Are you in the market for a Pearland TX Business Owners Policy? If so, Texas Insurance Agency is here to help. Our agents work with some of the most trusted insurance companies to get you the policies you need at great prices. Call today to see how we can help you keep your business protected.
Keep your business protected with Texas Insurance Agency.
Who Needs a Pearland TX Business Owners Policy?
Business Owners’ Policies or BOPs are designed for business owners looking to bundle their insurance coverage. This policy type combines liability and property protection into one bundle. What’s more, taking out a business owner’s policy is incredibly cost-effective. This is because if you were to take out these policies separately, you would pay more than if you were to opt for a BOP.
However, there are a few things to note before you dive right into a business owner’s policy instead of considering all your options.
First and foremost, these policy types are generally only suited for small businesses and medium-sized businesses. Additionally, there are certain criteria your business or company needs to meet to be eligible for a BOP. To determine your eligibility for a Pearland TX Business Owners Policy, reach out to our insurance agents today.
Coverage Options for a BOP
BOP’s are not just cost-effective; they offer extensive coverage to keep your business protected in several areas. Moreover, a business owners’ policy allows you to bundle general liability insurance with commercial property insurance. Both of which are highly recommended for any business owner.
If you run a food or beverage business, you should seriously consider investing in a BOP. This is because the food service industry is the most common industry for workplace accidents. If an accident occurs, you don’t want to be held financially responsible for the damage. With the right policy on your side, you won’t be.
Specialized Coverage
Depending on your situation, you may be eligible for a special BOP that extends to offer other coverage types. This can include flood insurance, crime insurance, and even vehicle damage. Of course, the coverage you need will depending on what business you run, its size, and how many employees you have.
There might be several other coverage types that will benefit your business. If that is the case, Texas Insurance Agency is here to help. We’ll talk you through your options to ensure you’re making the right choices to protect your business. Additionally, no matter what insurance policies you need, you can trust our experienced agents to get you the very best rates.
This is because, although we partner with some of the most trusted insurance companies, we don’t work for them. In fact, we work for you! So, no matter what insurance products you need, you can trust us to get you the best coverage possible.
Find the right Pearland TX Business Owners Policy by calling today!
Find the Right Coverage for your Business
It should be noted that certain coverages are not included in a BOP. One of those is professional liability insurance. However, if needed, you can take out a separate policy. Another coverage you may be interested in is Commercial Auto Insurance. Of course, this will depend on what type of business you run.
Commercial Auto Insurance is designed to protect your business vehicles in the event of an accident or collision. This could include a collision with another driver or property. The things covered by this policy include the cost of damage to vehicles and the cost of medical bills, including the cost of an ambulance if one is needed.
Of course, commercial auto insurance and professional liability insurance are just two of many options. As there are so many insurance types available, it can be challenging to understand which policy is best to protect your business. However, Texas Insurance Agency is here to answer all your questions.
Our experienced agents understand that every business is different. With that in mind, we never recommend a one-size-fits-all policy. Instead, we get to know each customer and their business, so we can best help them with their individual needs. When you call us, you can trust you’ll receive the right coverage for you and your business.
What Can Texas Insurance Agency do for you?
If you’re looking for more coverage than a BOP can provide, our team is here to help. We specialize in a variety of business insurance policies so that we can recommend the right insurance plan to our customers. Small Business Insurance is a great place to start if you’re looking for a unique coverage option. Alternatively, if you run a larger business, you may be more inclined to take out a worker’s compensation policy.
Workers Compensation
This insurance type is designed to benefit both you and your employees and can cover things such as medical bills due to a workplace accident. Lost wages will also be covered by this policy.
It’s not uncommon for employees to suffer mishaps at work. However, if you don’t have the right coverage, you could be held liable for the cost of injury. What’s more, without workers’ compensation, your employee could take a lawsuit out against you due to negligence.
Injuries covered under workers compensation include the following:
- slipping on a puddle
- injuries sustained while operating tools or machinery
- a bang on the head
- and other accidents that result in bodily injury.
Call our trusted agents today for a free quote!
Speak with Texas Insurance Agency today if you’re ready to find the right coverage for your business. There are several types of business insurance. However, when you work with us, you can rest easy knowing you and your business are covered. Whether you’re looking for a BOP, a different policy, or both, you can rely on our trusted team.
Additionally, when you contact Texas Insurance Agency, we’ll offer you a free quote regarding your business insurance. So, what are you waiting for? Call today and ask about your insurance options. You won’t find a team of insurance agents that will get you a better deal on a Pearland TX Business Owners Policy.
Pearland Fun Facts
- The city got its name from the Pear trees that once grew.
- Pearland is situated in over three counties.
- The city is a popular spot for shopping.
- To learn more about Pearland, visit today.
