Have you been searching for Houston TX Commercial Property Insurance? If so, look no further than Texas Insurance Agency. For years, our agents have been dedicated to finding the best policies for our clients. That is why we have partnered with some of the most trusted insurance companies and providers. As a result, we can bring you the most affordable coverages around. Call today if you’re interested in a free quote regarding your business insurance.
Narrowing down your insurance options can be challenging. That is why Texas Insurance Agency is here to help. We have more than 40 years of combined experience in the industry and strive to offer the best coverages. Whether you run a small business or a large business, you can rely on our insurance agents to find the right policies to safeguard your livelihood.
We understand how important your business is to you. That is why we want to do the absolute most to help you protect it. With that in mind, we offer our services for a range of insurance policies. Whether you need workers compensation, a Business Owners Policy, or Commercial Auto Insurance, know that Texas Insurance Agency is here for you.
Call For Your Free Quote!
We understand that every business is different. Depending on what industry you work in, some policies may not be necessary. Additionally, the size of your business could affect which policies you require. All in all, there is no one-size-fits-all insurance plan for business owners. That is why we never offer cookie-cutter coverages.
Instead, we take the time to get to know our clients and their business. As a result, we will offer them the precise policies they need. If you’re ready to work with an insurance agency that wants the best protection for your business, call today.
Houston TX Commercial Property Insurance
Commercial Property Insurance is just one insurance policy that proves invaluable to business owners. Regardless of if you run your business from a rented warehouse, a building you own, or even your garage, property insurance is a must. Not only will it protect your property against accidents and hazards, but it will also protect your inventory, fixtures, and anything else inside your business location.
You may be wondering what sort of protection this insurance policy offers. It covers your property in the event of a natural disaster or other instance. Common issues that business property face include fires, thefts, vandalism, earthquakes, and flooding. Unfortunately, floods and earthquakes aren’t covered under this policy.
However, there are several other coverages you can look into if this is something you’re interested in. When you call our team at Texas Insurance Agency, we’ll ensure you have the precise coverage that you need. When you work with our agents, peace of mind is a guarantee!
It should be noted that several things will play a role in determining the cost of your insurance policy. For example, the value of your business assets, including your building. Risk is another important factor that can increase or decrease your coverage amount. These types of risks include the following:
- Fire & Theft Protection
Construction & Location
Believe it or not, whether your building contains fireproof materials could change the cost of your insurance. Additionally, the state of your plumbing, HVAC, and electrical wiring could also increase or decrease your insurance amount. In terms of location, if your business property is in an area prone to storms and other disasters, you could see an increase in your insurance amount.
The industry you work in is also an important aspect when it comes to pricing your insurance policy. This is because certain businesses come with higher/more risks than others.
Fire & Theft Protection
If your business doesn’t have a fire alarm or sprinkler system, you may need to prepare for a higher insurance charge. Additionally, if there is a fire station or fire hydrant close to your business location, you’ll see a change in your insurance price. Here at Texas Insurance Agency, we want to make affording your insurance simple. That is why we do our best to find great rates for all of our clients. Contact us today for an estimate on your property insurance.
What Does Commercial Property Cover?
As already mentioned, Houston TX Commercial Property Insurance is designed to cover your business property and its content. Those contents could include things such as computers, furniture, fixtures, equipment, important documents, and so much more. However, there are several other things that business owners need protection and coverage against.
With that in mind, you may want to consider a Business Owners Policy (BOP). There are various coverages under a BOP, one of them being Commercial Property. As a result, you’ll get more coverage at a better rate.
What is Covered under a BOP?
BOPs are designed for the convenience of business owners. They entail a wide range of coverage options, including general liability, business income, and commercial property. Business Owners’ Policies are available to all business owners. So whether you run a small business or a large business, you can take advantage of these incredible policies.
As BOPs are so flexible, they can be tailored to fit your business insurance needs. As a result, they are the perfect choice if you’re looking for maximum coverage for your business. When you take out a BOP, you’ll also have the option of additional coverages. This could include any of the following:
- Equipment Breakdown – covers equipment used for your business, such as computers.
- Personal Injury – if a customer hurts themselves while visiting your business.
- Advertising Injury – covers copyright infringement, slander, and more.
- Rented Vehicles – liability coverage for vehicles used for your business
Although BOPs offer vast coverage, they can’t offer everything. In fact, there is no one policy that offers coverage against everything. That is why you need to be paper to take out additional insurance policies. Some of the most popular ones include Commercial Auto Insurance and Workers Compensation. To learn which policies are best suited for your business, call Texas Insurance Agency.
You won’t find better deals when you need Houston TX Commercial Property Insurance.
Houston Fun Facts
- The Astros won the 2017 world series.
- The city holds the tallest building in Texas.
- There is an underground tunnel system.
- To learn more about Houston, visit today.