A lot goes into building a solid foundation for a successful business, but workers’ compensation insurance quotes Pearland, TX should not be overlooked.
The level of protection the organization has for itself and its workers distinguish a good company from a great one. Especially for small businesses, a lot needs to be covered to ensure that no one will take any damage that can be prevented. Finding the best-suited workers’ compensation insurance quotes Pearland, TX from Texas Insurance Agency will make that happen.
The Logistics of Workers’ Compensation
Reach out to us for quality workers’ compensation insurance quotes Pearland, TX today.
Although the State of Texas does not require employers to obtain workers’ compensation, it is highly suggested to do so. Private businesses that contract with government entities are required by law to provide workers’ compensation. The more coverage, the better in the long run.
Even with the highest level of attention to detail and carefully surveying the work area, accidents can still occur. Being put out of work due to injuries like falling or being exposed to diseases is hard to cope with. With workers’ compensation, hospital visits and medical treatments will be covered.
On the business owners’ side, they run the risk of having to cover legal fees. A case can happen when an employee sues the owner because they were injured on-site or by the company equipment. In this case, the insurance will cover legal fees related to the lawsuit and help pay for the employee’s lost wages.
How the coverage works once you get workers’ compensation insurance quotes Pearland, TX from us is that both the worker and owner of the business can worry less about their situations. Rest assured that Texas Insurance Agency will give you the best solution possible.
Exceptions to the Coverage
While the idea is to compensate employees, this type of insurance will also protect employers in cases where they are not at fault. According to the Texas Department of Insurance, workers’ comp does not cover instances where the employee: purposefully injured themselves, was injured outside of work, sustained injury due to being under the influence, or was injured by natural disaster events.
This draws a clear line between what an employer is responsible for and what is not legally attributed to their business. With the workers’ compensation insurance quotes Pearland, TX from Texas Insurance Agency, business owners will be protected from most lawsuits by the workers. Take action today and contact our agents to determine your needs.
Choose Workers’ Compensation Insurance Quotes Pearland, TX from Us
Don’t hesitate to reach out and find out how to protect your business in the best way possible.
While there are various insurance agencies on the market, not all guarantee to have the most capable licensed agents to find the right policy for them. The Texas Insurance Agency partners with some of the most popular licensed insurance companies, such as Liberty Mutual and Progressive. According to Texas law, there is a chance of claims against non-licensed companies going through. We promise to work towards getting the money you deserve.
“We don’t work for the insurance companies, we work for you” – this is our agency’s motto, and we are dedicated to upholding it. Our service is highly accessible, and you can conveniently request a quote to start figuring out the best combination of plans for your business.
At Texas Insurance Agency, we also provide other valuable commercial insurances for you to consider. This includes general liability, commercial auto, contractors, oil and gas, trucking/transportation, manufacturers, wholesalers insurance, and more.
Listed below are various commercial insurances that could fit your business model. You can rest assured that the quality of our insurance will only help enhance your business.
- General Liability – Similar to workers’ compensation, this is a type of liability insurance that covers more categories. This includes bodily injury, property damage, advertising injury, and personal injury. Obtaining a good set of liability insurance is similar to building an iron to protect your business and its name.
- Commercial Auto – If your business involves the use of commercial vehicles, it is important to be well-protected against all things that can happen on the road. Especially during rush hour, a lot of things can happen, and you want to decrease the amount of damage you take on.
- Oil and Gas – For larger businesses in the oil and gas industry, there are a lot of safety precautions owners need to take. There is a combination of plans available to oil and gas companies, you can get in touch with our team today to see what best fits your business.
Trusted Coverage For All
We care about our families so you can trust that we work for you rather than the insurance companies.
While it is important to protect your business, it is also important to be well-protected in your personal life. You and your family’s safety comes before anything else. Texas Insurance Agency offers a variety of coverage options, not just workers’ comp.
Below are just a couple of the most popular personal insurance plans that we provide at Texas Insurance Agency. Find out how to put less burden on yourself and let us take care of it all.
- Homeowners’ Insurance – This is a common type of plan that covers property damage and losses. In case of an emergency, you won’t have to worry about covering things like interior/exterior damage inflicted on your property, this includes ones caused by natural disasters.
- Auto Insurance – Most people need to use a form of transportation to get to where they work on a daily basis. The risks drivers face during their commute to work are immense; anything from minor scratches on their vehicles to major physical injuries is possible.
- Auto Insurance covers more than just the damage done to your cars or trucks. It also covers medical bills related to road accidents, which can easily sum up to a large amount. Explore the right policy for you and your family by reaching out to us about medical payments coverage, collision coverage policies, uninsured coverage policies, and more.
- Life Insurance – There are so many things to prepare for, and we believe making sure the lives of your loved ones are well-managed has the utmost priority. This type of insurance is more than what appears on the surface; it covers a range of costs that follows after the loss of a loved one.
It is better to act now than later. Start talking to a reliable agent today and get your workers’ compensation insurance quotes Pearland, TX at a very low cost from Texas Insurance Agency.
Pearland, TX Fun Facts
- The first post office in Pearland was founded in the year 1893.
- The name of the city came from the large number of pears it produced.
- The city is home to the Mexican Free-tailed Bats, and it is unsafe to stand over the Fite Road Bridge while viewing them.
