Are you on the search for League City TX bobtail insurance?. Texas Insurance Agency is your one-stop-shop for insurance. You’ll get first-rate advice unlike any other. With that advice comes practical solutions. We’ll help you save on your insurance. Better yet, you’ll get the right prices and rates. Those rates will be competitive as well. We have offices in the Houston area. One in Katy and the other in Pearland. No matter what, we can serve you. We serve other places. That includes Cinco Ranch and Fulshear, too. When you come to us, you know you’ll get a good deal.
League City TX bobtail insurance
For our firm, we act as a broker. That means we get you with the right insurance company. Our partnerships are with Progressive and Hartford. Aside from them, there are other companies we partner with. Farmers are one of them, too. We make sure to cover all insurance. You can get help on auto and home. Moreover, you can get help on business insurance, too. Commercial auto is another area we know very well. For us, there’s no limit on what we can provide you. It’s all to help you save and get the right plan.
Bobtail insurance
Bobtail insurance is the liability for your truck when you drive. Specifically, it’s for when you don’t have your hailing equipment. Henceforth, you can think of your League City TX bobtail insurance as commercial auto. This is because this in the trucking industry. Bobtailing can happen with a semi-truck or 18 wheeler. This usually happens in between dispatches. This is when you drop off a load, or you’re going to get one. Therefore, this insurance helps when you’re in an accident. An accident could happen when you’re on your way to pick up a new load. It can happen in between dropping off one load and picking up the rest. Also, it can happen as you drive on your way home. This would be after your last drop-off.
Texas Insurance Agency can help you with your bobtail insurance!
It’s vital to know this insurance does not cover damage to your rig in those cases. However, this insurance does help with medical bills, legal fees, and costs. It can also help when someone else gets hurt in an accident. That could even be for their vehicle.
What Does It Cover
Bobtail insurance covers a lot. It covers any damage when you’re at fault. This means any accidents that involve a third party. This damage could be other vehicles and bodily injury. There are situations where this insurance would apply. For one, it would apply if you hit a light pole on the side of the road. It can also apply if you get in a wreck after your first dispatch. Because the trailer is empty, you’ll get protection in that case. However, the insurance does not help when you go to pick your kids from school. In the event you hit a car, there would be no coverage for that. No coverage also applies if you have cargo in the trailer. That could be the case if you get in an accident while dropping a half-load.
For the most part, most bobtail insurance is $1 million in coverage. If you’re worried about potential accidents, you can always add more coverage.
Who Needs Bobtail Insurance?
Usually, your motor carrier will need this insurance. Frankly, any truck driver should have this insurance. This is extremely important if you operate under someone else’s trucking authority. In that case, you will need bobtail insurance. In general terms, you will need bobtail insurance if your motor carrier requires it. You’ll also need it if you don’t use a trailer or hauling equipment. This also goes for when you drive with an empty trailer. And finally, it’s necessary if you don’t have the funds. Those funds could be for legal costs, damages, and other costs if you’re in an accident.
Be sure to be covered for your truck on the road!
On the one hand, if you drive with an empty trailer during personal trips, you may require a different insurance plan. Henceforth, you’re best at getting non-trucking liability insurance. It’s also crucial to realize that bobtailing is very dangerous. In fact, it’s even more so than driving a loaded truck. It can be hard to use the brake and make turns. Steering can be another issue. That’s why your League City TX bobtail insurance is very important.
Cost for Bobtail Insurance
Like with other insurance coverages, there is a cost. Texas bobtail insurance can go for a lot. Trucking companies can have their own rules. Regardless, your driving history and how often you bobtail will be taken into account. Moreover, the more experienced you are, the lower your premium. In addition, your coverage limits could be a lot. With more coverage comes more cost. According to East Insurance Group, $400 is what drivers usually pay per year. Another thing insurers look at is how often your bobtail. If you do it often, you’re more at risk. And that means more money to pay. Finally, your claim history plays a role, too. If you have a lot of past claims on past policies, you can expect to pay more, too.
These trucks can cause damage to a lot of things. This can include cars, properties, and other people. A bobtail insurance plan would help or get the truckers the production they need. This can save a lot of heartbreak and offers peace of mind. It’s good to get with a good insurance agency for your bobtail insurance.
Quote for your bobtail insurance!
At Texas Insurance Agency, you know you’re getting the best advice ever. We work with you to get the right plan you need. If you want, you can come to visit us anytime you want. Our phone number is 281-398-1010. You can also email us at info@texinsagency.com. Our business hours are from 8 in the morning to 5 in the evening. For the weekend, you can make appointments. For your League City TX bobtail insurance, it’ll be worth it!
Our owner, Roland, can help you with any insurance need!
Fun Facts about League City, TX
- The population is over 111,000.
- The city is a boating anchorage.
- Land square miles is 51.26.
- The mayor is Pat Hallisey.
- To learn more about League City, go to the website.
