coverage is available.
Great Green Energy Guard
There are risks with green energy companies, just like there are with many other types of manufacturing. Our company knows the dangers and threats that these kinds of businesses face. If your green energy company is having trouble getting enough insurance, our experts can help.
Workplace accidents and hazards are a reality for any company. This is also still true for businesses that focus on renewable energy. Given the nature of the work, one could even make the case that dangers are more prevalent in the green energy sector. You should have comprehensive insurance, including workers’ compensation, because of these potential dangers.
Commercial Auto Insurance
Some companies use cars and trucks to move goods and make deliveries. Since these vehicles belong to the business, they must have commercial auto insurance.
If your business uses cars, whether they are owned outright, leased, rented, or driven by employees, you should think about getting this insurance. It also covers using a personal car for business purposes related to the company.
Most of the time, commercial vehicle insurance gives more protection than individual policies. In case of an accident, these higher limits apply to vehicles used for business. Usually, commercial auto insurance covers things like:
- Damage to the vehicle
- Driver injuries
- Damage to someone else’s property
- Injuries sustained by someone else
We Will Be Your Reliable Partner
Whether you own a restaurant, factory, construction company, or some other type of business, Texas Insurance Agency can help you find the best property casualty insurers in the Greater Houston area. We know that each business has its own unique set of problems and needs. Because of this, we’ll do everything we can to make a policy that works for you.
Our experts know everything there is to know about property casualty insurers, so you can be sure that you’ll be properly covered without spending too much. When you work with us, you can be sure that your company’s assets and day-to-day operations will be safe.
Texas Insurance Agency is here to help you as one of the best property casualty insurers Houston, TX, no matter the nature of your business.
Fun Facts about Houston, Texas:
- The largest medical center in the world is in Houston. It is called the Texas Medical Center.
- Jeff McKissack created The Orange Show, a folk art environment in Houston, to honor the orange, which is his favorite fruit.
- Built in the 1920s, the Buffalo Bayou Park Cistern is an underground reservoir. It was rediscovered in 2010 and is now used for art installations and events.