The liability that comes with flying drones can be tricky, but our Houston TX Drone Operator Insurance at Texas Insurance Agency can help you navigate through the tough spots.
Drone Insurance Exists? Really!?
For the longest time, it was only the military and highly trained government officials who had access to drone machinery. They used them to gather intel on the enemy and to carry out other defensive methods.
However, these drones are looked at as entertainment items today. From kids to adults, just about everyone has access to a drone. All they have to do is drive to their nearest electronics store and viola! A brand new drone just waiting to be used.
Drones have taken over as the most efficient ways to capture photos and video of the skyline or to simply deliver a piece of cargo. It has even become a toy product for kids who want to explore the possibilities of drone technology.
However, there are some risks that come with the territory of operating a drone. Even if you have taken training on how to operate one, there’s still no telling of the things that can go awry while your drone is in the air.
With this in mind, it’s imperative to have a reliable and applicable insurance plan that can cover the costs of the machine. Texas Insurance Agency is knowledgeable about the drone industry. Therefore, we do our best to provide solid policies for your Houston TX Drone Operator Insurance to balance your drone’s risk management.
Drone Insurance Qualifications
Not everyone really needs insurance. Unmanned Aerial Vehicles, popularly abbreviated as UAVs, come in all different sizes and shapes today.
Some are pricer than others because of their capabilities as well as their intended uses. Simply put, an inexpensive drone that you use for fun around your private home isn’t great candidates for insurance coverage.
This is because they’re easily replaceable and the drones are being used for entertainment purposes. It also simply would not make sense to pour out money just to have insurance coverage for something you may not use very much down the line.
On the other hand, if you’re a certified drone pilot who has been hired on to fulfill a project and you’re using a high-end professional drone machine to complete that job, then you’re going to need Texas Insurance Agency to provide you with the correct coverage specifications that make up your Houston TX Drone Operator Insurance policy.
We’re the only insurance company that offers true and dedicated drone insurance in the Greater Houston area. If you’re a remote pilot who is unsure whether or not their drone-centric pilot would need proper insurance coverage, then it’s a good idea to get in touch with our agents to figure that out.
Drone Insurance Protection
Imagine that you’re flying your UAV to capture beautiful scenery for your client in real estate. They hired you on so that they can use the footage you gather to put on their website.
Everything goes well until your drone rams into a building. You didn’t see that on your radar remote control. So, what now?
This scenario is likely to happen a lot. Therefore, the first step is to realize that you’re not alone. UAV drones aren’t exactly perfect machines. They still have the ability to incur certain damages or cause damage to another person or property.
The worst-case scenario that may come about is being on the receiving end of a lawsuit with no lawyer to help defend or cover for you.
To avoid this issue, a commercial drone insurance policy is possible.
With UAVs, there are a few insurance types to consider. These insurance types only apply to drones. However, they bear similar attributes to the car or medical insurance plans that are also offered by Texas Insurance Agency. The two drone insurance types are known as Drone Liability and Hull Insurance.
An Overview Of Drone Insurance Types
- Drone Liability Insurance – Similar to other liability insurance contracts, drone liability refers to protection for any damage your drone causes. Bodily injury and property damage fall in line with the liability coverage and they work about the same way. It’s important to have this drone liability coverage in your Houston TX Drone Operator Insurance plan before you begin piloting your UAV offsite. The last thing you would want is to foot the bill for any legal fees due to an honest accident.
- Hull Insurance – In order to safely protect your UAV drone, having hull insurance is key. This policy directly safeguards your machine by ensuring that any damage caused to it is easily covered. Professional unmanned aerial vehicles come in various makes and models. They contain high-end cameras, sensors, and strong propellors that help them levitate at high altitudes.
The worst-case scenario that may come about is being on the receiving end of a lawsuit with no lawyer to help defend or cover for you. To avoid this issue, a commercial drone insurance policy is possible. Our trusty agents at Texas Insurance are willing to deliver you the best plan for all of your business-related drone operator needs.
Certified Houston TX Drone Operator Insurance
No other insurance agency comes close to our coverage. In addition to medical and property insurance, we have expanded our repertoire of services to include drone protection services. Our agents at Texas Insurance Agency have the expert knowledge and experience needed to walk you through all the options available to you.
If you’d like to know more about the possibilities that are afforded to you, please give our offices a call at (281) 398-1010
We’re here to provide the best Houston TX Drone Operator Insurance at a reasonably affordable rate.
Fun Facts About Houston, TX
- From 1837 to 1839, Houston was the capital of Texas.
- Galleria is the largest shopping mall in Texas.
- The Texas Medical Center in Houston is the largest medical institution in the world.
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