Cinco Ranch TX Commercial Insurance has never been simpler to find than now. With the trusted agents at Texas Insurance Agency, you’ve never been in better hands when it comes to commercial insurance.
Instead of sifting endlessly through different google searches for commercial insurance, cut out the middle-man and just give us a call instead!
History of Cinco Ranch
The beautiful city of Cinco Ranch sits right alongside the Greater Houston Area. It is a relatively new suburb around the Katy, TX area.
Cinco Ranch has a population of 16,437 individuals. While this may not sound like the largest populated town within the Houston area, it still means plenty of business owners like yourself!
Better yet, it means plenty of individuals looking for jobs in the area. Jobs you could very well be hiring for!
Moreover, any employee worth having is going to want a job that has some form of insurance coverages. Particular coverage that can protect them and their families!
If you well-versed yourself in types of insurance policies, you can ensure that you have the best workers here in Cinco Ranch!
Why Choose Texas Insurance Agency?
With so many different insurance agents to pick from, why decide on Texas Insurance Agency? For starters, we’re an independent insurance agency. What this means is that we don’t work for the insurance companies, like many other Houston-based insurance agencies.
We work for ourselves, and you, the business owner. With that being said, we will never push any unnecessary policies onto you or your business. It’s tricky enough navigating insurance agencies and policies.
Don’t get overwhelmed when searching for Cinco Ranch TX Commercial Insurance any longer!
Another prominent reason why you should choose us over our competitors in Cinco Ranch? Because we have been serving the Greater Houston Area for over four decades.
Over forty years of experience sure is a lot to have! Without being the best at what we do, we wouldn’t have made it this far.
Finally, Texas Insurance Agency is the most optimal choice for commercial insurance policies because we have a wide variety of policies.
Some of the policies we offer for our commercial customers are:
- Business insurance
- Oil and gas
- Commercial auto
Wow, what other insurance agency can compete with this amount of diverse areas of expertise? Not any I’ve ever heard of!
Importance of Commercial Insurance
If you run a business, commercial insurance policy coverage is not only necessary but mandatory in many states.
There are so many different insurance types in place that can help protect the company you’ve built from the ground up.
It’s vital that you consider business property insurance as a component of your policy bundle. Business property insurance will cover the repair costs for any physical location, computers, inventory, accounts receivable, and tools.
Moreover, business insurance can help with the replacement of wages in the event an employee suffers an injury within the workplace. Furthermore, this covers the time it takes for the employee to recover, as well as permanent disabilities suffered by the said employee.
It doesn’t matter what size your company is; this insurance type is an absolute must. One form of business insurance that is mandatory across the board is worker’s compensation.
Worker’s Compensation Explained
What worker’s compensation is, is a government-mandated system in place that pays monetary benefits to individuals injured in the workplace. Another good reason to get Cinco Ranch TX Commercial Insurance, huh?
This monetary beneficial system doesn’t just compensate those injured but also those left with a disability due to an accident on the job.
Furthermore, this kind of insurance may only be claimable if the said injury was sustained within the workplace environment or as a result of the worker’s job. A lot of business owners are in favor of this policy because they will not be held as liable in the event an incident should occur.
Additionally, the employees will not be able to sue you or your company for negligence under this policy. This is known as a compensation bargain, which is implicated to protect both the employee and employer.
With that being stated, most compensation policies cover any medical fees associated with the injury that was sustained by the employee. However, the injury must be a direct result of the employee doing their job.
Liability Insurance Explained
This kind of insurance is here to help regarding legal fees associated with any lawsuits filed against your company. Or even you, for that matter!
If you opt-out of this coverage, you could be paying out the wazoo for medical fees! That is something no business owner wants to hear.
However, general liability insurance can help very much with this. Also known as a GLI for short, a general liability insurance will ensure that claims from bodily injury, property damage, or advertising mistakes get handled properly.
Small Business Insurance Explained
These types of policies tend to differ slightly from our other policies here at Texas Insurance Agency. Yet, they tend to be far more affordable.
Similar to business insurance, small business insurance offers particular policies that will keep you covered from employee claims. Worker’s compensation, general liability insurance, and property damage insurance are all available to small businesses.
Contact one of our friendly and knowledgeable agents today to learn more! Cinco Ranch TX Commercial Insurance might be difficult to come by. However, it won’t be anymore once you speak to our lovely agents right here at Texas Insurance Agency!
You created something from the ground up. Protect your business. The smallest of mistakes could lead to a costly lawsuit. No business owner wants that!
A lawsuit over something that could’ve been prevented is the worst lawsuit there is. Don’t be a lazy business owner; be an on-the-ball business owner.
Contact our agents today; they’d love to speak with you on policy bundles and much more we have to offer you! Give them a buzz to see what you could be saving, (281)-993-8384.
Cinco Ranch TX Commercial Insurance has never been easier to find for business owners than at Texas Insurance Agency!
Fun Facts of Cinco Ranch
- This was a master-planned community.
- Cinco Ranch is between two counties, Fort Bend and Harris County.
- It is roughly 10 miles southeast of the city of Katy, Texas.
- For more fun facts, please visit their official site!