Do you need Houston TX Restaurant & Bar Insurance? Then look no further as Texas Insurance Agency is waiting for you to make the right choice in who will help you with your insurance policies. There are so many insurance policies to choose from, and with our help, you will be protected and ready for whatever your company is hit with. Making sure you have legal liability or employee-related risk covered has never been easier.

One policy you must make sure you have is Business Property Insurance as it will cover all the costs in repairs and damages you might have been experiencing. Even lost wages can be recovered for your employees who have potentially hurt themselves while on the job. With the proper insurance, you can make sure your entire company is covered and protected from any issues that can happen.

Making sure you do not have to pay out of pocket for something that happened to your employee means you have ensured compensation. Without compensation, you can easily see employees begin to have issues with your company. That is why it is the right choice when you decide to have insurance coverage that works for you. No matter how big or small your company might be.

When you realize your company needs the right insurance plan, you will want Texas Insurance Agency to have your back! We promise to work with you to understand your policies’ needs and get you on the road to success with your company. Please continue reading to learn how Texas Insurance Agency is your Houston TX Restaurant & Bar Insurance!

Have no fear! Mallory, your insurance agent, is here!

Bar & Restaurant Insurance

Bar or restaurant insurance varies from business to business. Depending on the unique value of your company is how affordable your insurance might be. If you feel your business might pose special risks or needs, you might have a different amount to pay for. You need to make sure you have a bundle that works in favor of your business needs, so both you and your company are safe.

In Texas’s great state, it is required by law that every business must have Worker’s Comp for their employees to have for protection. Especially if you are running a bar and you have to manage multiple employees. With the help of BOP, Business Owners Policy, this policy will protect your business from any issues it might experience. BOP is a great coverage plan for those in the food and beverage industry especially.

With the correct bundle, you can make sure you have the liability you need and commercial property insurance. With the help of the Texas Insurance Agency, you have the power to stay safe when the worst happens, and you need help. Please reach out to us today to learn how we can help you! Because no agency does the most for their clients as Texas Insurance Agency does.

Worker’s Compensation

When your employees get hurt on the job, they need worker’s compensation to help them out. This government-mandated payment is to benefit those who have injured themselves in the workplace. Please keep in mind this type of insurance can only occur if the incident took place at the job site. Many company owners enjoy this policy because it helps them not be liable.

The best part of this policy is that your employee will not sue you. If they try to, you will then enter a compensation bargain period, which will protect you and the employee. You may even have to experience Recourse for your business as it is a process of demanding payment. A certain amount of liability is put into play with this policy that you will have to deal with from your employee.

However, your employee can be covered for medical fees when they need medical attention because of compensation packages. This type of compensation can only take place if your employees sustained injuries while at work. Sick pay can also take place during medical leave. No matter the reason, your employees are covered and in good hands with their insurance needs.

Small Business Insurance

Though you might have a small business, it is just as important as a large company. You will save money and find it more affordable to use small business insurance policies. Plus, you can have your claims against you be taken care of before they hurt your business. Additionally, you can apply for General Liability Insurance, Worker’s comp, and Property Damage Insurance.

Are you looking for a policy? Give Texas Insurance Agency a call so we can give you a free quote today! We promise that you are in safe and sound hands with Texas Insurance Agency working for you and not against you.

Making sure your restaurant is safe from lawsuits can be easy when you take care of your policy needs!

Liability Insurance

With the help of Liability Insurance, you can be excused from paying or dealing with legal fees and lawsuits that might be against your company. Because paying out of pocket for your payments to be handled is difficult on you and your wallet. Additionally, we will ensure you have GLI, General Liability Insurance because it will protect you against customers’ and employees’ claims. Which can range from injuries to false advertising,

To learn more about our policies we can help you with, please reach out to us today to learn more.