Are you trying to find reliable League City TX Liability Insurance Coverage? If so, speak with the experts at Texas Insurance Agency. For more than 10 years, our insurance agents have been dedicated to offering our clients the very best policies. For that reason, we have partnered with some of the most trusted insurance providers around. When you work with us, you can trust you have the best coverage at the best rates. Call today for your free quote!
League City TX Liability Insurance Coverage
There are certain coverages that Texas business owners should have in place to ensure their business is protected. Additionally, it should be noted that if you run a business, some insurance policies are required by law. Here in Texas, one of those policies is workers’ compensation. This, along with many other policies, is optional. However, if you’re looking to protect yourself, your employees, and your business, there’s no better coverage to invest in.
Another important coverage to have in place is liability coverage. Although this insurance policy may not be required, it is an invaluable asset for your business. General Liability Insurance, or GL insurance, is designed to protect you and your business against common workplace claims. These claims could come from employees, customers, other business owners, and other companies.
Additionally, these claims could result in a huge financial loss to your business. Of course, this depends on what claims come your way. Nevertheless, League City TX Liability Insurance Coverage is essential for business owners. If you’re looking to find the right coverage for your business, look no further than Texas Insurance Agency.
Our expert agents are here to ensure you have the right policies in place to keep yourself, your employees, and your business safeguarded against these claims. Call now to start building your business insurance plan.
General Liability Insurance: What is it?
GL insurance is there to benefit companies of all sizes. However, it is imperative for small business owners. This is because the claims covered by this policy come with expensive costs. If you don’t have this coverage in place, you could be looking at a financial loss of $50,000. For some small businesses, this could be a serious hit and could even mean an end to your business.
Here at Texas Insurance Agency, we never want that to happen. We understand how important your business is and how hard you’ve worked to build it. That is why we offer our services for a range of insurance policies.
Liability coverage can protect your business from various claims, including, but not limited to, property damage, advertising injury, and reputational harm. These claims can arise for everyday business hours and are more common than one might think.
Unfortunately, without this insurance coverage, you’ll be facing these claims without financial assistance. This means that if a customer were to take out a personal injury claim on your business, you could be looking at a loss of $20,000. Additionally, if someone takes out a reputational harm claim, this financial loss will be closer to $50,000!
Don’t risk your livelihood by not having the right coverage; call Texas Insurance Agency. Our insurance agents will ensure you have the right League City TX Liability Insurance Coverage to avoid these claims.
Possible Liability Claims
Now that you understand the purpose of liability insurance, it’s important you understand the possible claims and when they can arise. Not knowing the impact of these common occurrences is why so many business owners are unaware of just how exposed their business is to these risks. That is why our insurance agents strive to help every business owner that comes our way.
We take the time to get to know you and your business and ensure you have the right policies in place to stay protected. So, when can you or your company be hit with one of these liability claims?
Bodily injury is one of the most common claims taken out against a business. These claims can arise when a customer injures themselves while visiting your business. This could be for something as simple as slipping and could set you back thousands.
With that in mind, liability coverage is greatly beneficial to all company types. To learn more about this and the following claims, contact our team today.
As the name suggests, this claim can be used in the case of copyright. For example, if you use someone else’s work in your business ads, without their knowledge or consent, they could make this claim against you.
This, again, is a highly common claim made against businesses. This claim could be the result of you or one of your employees causing damage to another’s property. For example, if your business entails visiting customers’ homes to provide a service, they could take a claim out against you if you cause any damage, even accidental.
A property damage claim could arise from something as simple as a cracked window.
If you make a public comment about another business or business owner, they could come at you with a reputational harm claim. However, this is only in the event that what you said had a negative impact on their business.
If you defame another business or business owner, that business owner could take out a claim against you. You may be thinking that it would be easy to avoid such claims. However, they are more common than you think. In fact, the majority of these claims come about when a business owner (the one who was hit by the claim) had no intent on causing the defamation.
Business Insurance in League City
If you’re looking to work with one of the most trusted insurance agencies around, call Texas Insurance Agency today. We have been in operation for more than 10 years and possess the expertise to assist with your insurance plan.
If you’d like to request a free insurance quote, reach out to our team today. You’ll soon discover why we offer the best League City TX Liability Insurance Coverage.
League City Fun Facts
- The city’s library holds many events, such as an adults reading club.
- League City is home to four marinas.
- The Cleark Creek Paddle Trail spans 6.5 miles.
- To learn more about the city, visit today.