As a nurse or healthcare professional, you spend years in school educating yourself so you can help patients; therefore, you need to protect yourself too with Houston TX professional liability insurance for nurses. Texas Insurance Agency is the place to be when you need to find affordable plans and policies. Furthermore, at our core, we are dedicated to providing excellence in customer service and products. You won’t find the services we provide anywhere else.
With COVID-19 still being ever-present, we pay a special thanks to all of our nursing frontline workers. However, now more than ever, it is important that you keep yourself protected from potential accidents or lawsuits that can occur on the job. At Texas Insurance, we offer comprehensive policies that won’t break the bank but still factor in everything you need and want for protection. We are sure to keep you and your needs first before anything else.
However, insurance policies aren’t always easy to understand. So it helps to have a team of experts by your side to help educate you on the policy that might work best for your specific circumstance. We will be by your side every step of the way. More than this, compared to other companies, our policies are easy to understand and affordable too. If you’re ready to learn more about our Houston TX professional liability insurance for nurses, keep reading.
What is Houston TX professional liability insurance for nurses?
No matter what type of nurse you are, accidents can happen. It is your job to make sure you minimize those accidents and protect yourself if they do happen. In any event, professional liability insurance provides you with coverage you can be happy with. More than this, professional liability helps you cover the fees that come with hiring an attorney and other associated fees that come with a lawsuit. Specifically, this liability insurance will help cover:
- Medical Malpractice
- Negligence on your end
- Misrepresentation of a patient
- Inaccurate advice given to a patient that leads to death, injury, or illnesses
Every malpractice case is different, and there are many instances where the nurse has done absolutely nothing wrong at all. Your patient still has every right to sue if they feel you might be at fault, regardless if you actually are or not. Even in this case, you need to be as prepared as possible. Whether guilty or not, there are still so many out-of-pocket costs you’ll have to afford when you are sued.
So, it is best that you are covered in every way possible with Houston TX professional liability insurance for nurses. Otherwise, you’ll be left to pay out of pocket for all associated costs. More than this, if you are found liable or complacent for patient malpractice, injury, or neglect, you have to pay out to them with no other monetary help from an insurance policy.
Sometimes, your employer already has professional liability insurance on hand. But in most cases, the coverage is bare minimum, leaving you to cover any additional fees out of pocket. So, it is best to invest in your own plan that gives you the room to add or leave out whatever you think necessary. Choosing the coverage you want leaves you with more control than your employer. Your needs should be put first. Consider a plan with us today!
Why do I need professional liability insurance?
As you know, accidents can happen to anyone, especially when you’re in the medical field. Successful malpractice suits against doctors, nurses, and medical practitioners have serious consequences. Not only is jail time a viable option, but the revocation of your license is always the first go-to.
This leaves a permanent stain on your resume that is very hard to remove. So, like we tell all of our clients when they’re decided whether or not to purchase an insurance policy, it is always better to be safe than sorry.
As a nurse, you might be afraid that this policy indicates you cannot be successful at your job. This is simply not true. Anyways, nobody will know that you even have this insurance policy on hand unless you say something. In the event, you are sued. Still, the only person who would know is your attorney.
Also, nobody takes a second look at those who get homeowners insurance policies or businesses that get general liability insurance. An accident is an accident for a reason. You want these specific safeguards in place, so you are always protected. If you have more questions about the policy, don’t be afraid to get in touch with Texas Insurance Agency today and see why our business is the best in Greater Houston.
How much will my plan cost?
Many clients wonder about the cost of their insurance plan. This is understandable. At Texas Insurance, we pride ourselves on providing comprehensive plans that give you everything you need without you having to break the bank. We are a team of human beings the same as you, so we know whats it’s like to want affordable prices.
Therefore, we take this into consideration when matching you up with a policy. As we’ve partnered with over 10 different insurance agencies, we’re sure to find you the best policy for the best possible price.
Furthermore, the provider we match you with is sure to put your needs first before a paycheck. Our customer service is unlike anyone else’s. All in all, the policy price will depend on how in-depth you want your plan to be. A more comprehensive plan will cost you more. Whereas a basic plan is on the cheaper end. Rest assured that no matter what plan you choose, it is the highest quality possible.
If you want to learn more about the services we offer, give our team a call today at 281-398-1010. From there, we can match you with an agent that meets your needs and is ready to help. We have the best possible policies when you need Houston TX professional liability insurance for nurses.
Houston TX Fun Facts:
- Houston is one of the busiest port cities in the nation.
- The Texas Medical Center is the largest in the world.
- In the late-1830s, Houston was the capital of Texas.
- Houston has an underground tunnel system.
- For more information about Houston, TX, visit the city’s website.