The best place to get access to commercial small business insurance Houston, TX is through Texas Insurance Agency. Our insurance brokers know how to find the best deals and greatest coverage. We work hard to make sure the businesses of our clients are protected and safe. Some types of insurance we’ve worked with include commercial auto insurance, business insurance, life insurance, general liability insurance, workers’ compensation insurance, and more.
We Are A Vital Resource When it Comes to Finding Commercial Small Business Insurance Houston, TX
Texas Insurance Agency knows how to match clients to great commercial small business insurance. No matter what kind it is or its size, every small business should think about getting commercial insurance. As an insurance broker, we can give you vital info about your policy. We make sure you get the right coverage for your needs. Our commercial insurance for small companies is designed to protect owners from a wide range of risks.
It is our goal to be prepared for events that could stop your business from running or cause you to lose a lot of money. A crucial aspect of business insurance is general liability coverage. This protects a company from cases or claims that might come up because of injuries, accidents, or negligence. This includes harm done to someone else’s property or harm done to a customer or guest at your business location.
Businesses can avoid huge legal fees that come from getting sued out of the blue by having this kind of protection. Another type of coverage is property insurance, which pays for damage to the building, inventory, equipment, and other valuable things inside during an accident. This is vital for companies that have a fixed location, like stores, restaurants, or offices. Insurance covers damage from fires, storms, theft, and other events.
We also can find business interruption insurance, which is meant to cover financial losses caused by sudden problems that stop your normal business activities. Things like natural disasters, pandemics, or major repair work that shut down businesses for a while could cause them to lose money. With the right insurance, you can protect your interests and income.
Another important part of business insurance is workers’ compensation insurance. If one of your workers gets hurt or sick at work, this will cover the costs. It pays for the employee’s medical bills and replaces their wages if they can’t work while they’re healing. It is required by law in most states and keeps companies from getting sued over accidents at work. You can call us to learn more.
Professional liability insurance is also very important for companies that provide professional services. Another name for this is errors and omissions insurance (E&O). It protects against charges that work wasn’t done well or that careless actions caused customers to lose money. For example, this coverage would be very helpful for law companies, real estate agencies, and consulting services.
Choose Us If You Want to Choose the Best Insurance Policy for Your Business
The danger of cyberattacks grows as we enter the digital age of tech. Cyber liability insurance is becoming more and more vital. It is possible for your customers’ private information, like credit card numbers, to be stolen because of a data leak. This policy will cover the costs of recovering the information and telling your customers about it. You could be stuck footing a huge bill without protection from insurance.
Commercial auto insurance is very crucial for companies that use cars for work. This policy covers any damage that your work cars may cause or get while being used on a job. This policy is key if you run a delivery service, a taxi service, or just use cars for work on a daily basis. If your business relies on cars, it can be devastating to be stuck without one if your gets damaged. We will fight for the highest level of coverage for you.
Our product liability coverage protects you from claims that your goods hurt people or damage their property. In particular, this is important for companies that make, distribute, or sell goods. We can protect the reputation of your business with the right policy. Having insurance coverage for your products and services will ensure that you can keep your business in motion even in the event of a disaster.
We also offer directors and officers (D&O) coverage, which covers the personal assets of the people who run your business in case they are sued for things they did while working for you. Costs like lawyer fees, settlements, and more can be included. You can’t control the actions of everyone in your business, but you can prepare for the worst-case scenario. Give us a call to find the right insurance for your situation.
Employment practices liability insurance (EPLI) can protect your company from claims made by workers about discrimination, wrongful firing, or other issues related to their jobs. It pays for the lawyers’ fees and any settlements or court orders that come from these lawsuits. Court can be a huge drain on your finances. It is vital to have an insurance policy that can help you handle that burden.
The specifics of each insurance policy may change based on how your business works and what it needs. We know how complicated business insurance can be because we are the best insurance brokers in the business. Helping you find the right insurance for your small business is what we’re here for. Get in touch with us so we can tailor a policy to your needs.
Texas Insurance Agency Can Help You Remain at the Top With the Perfect Insurance
What types of commercial insurance do we have experience with? We’ve worked with general liability insurance commercial inland marine insurance, manufacturers’ insurance, and more. Is it possible for us to help clients with personal insurance policies? Yes, we’ve helped clients with renters’ insurance, homeowners’ insurance, motorcycle insurance, and more.
Fun Facts About Houston, TX
- Houston is the most populated city in Texas.
- The elevation of Houston is 80 feet above sea level.
- “H-Town” is a nickname for Houston.