Owning and operating a business without insurance can end with serious consequences; therefore, look into purchasing our Houston TX commercial umbrella insurance plan today! Texas Insurance agency is a business that prides itself on providing excellence in service in all ways possible. As a result, you can always trust that we’ll never lead you in the wrong direction. More than this, we can offer the most affordable and comprehensive plans there are.
We know that your business is important to you. However, many customers fail to utilize all of the ways they can keep their business protected. While you may think you are a minimal liability business, that doesn’t mean accidents never happen. This way of thinking leads many to stray away from insurance policies, and as a result, you incur substantial legal fees.
Choose Texas Insurance!
You won’t find better customer service anywhere else. Reach out to our team today and learn why we’re the best.
But there are so many different types of insurance policies out there that it can be easy to confuse them. Moreover, it can be easy to confuse the type of business you are with the type of coverage you need. Luckily, the team at Texas Insurance has years of experience dealing with various types of businesses and their associated policies. Knowingly, you can trust that we always lead you in the right direction.
Our business fundamentals are finite. So, you won’t ever have to worry about our policies and services changing. We are always sure to actively listen to our customer’s needs and implement the best policies that move you forward. Our team wouldn’t be who they are today without our core principles at the heart of our business.
If you would like to learn more about our Houston TX commercial umbrella insurance, keep reading to find out about the ways we can save your business some money today.
What is Houston TX commercial umbrella insurance?
At the core, umbrella insurance allows for added protection and financial aid that your general liability policy does not cover. It is a bonus protection policy that covers policies like workers’ compensation. If you want an adequately protected business, choosing a plan like a commercial umbrella is the best possible decision.
Furthermore, umbrella insurance covers anything from legal fees at the result of a lawsuit, attorney fees to be paid, and other related charges. More than this, umbrella coverage will protect you and your company and actively prevents you from having to pay out of pocket for claims that your general liability policy does not cover. Fees outside of your coverage limit can include, but are not limited to:
- Any legal costs and fees
- Medical bills for yourself, employees, or customers
- Damages to your building property
- Judgments and settlements allotted by the courts.
So, if you want the fulfillment of being fully protected, ask Texas Insurance agency about our commercial umbrella plan today. WE can assist you in choosing the right plan for your business.
How does commercial umbrella insurance work?
Your commercial umbrella policy distributed by Texas Insurance agency will actively extend ay coverage allotted by your general liability policy. Therefore, if you would like to add this plan, it is a requirement that you already have a general liability policy in place. Many commercial policies are generous with their flexibility, and they allow room for adding or subtracting things your business needs or does not need.
Furthermore, umbrella policies will extend the life of any other policy on hand, ensuring that you are as protected as possible. Without a policy like commercial umbrella, legally, you and your business are responsible for anything that goes wrong on the premise. More than this, you are also now legally held responsible for the fees associated too.
Do I need commercial umbrella insurance?
Choose us when you need affordable Houston TX commercial umbrella insurance.
We’ve already talked about why adding a commercial umbrella plan can be beneficial. However, this does not mean that you actually need the policy. If you own a company, having commercial umbrella insurance is highly recommended.
More than this, if you are a business that frequently interacts with customers on a daily basis, you have more responsibility on your end when an accident occurs. Also, if your business operates with machinery, there is a higher risk of accidents occurring than with a business that does not. Therefore, it is the best bet to be as covered as possible.
Bodily injury can happen at any business as a result of virtually anything. They are called accidents because they’re unpredictable. Knowingly, it is better to be safe than sorry and keep yourself as protected as your plan allows for. As a business owner, it is not only your job to keep your business running smoothly, but it is also your job to keep both employees and customers safe while on the premises.
How much does this policy cost?
Just like with any other policy, the cost will vary depending on the plan you choose and the business you operate. Pricing also depends on:
- The amount of pre-existing coverage you already have in place.
- The type of business you own. Meaning that as a high-risk business, your plan will cost more than a low-risk business. The frequency of accidents is also considered. With higher chances of injury, the costs go up significantly.
- Finally, the costs of your plan will depend on the size of your business too. Small businesses usually have lower premiums, understandably. The costs increase with the size of your business.
Overall, no matter what type of business you own, it is better to be protected. We do not offer quotes online because every business is so different, and we can better help you if we learn directly what your business is always about. When you schedule an appointment with our team, we can sit down and discuss daily operations that will allow us a better insight into the potential accidents and liabilities.
Affordability and great customer service are just the bare minima of what we offer. Contact our team to learn more about what we can do for you.
Book an appointment!
Let Texas Insurance Agency support you!
Easily, you can see why Texas Insurance agency is the right team for you. We have been leading the insurance world for years, and we don’t plan on going anywhere. Understandably, insurance policies can be hard to wrap your head around. But with our team at your side, we alleviate the stress and confusion, so all you have to worry about is operating your business.
So, give our team a call today at 281-398-1010 to schedule an appointment with one of our agents. From there, we can discuss our comprehensive Houston TX commercial umbrella insurance policy to make sure you choose the right plan for your business.
Houston TX Fun Facts:
- Houston is one of the busiest port cities in the nation.
- The Texas Medical Center is the largest in the world.
- In the late-1830s, Houston was the capital of Texas.
- Houston has an underground tunnel system.
- For more information about Houston, TX, visit the city’s website.
