Have you been searching for Pearland TX Public Liability Insurance? If so, Texas Insurance Agency is here to help. For years, we have dedicated our time and efforts to find the best insurance policies for our clients. With a combined total of more than 40 years of experience, you can rely on our insurance agents to find you the best deals. If you’re looking for a free business insurance quote, get in touch today. You won’t find better rates with any other insurance companies.
Protect your business with the right insurance policies.
Our insurance agents have been helping residents of the Greater Houston area with their insurance policies for years. As a result, you can trust we possess the experience and knowledge to find you the very best policies. What’s more, we understand what your business means to you. That is why we only work with some of the most trusted insurance providers around.
In doing so, we are able to offer our clients flexible coverages at deals that are right for them. We understand that every business is unique. As a result, not every business owner will need the same coverages. That is why we never offer cookie-cutter overages to our clients. Instead, we take the time to get to know your business and its needs. From there, we are able to find the right coverages to ensure your business stays protected.
If you’re ready to partner with an insurance agency that will do the most for your business, call Texas Insurance Agency today. You won’t find better deals when you need Pearland TX Public Liability Insurance.
Pearland TX Public Liability Insurance
There are various insurance policies available to companies and business owners. For that reason, it can be hard to narrow down your choices and find the coverages you actually need. That is why our team is here to help. Whether you have specific coverages in mind or aren’t quite sure where to start, you can rely upon our agents to steer you in the right direction.
It should be noted that business owners are required to carry certain policies. However, some of these policies are only applicable to certain business types or sizes. For example, disability insurance, workers compensation, and unemployment insurance are all required by law. However, this is only in the case your business has a team of employees behind it.
Although it isn’t required, liability insurance is extremely beneficial to business owners. Not only will it protect your business against claims, but it will help cover the cost of these claims and the other expenses they bring.
Liability Claims can come from anyone, including customers, other business owners, and even your employees. However, public liability can’t protect you from all of these claims. Instead, it is designed to protect you against claims from the public. So, should an employee take out a claim against you or your business, you would not be covered.
That is why there are several other liability coverages to help in other instances. To learn more about your coverage options, call Texas Insurance Agency today.
Call today to ask about Pearland TX Public Liability Insurance.
What Can Public Liability Cover?
Pearland TX Public Liability Insurance is designed to protect your business against the following claims:
- Personal Injury
- Damage to Property
- Loss of Property
- Death
However, this is only in the event that the incident took place at your business location. If something were to happen at a customer’s home, for example, you would not be covered. This is yet another reason why you need to consider all of your coverage options to ensure you have adequate protection in place for your business.
There are several times where your business may face liability claims. Unfortunately, they are more common than you might think. That is why this insurance type is so essential. If customers frequently visit your business location, you could be at risk of bodily injury claims. This could be for something as simple as the customer slipped. Additionally, if they slipped due to a wet floor and there were wet floor signs posted, you could still be hit with a liability claim.
This shows that no matter how vigilant and careful you are, liability claims are sometimes unavoidable. With that in mind, you need to have the right coverage on your side to safeguard your business. Of course, you should be aware that your insurance policy will have a coverage limit. However, having this coverage will significantly reduce the cost of these claims.
Save on your insurance with our expert team.
What Does Public Liability Insurance Cover?
Your Pearland TX Public Liability Insurance will protect your business against the cost of the following:
- Bodily Injury – This will cover any medical expenses associated with a customer or a third party’s injuries.
- Property Damage – This will cover the cost of damage to third-party property. Again, only in the event that the accident took place at your business location. So, if you or an employee were to visit a customer’s home and smash a window, you would not be covered.
- Legal Fees – Your insurance policy will help cover the cost of attorneys if a liability claim wraps you up in a lawsuit.
Public Liability Insurance, although extremely beneficial, does not cover you from all liability claims your business could be at risk of. Other claims include advertising injury and reputational harm. If you’re looking for further coverage to protect your business against these claims, be sure to ask our agents about General Liability Insurance.
This type of insurance can also protect you against bodily injury and property damage claims. However, this doesn’t mean public liability insurance is the inferior choice. Be sure to speak with our agents to learn which coverage options are best suited for your business.
Additionally, we offer our services for several other insurance types. So, whether you need Commercial Auto Insurance, Flood Insurance, or more, you can rely on our team. Fill out this form for a free quote or call us today to learn more about Pearland TX Public Liability Insurance.
Pearland Fun Facts
- Pear trees once grew in the area.
- The city is home to two libraries.
- Pearland hosts special events for its residents all year round!
- To learn more about Pearland, visit today.
