More than anyone else, you as a lawyer know the law inside and out; however, it doesn’t prevent you from being the target of a lawsuit. As a result, you need to look into purchasing Houston TX lawyers professional liability insurance! At Texas Insurance Agency, we know the importance of the law. More than this, we understand all it takes to protect it. Therefore, we are the best possible company to partner with when you need reliable and affordable insurance policies.
It is always better to be safe than sorry. While you may never have to use this policy for yourself, going without it is not a better option. Lawsuits and malpractice claims against lawyers are actually on the rise. Notably, these claims can arise from anywhere any be about virtually anything. Whether the client is wrong in their allegations or not, it won’t get you back the time and money spent on a claim. This is especially true when you don’t have an insurance policy on hand.
While our agents never dispute claims in a courtroom as we do, often, we like to refer to our office as our own courtroom. In here, we can negotiate offers and policy limits. More than this, we can help our clients like you spend their money on the things that matter most. Isn’t that important too?
When working as an independent lawyer, small business, or a large firm, having liability insurance on hand can save you from being called to the witnesses stand during a trial to explain yourself. More than this, our policy will lift financial burdens off of your chest. We have you covered, so all you have to worry about is defending yourself against the law.
How we can help more!
If you need to understand more ways you’re protected with Houston TX lawyers professional liability insurance, you can always speak with our agents today. As insurance holders ourselves, we often find that we’re on the hunt for affordable policies just as much as you are. So, why wouldn’t we offer our clients the same great deals we’re looking for ourselves?
With there being so many rules and regulations when it comes to the law, it’s no wonder you spend years studying and learning all about it. No matter what type of lawyer you are, it doesn’t make you any less susceptible to a lawsuit. Your client always has the right to bring suit against you, whether false or not. Isn’t that the beauty of the law? Nobody knows how trails work better than you. Sometimes, the innocent are grilled about things they had nothing to do with, unfortunately. Clearly, you should know the importance of keeping yourself protected too.
In any event, there is no better team to partner with than the one at Texas Insurance. Our years of experience make us the most knowledgeable around. Therefore, if you have any questions regarding our policies, you should call our team directly. However, if you would like to learn more about our Houston TX lawyers professional liability insurance, then keep reading!
What is Houston TX lawyers professional liability insurance?
You may have seen the name before, legal malpractice insurance? Well, this is the exact same thing. The terms can be used interchangeably. At the core of this policy, it is meant to keep you financially protected from any costs that are associated with a lawsuit brought against yourself or your firm. This policy is the best way to keep legal professionals protected.
As we said before, malpractice allegations can truly arise from anywhere at any time. Just because you are a lawyer does not mean you are automatically dismissed from being held accountable like everyone else. Sometimes, these claims are unjust, and that is what this policy is meant to help with.
Overall, a malpractice claim will concern one or more forms of ineffective counsel. As a lawyer, you are held to the standards of the ABA (American Bar Association), as well as the professional moral and legal ethics counsel. So, if you fail to perform your duties according to their standard, you can rightfully become penalized.
These claims can negatively affect your firm as a whole, and notably, they include some of the following:
- Misinterpretation of the law to your client as their defending counsel
- Wrongful advice to your client
- Ineffective counsel
- Missed deadlines that negatively impact your client or the firm as a whole.
So as you can see, there are many negative consequences and happenstances in the legal profession. However, we still make it a point to protect those who need it the most.
No matter what you’ve been accused of, you can trust that our agents know insrunace just as much as you know the law. So, there is nobody better to do the job than us. With lawsuits against lawyers on the rise, there’s a persistent need to keep you and your business protected.
What does legal malpractice insurance cover?
The law has clear and indisputable limits to policy coverage for a reason. Overall, the policy will cover you from errors and omissions (which are claims that prove you or your entire firm have made some sort of legal mistake in your professional services). Additionally, our policies protect your firm and yourself from possible legal fees associated with a trial or payouts from the lawsuit.
Conversely, this policy does not cover criminal claims or malicious acts against the government or other people. These types of cases, as you know, will end up in a higher court and are reasonably beyond our control and coverage. Finally, if more than one of your lawyers has a claim against them, the policy cannot cover both of you simultaneously.
Overall, these are some of the main reasons why it’s important to know how your policy covers you. Ending up in a situation where you think you are covered and you arent can be disappointing. Lastly, please note that this policy does not cover any managers or leading positions in the firm.
Contact Texas Insurance
Our agents at Texas Insurance know the best possible ways to help you out. Understanding insurance can be difficult, but we can make it so much easier when you meet with us at our business. You handle a lot as an attorney; let us take some stuff off your plate for you.
Give our team a call today at 281-398-1010 today, and we can match you with an agent that can help you best. Don’t walk around unprotected when we have the perfect ways to help you out. If you want the best Houston TX lawyers professional liability insurance coverage, then contact our team today.
Houston TX Fun Facts:
- Houston is one of the busiest port cities in the nation.
- The Texas Medical Center is the largest in the world.
- In the late-1830s, Houston was the capital of Texas.
- Houston has an underground tunnel system.
- For more information about Houston, TX, visit the city’s website.