If you’re looking for the best possible way to keep your home protected, then look into purchasing League City TX builders risk insurance for homeowner policy! Texas Insurance Agency prides itself on being the premier insurance agency in greater Houston.
As a result, all you can expect from us is excellence in quality and customer service. We have been operating for over 20 years, so we know what it takes to keep our customers coming back. More than this, all of our agents know exactly how to meet your needs as a potential insurance holder.
It is far too often that we see customers lurked into a policy that they don’t understand and can’t get out of due to contractual obligations. As a result, you are paying for coverage that does absolutely nothing for you. There is so much insurance jargon out there. Understandably, it is easy to get looped into a policy.
Choose Texas Insurance?
Many agencies do this on purpose. However, you won’t find that here with us. There are no strings or gimmicks with our team at your side. More than this, we lay all of our plans out in an easy-to-understand way. Overall, you receive an agency that cares and a policy that is comprehensive and affordable when you partner with our brokers.
Without the loyalty of our customers, we wouldn’t be who we are today as a company. Our team can make sure that you’re covered in every way possible by helping you understand our policies. As insurance holders ourselves, we are always on the lookout for comprehensive policies that are affordable.
So, if we’re looking for this ourselves, wouldn’t it only make sense that we provide the same to our customers? Visit our team today to find out why we’re the absolute best team around. We don’t see you as a dollar sign, but instead, someone who needs help protecting themselves from the unexpected. Reach out to our team today.
What is League City TX builders risk insurance for homeowner?
Having a new home built can surely be an exciting time. However, it can just as easily be ruined when your workers accuse you of their tools being lost, stolen, or ruined. This is what builders risk insrunace policy will do for you. Protect you from any allegations and help you pay your workers back for missing property.
Specifically, builder’s risk insurance covers your home while the construction process is taking place. More than this, it covers theft and vandalism of the tools your workers are using to build your house. But don’t confuse this with liability insurance coverage. They are different. At the core, this type of insurance solely protects the builders, not you.
Do I need builders risk insurance?
With any construction project at your home, it is always best to have builders risk coverage policy on hand. Many construction workers might actually carry the policy themselves, but in certain instances, they actually believe that it is the homeowner’s job to carry this policy.
If you do need it, you can speak with an insurance agent to determine the exact type of coverage you might need. If you are renting a property, you will not need to worry about carrying this policy as you should not be conducting renovations to a rented home.
To find out more information, contact the league city texas Texas Insurance agents today.
How long will my policy last?
As with any other insurance policy, your builder’s coverage does have a limit. Overall, most policies cover you for up to 9-12 months. Any more than this will require a policy extension. However, due to construction projects being unpredictable sometimes, it’s fairly easy to get an extension.
Your insurance agent can assess any progress being made to the home to determine how much of an extension is needed if you do need one at all.
Do I need a homeowners policy?
YES! As a homeowner, you should always have a homeowners policy on hand. Opposite of builders insurance, a homeowners liability policy covers you and your belongings as a homeowner. This policy will provide you with the needed coverage if an accident or theft happens at your property.
In addition to builder’s risk, this is a great way to keep yourself as protected as possible on all fronts. Accidents are called accidents for a reason, and you need to make sure you’re protected in every way possible with a policy like this on hand. You can choose the amount of coverage you would like for this policy, but your agent will recommend a starting point based on your home and its needs.
To learn more about this coverage and policy, contact us today!
How much does builders risk insurance cost?
As with any other policy, the pricing will depend. The size of your home and the length of the project are the two most important factors in determining cost. Easily, a larger project will cost more to you. Generally, to start, you can estimate that you’ll have to cover 1-4% of the budgeted construction cost of your home.
More than this, the type of materials you want to be used for your home deeply affects the cost as well. It truly does cost to have a project done right. But the right agent can help you budget and find a policy that meets your needs best.
Sometimes combining policies together can actually help you save money. If you are interested in doing this, please get in touch with us today. We have the knowledge and experience necessary to provide you with a policy that works.
Contact Texas Insurance today!
Overall, we want to help you receive the coverage you deserve. More than this, we don’t want you breaking the bank to do so. At Texas Insurance, it is our job to match you with the right policies for the right price. Get in touch with our team today at 281-398-1010. From there, we can lead you in the right direction and get you matched with the right League City TX builders risk insurance for homeowner policy.
There is a reason we’ve been in business for so long. Nobody does it better than our team. If you want the best League City TX builders risk insurance for homeowner, speak with our team immediately.
League City TX Fun Facts:
- This is the only community in the area with a revenue stream specifically dedicated to amateur athletics.
- The third-largest boating anchorage in the United States
- League City is home to Big League Dreams Sports Park
- For more information, please visit our official website.