If you’re a business owner who needs help from reliable trucking insurance companies Tanglewood, TX, contact Texas Insurance Agency today. We’re a trusted team of brokers you’ll want in your corner, and we proudly serve Katy, Pearland, and the Greater Houston area. Please don’t hesitate to contact us for all your insurance needs.
Currently, we help our clients find all kinds of insurance, from homeowners’ insurance to wholesalers’ insurance. We are a company that takes pride in helping you get the most out of your coverage, and our extensive range of plans is sure to have a great policy option for you.
Visit our Tanglewood office location to discuss possible insurance plans. You can also call us or get a free quote online to get started. Together, we’ll help you find a great plan or create a custom policy bundle that fits your business needs. Contact us today to speak with a friendly insurance agent who would love to assist you in your quest for coverage!
What does your fleet need to succeed? Call us today to find out!
What Do Trucking Insurance Companies Tanglewood, TX Do For You?
Texas Insurance Agency’s talented brokers do everything they can to fully cover you and every aspect of your business, from your equipment to your employees. We understand that it can be a major hassle to lack adequate coverage. There are so many types of insurance that you may not fully realize just how much coverage you need until it’s too late.
Thankfully, our team is dedicated to figuring out what you need now and what you might need in the future. We fully understand what kind of policies are needed to protect everything you have worked hard for. To that end, here is a short list of some types of coverage that you might want to consider as a business owner:
Insurance Plans for Trucking and Transportation Companies
Our selection of trucking and transportation insurance plans is the best for any trucking business operating 18-wheelers or similar large trucks. We understand how extremely risky this line of work can be, and to help you choose the best plan, we’ll help you examine the following considerations:
- What are the potential risks?
- What cargo is being carried?
- How much experience has the driver had?
- What type of truck is being used?
Our team will work hard to create a comprehensive package that accounts for all of these aspects and covers them appropriately. Driving an 18-wheeler certainly isn’t easy, so we want to make your life a little less stressful by helping you with your insurance needs instead. We can’t drive a truck for you, but we can cover it!
Special Trucks Require Special Insurance
Unlike general commercial auto insurance, trucks like 18-wheelers, dump trucks, tow trucks, and tractor-trailers require a different kind of coverage. For 18-wheelers in particular, you must buy a specific policy to use them in your business because they are much larger, heavier, and more powerful than regular vehicles.
Trucking insurance companies Tanglewood, TX cover aspects such as medical bills, repair costs, and rental fees.
They often carry large loads and travel long distances, so they pose a greater risk of causing serious damage or injury in the event of an accident. Because of this, 18-wheelers typically require higher liability limits than cars and trucks, as well as additional coverage such as cargo insurance and trailer interchange coverage.
Experience and Age
Did you know that younger drivers require much more coverage than older drivers? Even if a driver has plenty of experience, their age will still affect the policies they’re eligible to receive. An insurance company is more likely to give the benefit of the doubt to seasoned truckers who have run the roads for decades than to younger drivers who haven’t traveled as many miles.
Keep this in mind if your team consists of younger members. Although you may be completely confident in their abilities and trust them to do their job well, insurance companies tend to believe otherwise. That being said, we’ll do our best to connect you with trucking insurance companies Tanglewood, TX that will still give you fair rates.
Cargo Consultation
What kind of goods does your fleet transport? Are they valuable pieces of merchandise worth thousands of dollars? Or are they perishable foods that require refrigeration and can easily spoil if not left at the proper temperatures? Your cargo has a large impact on your insurance coverage options just like the age of your drivers and the type of truck they drive.
That’s why many trucking insurance plans involve a cargo policy. This will protect your goods in the event that they are stolen or damaged. Incidentally, a great add-on for a cargo policy is reefer breakdown coverage. Also known as refrigeration cover, it protects goods that are lost, spoiled, or damaged due to either a collision or a refrigeration unit breakdown.
Risky Business
Finally, your potential insurance providers will be interested in the inherent risks involved with your area of work. If your drivers regularly travel through hazardous areas that are prone to extreme weather events, such as flooding or blizzards, this can impact your choice of insurance policies. Similarly, if your business operates in an area prone to crimes like theft and vandalism, your insurance rates may be higher than you expect.
These considerations add to the fact that, as stated above, driving is an inherently risky profession, and piloting a giant truck full of goods makes it doubly so. It pays to be extra cautious during delivery runs, but in the event of an accident, a good insurance policy will take care of any damage that occurs.
We’re one of the best choices around for trucking insurance companies Tanglewood, TX!
Texas Insurance Agency Has Your Back!
Some companies have gone bankrupt because of circumstances beyond their control. That’s why our agency works hard to put together plans with your input to ensure we have you covered in every area that matters.
It doesn’t matter how big or small your company is – we have you covered in all areas to keep your business functioning properly. Consider reaching out to us today and see why we’re considered one of the best trucking insurance companies Tanglewood, TX.
Fun Facts for Tanglewood, TX:
- The community took its name from the book Tanglewood Tales.
- Former U.S. president George H.W. Bush lived in Tanglewood.
- Tanglewood’s development began in the 1930s.
