Don’t lose sleep about company insurance policies; Katy TX Umbrella Insurance at Texas Insurance Agency has just the deal for you.
There’s no better insurance agency with special bundles to help you find the proper coverage you need for your business and team members!
Katy TX Umbrella Insurance
There’s a lot of pressure as a business owner to make sure you have all your bases covered. Why allow another concern to be your insurance policies and coverage?
History of Katy
Katy, Texas, is an up-and-coming city within the Greater Houston Area. It’s relatively new but growing rapidly day by day.
With a population of 20,202 people, according to a 2019 census survey, that sure is a large town.
Therefore, these people are undoubtedly going to be working for business owners of all kinds. That’s why it’s imperative you; a hardworking business owner, can keep up.
Not having proper insurance policies when it comes to your business can harm your company. Or even worse, it could destroy your personal funds if a lawsuit comes into play.
All business owners should be aware of coverage policies so they can avoid damages to their funds, as well as their business.
With Texas Insurance Agency, Katy TX Umbrella Insurance could be the best liability coverage for you and your business!
Why Texas Insurance Agency?
There are plenty of other insurance coverage agencies to help business owners stay aware and on top of their employees’ legal obligations.
Texas Insurance Agency understands this completely. That’s why they offer multiple different coverage plans to accommodate whatever your business policy needs may be.
There is quite a lot that comes into play when dealing with searching for the plan that’s best for you. Some of the options offered by the Texas Insurance Agency are:
- Business insurance
- Oil and gas
- Commercial auto
Regardless of what sort of business or company you run, big or small, Texas Insurance Agency has the right plans for you and your beloved team members.
Right now, Katy TX Umbrella Insurance at Texas Insurance Agency can make sure that you don’t get the wrong policy. Our goal is to ensure you get the best possible coverage for prices that won’t break the bank for you.
What’s Umbrella Insurance?
I’m sure plenty of you are curious as to what exactly umbrella insurance is. To put it relatively simply, it’s a (for the most part) all-inclusive personal liability coverage.
It is a policy that has additional liability insurance coverage. This coverage goes above and beyond the insured individual’s limits of homeowners, auto insurance, or even watercraft insurance.
So basically, umbrella coverage takes care of almost all concerns with insurance-related facets in one’s daily life.
When you go with umbrella liability coverage, you’re choosing additional coverage for almost all aspects of your life.
Umbrella insurance is extremely helpful if you’re being sued for damages to the property of others or injuries that occurred from an accident.
Moreover, it is also a coverage that protects against libel, vandalism, invasion of privacy, and slander. What a great bundle of insurance packages the umbrella coverage is!
However, you have to own standard homeowners, watercraft, or auto insurance first to receive umbrella insurance. Yet, that’s still quite the bundle, which, over time, will be absolutely worth it.
Popular Insurance Plans
As discussed earlier, there are plenty of different Texas Insurance Agency plans that you can choose from for your business in particular.
One of the more popular options is business insurance. While it doesn’t sound like much, it stands as one of our agency’s most used insurance policy coverage.
What is business insurance?
There is such a wide variety of insurance bundles to protect your hard-earned company. Lots of these options involve coverage for employee-related risks, legal liability, and coverage of business property damages.
The cost of repairs for the physical location, computers, inventory, tools, and accounts receivable are all covered with this option. Moreover, this specific business insurance can help to replace wages lost by employees who might’ve suffered an injury while on the job.
What this means is that whatever the price of compensation is owed, it won’t come out of your pocket.
Another aspect of this business insurance plan is worker’s compensation. This is a government-mandated monetary system. It is set into place to pay benefits to those who may have been injured in their workplace.
Also, it doesn’t just cover the one who got injured. It provides coverage also for those who left the company or business because of a disability they received from working there.
The only way this kind of business insurance holds up is by the injury done physically in the workplace. Specifically, injuries that had been sustained as a result of whatever job said employee was doing at the time.
Tons of business owners prefer this type of insurance because that means they won’t have to pay a dime if one of their employees sustains an accident.
Workers compensation & the role it plays
Another reason why it is preferred? Because with worker’s compensation, your employee cannot sue you or your business for any kind of negligence.
This is called a compensation bargain, which is put into place to protect the employer and the employees. The recourse of worker’s compensation is the legal right by a said employee to receive compensation for their sustained injuries or accidents.
When employers agree to worker’s compensation policies, they agree to a certain amount of liability. Yet, when the employer does this, they also avoid a potentially colossal negligence lawsuit.
This policy covers medical fees relating to the said injury. Such expenses can be claimed when the injury occurred during their shift.
This is why it’s a rather popular coverage policy when it comes to business insurance companies. Who wants to pay out of pocket for their employee’s accident?
The answer is simple, not a single business owner! That’s why trusting us with your business that you’ve strived so hard to achieve getting is your best option for optimal protection.
Katy TX Umbrella Insurance is available at Texas Insurance Agency; call them today to find out more about other insurance bundles (281)-398-1010.
There’s quite a bit to consider when it comes to being a successful business owner. The last thing you want on your hands is a costly lawsuit.
Some lawsuits involving smaller businesses truly need this coverage so that they don’t end up losing their business over a disgruntled customer or employee lawsuit.
Katy TX Umbrella Insurance is everything your company needs here at Texas Insurance Agency!
Fun Facts of Katy, Texas
- Previously, Katy was called Cane Island.
- Katy is a part of three counties, Harris, Fort Bend, and Waller County.
- The city was found on a rice farm within the late 1800s.
- For more fun facts, please visit their official website!