October 26, 2020

The Significance of Flood Insurance

Texas Insurance Agency provides our clients with a number of companies and

Pearland TX home insurance

Take care of your home so it can take care of you.

policies to choose from when it comes to protecting many aspects of your financial life. Although it is a great practice to acquire many forms of insurance, forms of insurance such as auto insurance and flood insurance can greatly outweigh the other forms. Living in a megacity like Houston, TX it is essential to have financial protection.

Here at Texas Insurance, we offer services to both business owners and residents. Additionally, if you are looking for other forms of insurance, we offer life, boat, auto, home insurance, motorcycle insurance, and much more. Although you may not need it as much as other forms of insurance, it is still important to acquire this form of insurance.

With the unpredictable weather we face in Houston, you do not want to leave your home unprotected. Note that most home insurance policies do not cover flood damages. Do not hesitate, contact us today to find out what flood insurance policy is best for you.

The Benefits of Flood Insurance

The Houston area is commonly hit by hurricanes, tropical storms, and torrential rain. These weather issues can cause a lot of problems for homeowners like floods. Houston is prone to flooding because of its proximity to the gulf.  One of our professional insurance agents can help you obtain yours today. Fortunately, flood insurance has a lot of benefits for homeowners.

Property Protection

The main goal of flood insurance is to protect your property. This goes for your home and personal belongings. Flood insurance should be considered for every homeowner because more than 20 percent of flood claims are outside of flood zones. That means there is a good portion of homeowners unprepared for what mother nature can throw at them.

Protect your property with flood insurance. A single inch of water can cause more than $25,000 in damages. That is a significant amount of money that you do not need to spend. Purchasing flood insurance will cover your home and personal belongings, so you must get in touch with our agency when you can. A monthly fee for flood insurance is better than a big bill of $25,000.

Flood Insurance is Affordable

Flood insurance is very affordable for homeowners. The National Flood Insurance Program (NFIP) policies usually average around $600 a year. That is easily affordable for any homeowner and that number is for moderate to low-risk areas. That said, non-flood areas may be even lower. Affordable insurance is always perfect because it provides security while also giving families less stress. The affordability pairs greatly with its high obtainability.

Home Value Increases

Some high-risk flood areas may require flood insurance, but this benefit primarily focuses on those who are not in those areas. Flood insurance shows you have great respect for your home. You want to take care of your home, and flood insurance is a way to do that. Having flood insurance will encourage others around you to have it, and it shows your home is important to you, which values the house higher.

Do not hesitate to give us a call at (281) 398-1010 to find out how you can start benefitting from one of our many insurance policies here at Texas Insurance Agency.





Our Partners

We are pleased to partner with these companies to bring you the best coverage at the lowest rates available.