Here at Texas Insurance Agency, we provide Katy TX Commercial Renters Insurance. The last thing a business owner wants is to lose precious materials crucial for work. Stolen or damaged property can occur in a workspace. You want to be covered just in case there is a situation out of your control. After all, things happen in life all the time no one can prepare for. Protecting your assets is something you can prepare for by getting a commercial insurance.
Commercial General Liability Insurance
Customer service is one of our strong points. Due to this, when you are speaking to an agent, our commercial general liability insurance is one of the first things discussed. This program is crucial and highly recommended to be apart of. It provides protection in the case of a financial crisis of injuries. It also protects you against property damage due to building conditions or operations.
Even if you have a small business, your business is constantly at risk for accidents, injuries, and lawsuits. Insurance coverages are a reliable way to watch your back when events of that nature occur. Business insurance is a must. You don’t want the feeling of something going wrong while dealing with the usual concerns of a business. Rest easy knowing that you are at least covered to accident-prone situations.
Can you see yourself celebrating a year anniversary for your business? Now imagine an employee accidentally starting a fire due to negligent behavior. Weeks worth of work can be lost to hard copy files or from damaged computers due to one incident. The commercial general liability is put into place for that purpose.
Commercial Property Insurance
Owning and operating a business is incredibly rewarding. However, at the same time, it’s work! Bosses typically have to work longer hours than their employees to make sure the business is working smoothly. Unexpected damages are the last thing you expect, which can throw a wrench into your plans. Our commercial property insurance provides protection against the unexpected.
Katy Texas offers policies that cover you from the following:
- Damages from fires
- Storm Damage
- Lightning Strikes
- Damages from vehicles/ aircrafts
- Other Emergencies
Let’s say you own a warehouse. Deliveries need to be made efficiently and on time. Damages from mother nature such as storms can set you back pretty far with transports. Our insurance packages cover the cost, so you can figure out your next move. We know what it’s like to be pinned to the wall in some situations. You need A to get to B, but A is no longer an option due to X, Y, and Z.
Our insurance company understands. Contact us to get the best rates for your property coverage. After all, Texas has been the center of most unfortunate situations due to weather. Katy, Texas is no exception. Vandalism in cities is also rising. You want to make sure you’re ahead of the curve when it happens instead of behind it.
Katy Texas Worker’s Comp
Our commercial umbrella is vast and protects the following when life pours down troubles:
- Personal Injury
- Liquor Law
- On-site accidents
On-site accidents, in particular, can be detrimental. There is always a high probability for accidents to happen while on company property. Financial liabilities and lawsuits crop up when proper safety hazards are not exercised. It can easily cause a domino effect no one is prepared for. Perhaps the most common example still used in workplaces is the slip hazard scenario.
The slip hazard scenario is very common in televisions shows. Though portrayed in comedic fashion most of the time, it can turn quickly into a serious situation. Let’s say an employee was mopping the floor without putting up a sign for customers to take caution. Even though the customer can clearly see your staff cleaning the floor, they are in a hurry and walk through the area anyway. The employee slips and now your business is in trouble simply for not putting up a sign.
An unfortunate scenario for both sides. A plausible outcome is a lawsuit against your company. Your employee may even be the one who took an injury while on company property. Worker’s compensation can protect you from legal fees, and protect your company’s reputation. It also benefits your employee while they receive compensation for their medical bills. As you have probably surmised, worker’s compensation is an extremely beneficial option to have. Don’t wait until it’s too late. You may regret not capitalizing on a potentially money-saving opportunity.
Insurance Compensation Coverage
Worker’s compensation also covers:
- Lost wages
- Medical bills and rehabilitation due to work accidents on company property
- Medical expenses related to diseases contracted by while on the job
- Economic loss
- Death benefits to beneficiaries and dependents of the worker employed
Can you imagine a hard-working employee, unfortunately, passing away? He or she may have been the sole provider for their family. You want to help them but are in a tight spot yourself. Worker’s compensation also plans for such a traumatic event. There are benefits to the worker claimed deceased, which are dispensed to the dependents of their household. Insurance can become personal insurance when family and friends are involved, affecting their way of life. We are human too. We understand that sometimes, life just happens.
Katy TX Commercial Renters Insurance
Our policies try to cover as much as we can think of that can help you in the long run. Other policies we also provide are professional liability, builder’s bonds, and omissions. That’s right! Our range of issues we assist with isn’t as limited as other companies may be. We set our sights on helping you with other possibilities we can think of.
If you’re interested in the services we offer, you can call (281) 398-1010. We can also be reached by email or by relaying your inquiry on our site. Our Katy, Texas location can be found here as well. We are dedicated to standing out by helping you. It is because of you, we strive to be the best when it comes to insurance. Therefore, the services we provide for Katy TX commercial renters insurance is unparalleled.
Katy TX Fun Facts
- Rice was Katy’s main industry.
- A hurricane destroyed Katy in 1900.
- Katy held its first rice festival in 1981.
- For more fun facts, click here.