Make sure your business is safe with custom insurance for construction Houston, TX! Just like a strong building needs a strong base, a strong insurance policy is needed to protect a successful business.
At Texas Insurance Agency, we know this, which is why we offer complete insurance for construction. We are dedicated to protecting your business from unknown risks and possible financial loss as a reputable and experienced insurance company.
Texas Insurance Agency has all the tools it needs to offer both general business insurance and coverage that is specifically made for industries like construction. We know that the building industry is full of unique risks and huge possible financial consequences because we have worked with many different types of businesses. That’s where we come in. We fill in the blanks and make sure your business is safe.
What Makes Insurance For Construction Houston, TX Necessary
We’re not like other insurance companies; we work with you to understand your exact needs and create a unique insurance plan just for your business. We think that insurance for construction shouldn’t be a one-size-fits-all plan. Instead, it should be a policy that is custom-made for your job site or project.
Not only do we write policies, but we also promise to give you great customer service for as long as your policy is in effect. When you work with Texas Insurance Agency, you get a committed insurance partner who is always there to answer your questions, give you advice, and make sure your business is protected, no matter what happens.
Our insurance coverage takes into account the specific risks that come with your work, whether you are a general contractor, a subcontractor, a business builder, or a residential developer. Here are some important areas of coverage:
- General liability
- Workers’ compensation
- Builders’ risk
- Commercial Auto Insurance
- Trucking/Transportation Insurance
Texas Insurance Agency can help with all of these things and more, so your business doesn’t have to worry about being sued out of the blue.
We also offer help with many types of personal insurance, including personal umbrella insurance. Personal insurance serves to protect one’s personal property. We can help you get the right personal insurance plan, including homeowners insurance, auto insurance, renters’ insurance, and more.
More on the Important Types of Commercial Insurance Coverage for Construction Businesses
Getting commercial insurance is a smart business move, and it’s an even better idea for people who work in the dangerous building industry. Every day, building companies have to deal with threats like theft, accidents, injuries to third parties, and lawsuits.
As an insurance company in Houston, we know all about these risks and more. We are committed to giving your construction business strong insurance coverage that fits its needs.
Which types of insurance would benefit construction companies?
Construction companies need general liability insurance in order to run. It protects you from lawsuits that come from injuries and property loss that happen because of your business. General Liability insurance can cover the costs if, say, a bystander gets hurt on your building site or if your work damages a neighbor’s property.
Because construction jobs are physically demanding and dangerous, it is very important to have Workers’ Compensation Insurance. If an employee gets hurt or sick at work, this insurance pays for their medical bills, lost wages, and disability or death payments. Not only is it the rule in many states, but it also keeps your business safe from expensive lawsuits.
The things that your building company owns can be protected by commercial property insurance. This includes your business building, tools, equipment, and any stock you have. It covers loss from things like fires, storms, theft, and some types of accidents. During a disaster that is covered by this insurance, it can help pay to fix or replace property that has been damaged.
Contractors’ Equipment Insurance covers the tools and machinery used on projects. It is made specifically for people who work in construction-related trades.
Investing in construction tools like bulldozers, cranes, loaders, and others is a big deal. If you lose or damage these tools, it could stop your project and cause costly delays. This insurance covers those kinds of risks by giving you the cost of replacement or repair.
Builders Risk Insurance is meant to protect property and raw materials while building is going on. It protects building supplies, fixtures, and tools used during the building or remodeling of a building in case they get damaged by risks that are covered, like fire, theft, or abuse.
Why Should You Choose Our Construction Insurance?
When it comes to picking an insurance company, we’re different in a few important ways:
- Expertise: We have worked in the insurance business for years, so we know not only the different types of commercial insurance that are out there but also the specific risks that come with working in the building industry in Texas.
- Customized Solutions: We are very good at setting up insurance plans for businesses that are specific to their risks and possible penalties.
- Competitive Prices: We work with a lot of good insurance companies, so we can shop around and find your business the best coverage at the best price without sacrificing quality.
- Exceptional Service: We work hard to give our customers smooth and quick service, and our customer reviews show that we’re serious about doing a great job.
Finally, we at Texas Insurance Agency think it’s important to protect construction companies against risks and liabilities they can’t plan for. Our reputation as a top insurance company comes from how much care and attention we give to each client.
If you need a trusted partner for insurance for construction Houston, TX please get in touch with us right away. For complete, custom, and cheap construction insurance, Texas Insurance Agency should be your first choice.
Fun Facts About Houston, TX:
- The city was named for General Sam Houston, who was President of Texas and won the Battle of San Jacinto to free Texas from Mexico.
- From 1837 to 1839, Houston was the capital of the Republic of Texas.
- The Spindletop oil field, which was discovered in 1901, was a big part of Houston’s growth.