Are you shopping around for a Houston TX Business Owners Policy? If so, stop searching and contact Texas Insurance Agency today. For years we have been helping people save big on their insurance plans. Allow us to do the same for you by reaching out to our trusted agents.

Protect your business with a Houston TX Business Owners Policy.

What is a Business Owners Policy?

A business owner’s policy, or BOP, is the best way to bundle the bare necessity coverage needed by business owners. This policy combines protection for all liability and property risk into one package. As a result, a business owner’s policy is a popular choice amongst business owners. What’s more, this policy type is incredibly cost-effective.

You’ll find this policy offers the coverage you need at a cheaper cost than if you were to buy these coverages separately. Additionally, when you work with the Texas Insurance Agency experts, you’ll find the right policy bundle for you at a great rate. Speak with our team today if you’re looking for the best coverage for your business.

Some of the coverage options available in a BOP include the following:

Property Damage
Liability
Business Interruption
Peril

Furthermore, a BOP allows you to bundle general liability insurance with commercial property insurance. This policy type is highly recommended for businesses that are part of the food and beverage industry. This is because the food service industry is the most common industry for workplace accidents. However, when you have a BOP policy in place, you’ll benefit from the best coverage against common accidents and more.

If you run a business, regardless of the size, a BOP is a great policy to have in place. If you’d like to know more about your coverage options, call Texas Insurance Agency today. We’d be happy to give you a free quote regarding a Houston TX Business Owners Policy.

Insurance Coverage

Business Owners Policies are generally aimed at small and medium-sized businesses. However, it’s important to note that your business must meet certain criteria in order to qualify for this type of insurance. If you’re unsure whether your business is eligible for a bundled coverage such as BOP, call Texas Insurance Agency today.

Property Protection

BOP offers property protection. This includes owned buildings, rented buildings, building additions, and outdoor features. Additionally, buildings or property owned by a third party that the company is temporarily using will also be covered in the BOP. However, the business property must usually be within a certain distance from the business premises in order to qualify for coverage. To learn more about this and how it can affect your business coverage, speak with our insurance agents today.

Houston TX industrial equipment insurance

Speak with one of our expert agents today to see how we can help!

Business Interruption

If you have business interruption insurance covered as part of your BOP, you won’t have to worry about a loss of income in the event of an accident. This could include anything from property damage, fires, thunderstorms, and more. Business interruption will cover the cost of lost income due to these interruptions. What’s more, it will also cover the cost of a temporary location needed to resume your business.

Liability Insurance

General or Professional Liability insurance is a must for any business, and it can be bundled under your Business Owners’ Policy. Liability protection will keep you from being financially responsible for damage done during work operations. This could include a number of things, such as:

bodily injury
damage to equipment
faulty installations

Ensuring your business has the right protection in place could mean the difference between your business succeeding or not. This is because bills and fees incurred due to accidents and incidents can cause a serious financial hit to you and your business. However, with the right business coverage on your side, you’ll be protected against these losses. Ensure the company you worked so hard to create is protected by calling the experts at Texas Insurance Agency.

Our expert agents are here to help with all of your insurance needs. We understand how important your business is to you. That is why we don’t work for the insurance companies; we work for you! Call today and get the right Houston TX Business Owners Policy to cover your business.

Other Coverage Options

There are certain BOP’s that extend to offer other coverage types. This can include things such as crime insurance, flood insurance, and vehicle coverage. Depending on your business and the coverage you need will depend on what BOP is best suited for you. If you’re looking for additional coverage components, be sure to speak with our team about your options.

Additionally, depending on the type of business you run, you may be interested in commercial auto insurance. This is designed to cover your work vehicles if they get into a collision with another vehicle or property. Commercial auto insurance covers medical bees, fees of damage, and more. Additionally, if you use a vehicle for both work and personal reasons, you could save big on your policy by bundling these two coverages together.

Other coverage options you may want to consider include workers’ compensation. This is in place to protect both employer and employee and covers the costs of any workplace injuries sustained by employees. Find out the many ways you can keep yourself, your business, and your employees protected by calling Texas Insurance Agency today.

We offer insurance products to companies of all sizes!