Clients who are looking to find commercial motor fleet insurance Houston, TX should pay us a visit at Texas Insurance Agency. For years, we have matched people and businesses with the perfect insurance policy for them. We have experience with personal and commercial policies. Examples include oil and gas insurance, trucking insurance, commercial auto insurance, boat insurance, motorcycle insurance, and more.
We Are More Than Willing to Assist Clients Looking for Commercial Motor Fleet Insurance Houston, TX
Texas Insurance Agency has a team that will help you find the best commercial motor fleet insurance. Commercial motor fleet insurance is meant to protect companies that have more than one vehicle. As an insurance broker, we can offer coverage details that are customized to meet the specific needs of each business. This kind of insurance is usually made for companies that have five or more vehicles they use for work.
Under a single policy, this plan covers the whole fleet and addresses all of their needs. There is one vital detail in our strategy that stands out: it covers everything. Comprehensive insurance is helpful because it covers all kinds of damage to the car, whether it’s from hitting another car or something else, like a fire or theft. The specifics of what events are covered will be written in the insurance.
This all-around coverage can save the company a lot of money if there is widespread damage. Liability coverage is another crucial part of our business motor fleet insurance policy. For this reason, your company can be ready for any legal fees and compensation claims that may come up if one of their cars hurts someone or damages their property. It is better to be safe than sorry when it comes to the risks of the road.
For businesses to avoid losing too much money in lawsuits or damage claims, they need to know what their liability policy covers. We can make sure your insurance policy also covers paying for medical bills. If one of the fleet vehicles gets into an accident and hurts the driver or any passengers, this part of the insurance pays for their medical bills. The specifics of the insurance will say how much is covered for each person and each accident.
Collision coverage is a key part of our business motor fleet insurance policy. This part of the insurance specifically covers the costs of fixing or replacing any company cars that are damaged or destroyed in an accident. The policy is also meant to cover drivers who don’t have insurance or don’t have enough insurance. This means that the coverage covers damage done by a driver who doesn’t have insurance or whose insurance isn’t enough.
Even if someone can’t cover the costs of the damage, your insurance company will step up. Commercial car fleet insurance covers vehicles that are not owned by the business. This is something that makes it different from personal auto insurance. If an employee causes an accident while driving a personal car for work, the non-owned vehicle coverage will protect your company from financial burden.
Insurance Can Be More Art than Science, But We’re Here to Guide the Way
The option of hired car coverage is another helpful part of commercial motor fleet insurance. This is the coverage that protects your business when you rent a car or borrow one from someone else. Based on the amount of coverage you pick, it can cover both liability and damage to property. It can be a disaster if something happens to a car you don’t own, but the right policy can protect you.
Towing and roadside help can also be added to our fleet insurance policy. This can be a lifeline for companies that need their vehicles to be available at all times. This policy will take care of a vehicle that breaks down or needs repairs and can’t be driven. This way, the business can get back to normal as soon as possible. We do everything we can to make sure your operations run as smoothly as possible.
On the other hand, there is coverage for equipment and accessories in the insurance details. This is especially important for delivery trucks, construction vehicles, and other vehicles that have special tools or have been changed to fit the needs of your business. The coverage for tools and accessories makes sure that these are safe. These tools are crucial for your business, so make sure they are insured.
Coverage for workers’ compensation can also be added to the commercial motor fleet insurance package. If a worker gets sick or hurt at work, this protects the company by paying for their medical bills and missed wages. This is especially helpful for companies whose workers spend a lot of time on the road. Protecting your workers is an important way to protect your overall interests.
The fleet insurance policy we recommend to you will surely have an affordable premium. This is how much the insured will have to pay out of pocket for a claim before insurance takes over. Businesses can lower their commercial fleet insurance premiums by picking a higher deductible. However, they need to think about how much it might cost them if they need to make a claim.
Our business motor fleet insurance is made to be flexible and provide enough coverage. Its goal is to give businesses peace of mind by making sure their fleet and processes are properly protected. The Texas Insurance Agency team can explain the fine print of your policy and answer any questions you may have.
Texas Insurance Agency is a Beacon of Quality in the Industry
Is it possible for us to find you a personal insurance policy? Yes, we work with flood insurance, personal umbrella insurance, renters’ insurance, and more. What are other kinds of commercial insurance we can work with? We can help you with workers’ compensation insurance, business insurance, commercial inland marine insurance, and more.
Fun Facts About Houston, TX
- Houston has four state universities.
- “Bayou City” is a nickname for Houston.
- Houston is home to many bicycle commuters.