Texas Insurance Agency is here to offer you the most competitive Houston TX commercial truck insurance quote. Owning a business comes with an array of responsibilities. If you want to ensure you and your livelihood are protected, you need to have the right insurance policies in place.
There are various insurance options available for business owners. As such, it can quickly become confusing and overwhelming to find the right policies for your business. That is why Texas Insurance Agency is here to help.
Commercial insurance policies are designed to help protect you, your employees, and your assets. What’s more, some of these policies are required by law here in Texas. If you don’t think you have the right commercial coverage in place, speak with our team today, and we’ll help you find the right coverage at the right rates.
Houston TX Commercial Truck Insurance Quote
Commercial truck insurance, or commercial auto insurance, is a must if your business relies on the use of vehicles to carry out your daily operations. Whether you own, lease, or rent vehicles for company use, this insurance type is a must.
Additionally, it doesn’t matter if you, yourself, drive the vehicles or if your employees drive the vehicles; commercial auto insurance is vital.
There are several company types that can benefit from this insurance type and that require this type of coverage to operate legally. This includes, but is not limited to, the following business types:
- Delivery Services: mail, commercial goods, etc.
- Trucking Business
- Local Hauling or Long Hauling Companies
If you’ve been looking for truck insurance coverages, look no further than Texas Insurance Agency. Our team has been in the insurance industry for years. Moreover, our dedicated agents have extensive experience under their belts and are passionate about finding you the best coverage. As an independent insurance brokerage, we don’t work for the insurance companies; we work for you!
Knowing this, you can be confident that our insurance agents will work with you to find the coverage you need at a price that works for you. Call today and give yourself peace of mind, knowing your business is covered.
Semi Trucks, Dump Trucks, and More
Commercial truck insurance can cover an array of vehicles. Depending on the type of trucks your company uses will depend on your coverage options. Many things will play a role in determining the type of insurance you need. The goods you transport in your vehicles and the drivers’ years of experience are just two things that can affect your insurance options.
No matter if you’re looking for Texas commercial truck insurance for long haul or local trucking, know that Texas Insurance Agency is here to help. Our insurance agents will take the time to get to know you and your business. From there, we can suggest the right type of coverage to help protect you, your employees, and your livelihood.
There are hundreds of truck insurance companies around the Greater Houston area. However, you won’t find a more dedicated team than the experts at Texas Insurance Agency. We believe that everyone deserves the right to protect their assets and business. Moreover, we believe that doing so shouldn’t cost you an arm and a leg.
That is why we proudly partner with several trusted and reliable insurance companies in the area. When you work with Texas Insurance Agency, you’ll have various options in front of you, and we’ll help you find the best trucking coverage at the best possible price. So, what are you waiting for? Call our team and get your Houston TX commercial truck insurance quote today.
Trucking Liability Coverage
There are several coverage options available with commercial truck insurance. Some of those options include general liability, personal injury protection, and collision coverage.
All commercial trucking insurance policies have two main areas: Physical Damage Coverage and Liability Coverage. Both of these coverages are vital in protecting you against fees associated with accidents caused by or involving your commercial trucks.
Physical Damage & Liability Coverage
Diving further into these coverages, primary liability comprises two main parts; property damage and bodily injury. Both of which will protect you financially if one of your trucks causes damage in an accident. This can include the physical injuries of another driver, property damage done to another vehicle or to someone’s property.
You should be aware that primary liability does not cover damage to your own vehicle. This is what the physical damage aspect of the coverage is for. Call Texas Insurance Agency today if you would like to learn more about liability and physical damage and find a policy that works for you.
This type of coverage is ideal if you’re looking for maximum financial protection. It will prevent you from having to pay medical fees as a result of an accident involving your commercial vehicle(s).
Like other coverage options, medical coverage doesn’t have limits on which party it pertains to. Consequently, this coverage will protect you from paying your own medical bills, your employees’ medical fees, and those of anyone else involved in the accident.
It should be noted that all coverages under commercial trucking insurance only apply to accidents that occur in covered vehicles. So, if you or an employee got in a collision on the way to work, not operating one of your business’ vehicles, then the coverage will not be applicable.
As previously mentioned, the type of policy you need will depend on the business you run. Whether you require small business vehicle insurance, semi-truck insurance, or another commercial auto policy, know that our team has got you covered.
Finding reliable insurance can be a hassle, especially with all the options available to you. That is why you should get in touch with the experts at Texas Insurance Agency. Our insurance agents make it easy to find the coverage you need. So, what are you waiting for? Give us a call and get your free Houston TX commercial truck insurance quote.
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