If you are looking to get a truly awesome commercial insurance quote Houston, TX, Texas Insurance Agency can help you. We are the best in the business when it comes to providing both commercial and personal insurance. There are many types of insurance within both of those categories that we offer. Some examples include general liability insurance, contractors insurance, business insurance, manufacturers insurance, and wholesalers insurance.
Come to Us If You Are Looking for an Incredible Commercial Insurance Quote Houston, TX
Texas Insurance Agency can help you receive the best commercial insurance quote. Commercial insurance is a must-have that helps companies deal with risks and protect themselves from expenses that could be too costly. It pays for financial losses caused by accidents, damage to property, mistakes made by pros, claims for workers’ comp, and other responsibilities. Come to us for all your insurance needs.
Our insurance company offers different kinds of business insurance, each of which covers a different type of business risk. Businesses need to know about these different types of commercial insurance to make sure they are well protected. It is vital to keep in mind the specific risks your business is exposed to. Get in touch with one of our agents to understand what you need. Call today to learn more.
General liability insurance is one of the most well-known types of business insurance. This policy covers the costs of injuries to non-employees, damage to your property, and damage to your image. For example, if a customer trips and falls in your store, this insurance would pay for their medical bills and any legal fees if they decide to sue. This type of insurance is great for many common risks and damages.
Commercial property insurance is important for companies with physical assets like buildings, furniture, equipment, inventory, and sometimes even important documents. It shields these things from things like fire, theft, vandalism, or natural disasters that are covered by the policy. Whether the property is owned or rented, business property insurance can make sure that it stays in good shape or is replaced if it gets damaged.
Professional liability insurance protects companies from claims of negligence. Those claims can come from damage caused by mistakes or failure to perform. This type of insurance is also called “errors and omissions” (E&O) insurance. This policy is especially important for companies that offer advice or professional services. This kind of insurance is often taken out by doctors, lawyers, experts, and even tech companies.
Workers’ compensation insurance is required by law in many states. Its purpose is to pay for costs if an employee gets hurt or sick on the job. It can pay for medical care, disability payments, and lost wages for the employee. It can also protect the business from legal costs that could be very expensive. Keep your business thriving by investing in insurance to protect it from unexpected damages and events.
An Insurance Policy You Select From Us Will Benefit You Beyond Compare
Commercial auto insurance covers the cars and trucks that a business owns and uses. This insurance pays for damages and medical bills caused by accidents, as well as damage to the vehicles caused by vandalism or bad weather. It’s a must-have for businesses like delivery services, taxi companies, and businesses with commercial fleets that use cars every day. Call us if you think this policy will fit your business.
Cyber risk insurance is becoming more crucial in the digital age. This insurance protects a business from being sued if private customer info like social security numbers, credit card numbers, or health records are stolen. It can cover the costs of handling a crisis, notifying customers, keeping an eye on their credit, and paying fines or fees from regulatory bodies. The modern age requires modern solutions for your business.
Product liability insurance may be needed by businesses that make, market, or sell a product. This covers money lost because a product is broken and injures or harms someone. The risk that this kind of protection defends you from depends on the product. For example, a bookstore is likely to face less risk than a company that sells power tools when it comes to defective products. If you think you’d benefit from this, give us a call.
Business interruption insurance helps businesses make up for lost income when they can’t work. This usually happens because of a natural disaster, a fire, or something else big. It pays for ongoing running costs and lost profits during the time it takes to get the business back to the way it was before the disruption. It may seem unlikely that this will happen to you, but it is worth it to invest in this kind of risk protection.
Commercial umbrella insurance is an extra layer of protection for companies. It is meant to cover big losses or disasters that go beyond the limits of regular liability insurance that a business may already have. This insurance covers a wide range of risks, such as human injury and car liability. It takes effect when the limits of other insurance policies that apply have been met. This gives businesses more security and peace of mind.
In conclusion, each type of industrial insurance is meant to protect a different part of a business, and not every business needs every type. It’s important for business owners to know what risks they might face, work with a reliable insurance agent, and tailor their coverage to their specific needs. Insurance companies offer different plans that can work well as financial safety nets, allowing businesses to keep running smoothly.
Texas Insurance Agency Can Help Protect Your Business
What are some types of commercial insurance that we offer? We offer Commercial Inland Marine Insurance, General Liability Insurance, Commercial Auto Insurance, Oil and Gas Insurance, Wholesalers Insurance, and more. What are some types of personal insurance do we offer? We offer life insurance, auto insurance, homeowners insurance, and more.
Fun Facts About Houston, TX
- According to the 2020 census, the population was 2,301,572.
- Houston was incorporated in 1837.
- Houston’s climate is classified as humid subtropical.