Do you need Pearland TX Builders Insurance? Then let Texas Insurance Agency be the answer. You are looking for the right insurance for you and your project! We want to make sure you have the best insurance bundle so you can be protected. If you are in the middle of financial debt, you will need Contractors insurance to back you with coverage that will have your back when you are in a situation.

Being protected from lawsuits and liabilities means you want your company to be safe from losing your business. Insurance policies are made to work in your favor so that you can stay afloat and not worry about losing money and gaining problems. Your company needs to have an insurance bundle that will work for you. Commercial Insurance is also a required insurance plan for contractors to have.

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Independent tradespeople and subcontractors need commercial insurance as a requirement for the job they have to do. It will protect you and your employees in case of an incident happening. From construction and plumbing to landscaping and carpentry, an insurance policy has you covered. Contracting jobs have a risk you should not take. That is why you need a bundle that is made for you to be safe.

Texas Insurance Agency is a fantastic way to have the best insurance plan drawn up for you. Our insurance agents are waiting for you to give them a call today to learn about the multiple ways that we can help you be covered. Please continue reading to learn about the different policies we have for you. We will also make sure you receive a free insurance quote because Texas Insurance Agency is your Pearland TX Builders Insurance.

Have no fear! Mallory, your insurance agent, is here to help you with your insurance needs!

Builders Risk Insurance

Protecting buildings or construction projects mean having Builder’s Risk Insurance to back you. This form of insurance falls under property insurance and is made for contractors in mind. This protection is extended to cover theft and vandalism of your work sight and have your back when weather conditions take a turn for the worse. You need to sit down and seriously consider this insurance policy.

Property owners, subcontractors, lenders, general contractors, and even architects all need to have this type of insurance coverage. Additionally, if you find that you have delay work production because of damages or weather conditions, you can also be covered. This insurance will have the funds for you, so you do not have to pay out of pocket. The best part about your insurance is the fact that you can customize it!

Independent Contractors

Independent contracting works like small businesses. It would help if you had the right insurance for your benefits. This will help you avoid being held responsible for accidents and damages. Plus, customers find it better to know you have coverage so that you will be hired more. Insurance plans are for everyone, and you need to have them. Please understand that most businesses need to have insurance to work and be successful.

Everyone is liable for some damage, but you can avoid this issue with the right insurance bundle. Skip out on paying for damages and choose to have coverage that will work for you. Additionally, it would help if you kept in mind that contractors need business liability exposures for their job. Content for different types of accidents can all be covered by a policy that we will help you with today.

General Liability & Commercial Auto

General Liability is a policy that every contractor needs before the job begins. If you are found liable for anything during a situation, this coverage will cover you. Damage to property, faulty work, or even injuries is all under this policy, so you do not need to worry about falling victim. Commercial Auto is to help make sure your work vehicles have insurance coverage when they are involved in a wreck.

This insurance policy is built with you in mind. If you use service vehicles to move materials and tools, those can also be insured! Your ladder will now be certified if anything happens to it on the road. No matter if your business is big or small, you need the right coverage for your company. With the help of the Texas Insurance Agency, you will be safe from this happening.

Theres a lot to consider before choosing a policy. Let us help you out today!

Worker’s Compensation

In the state of Texas, it is required by law to have workers comp for your company. Your employees should have the ability to be safe while at work, and with the right coverage plan, you are in great hands. This government-funded payment system is for those who have been hurt on the job and cannot work anymore. Most business owners love this insurance policy because it works best for those who have employees.

With this coverage, you will not be liable for anything that happens on the job to your employees, so they cant sue you. An agreement between an employer and employee becomes a compensation bargain that will work in everyone’s favor. Additionally, workers comp will also cover medical expenses and sick leave, so nothing comes out of your pocket. You have the choice to protect yourself and your employees.

Give Texas Insurance Agency a call today to learn how they can help you have the best business. We want to make sure you are protected when life takes a turn for the worse. We will also give you a free quote when you call!