Have you been looking for Pearland TX Liability Insurance Near Me? If so, Texas Insurance Agency is here to help. For years we have been working with some of the most trusted insurance providers. For that reason, we can offer you the very best coverage at the best rates. So, whether you’re looking for liability coverage on its own or as part of an insurance bundle, you can rely on our expert team. Call today for a free quote regarding our insurance services.
You won’t find better insurance deals in the Greater Houston area!
Here at Texas Insurance Agency, we have years of experience bringing people the right solutions for their business insurance. We strive to provide the best customer service in the Greater Houston area. With that in mind, we never turn away a client. Whether you run a small business or a large business, you can trust our agents to find a plan at the right rates for you.
We understand that every business is different. That is why we never offer the same solutions to our clients. Instead, we take the time to get to know your business and determine which coverages are best suited. If you want to work with insurance agents that want the best for your business, look no further than Texas Insurance Agency.
With over 40 years of combined experience, you can trust we know what we’re doing. Reach out to us today to learn more about the services we offer and to discover why Texas Insurance Agency is your best option when you need flexible Pearland TX Liability Insurance Near Me.
Pearland TX Liability Insurance Near Me
No matter what industry you work in, all companies and businesses need insurance. Some policies are government-mandated such as workers’ compensation. Whereas others are essential if you’re looking to protect your business against claims and legal fees. However, knowing what coverage you need can be difficult as there are so many options out there. That is why Texas Insurance Agency is here to help.
If you’ve been looking through your options and aren’t sure where to begin, call our team today. We can help you determine which coverages you need and which are just going to waste your money. Unlike other insurance companies, we don’t work for insurance providers. Instead, we work for you. With that in mind, you can trust our agents to find you the right deals for your business. Call today to implement the right coverages in your business insurance plan.
Insurance for Business Owners
Liability insurance is one of many insurance policies designed to protect your business. The protection it offers is against liability claims. These claims more commonly come from customers but can also come from other businesses and business owners. Without this coverage, you’ll be paying for these claims out of your own pocket.
Liability insurance is available to companies and businesses of all sizes. However, it is a must for small businesses. This is because these claims can be incredibly costly, and if you don’t have this insurance in place, a liability claim could be enough to sink your business. Don’t keep your business vulnerable to the cost of these claims; call Texas Insurance Agency today. We’ll ensure you have the coverage to keep these claims from harming your business.
Trust us with your Pearland TX Liability Insurance Near Me.
Liability Claims
There are several claims that liability insurance can protect you against. Some of these claims include bodily injury, advertising injury, and reputational harm. The cost of these claims vary, but they can all damage your business. For example, if a customer were to take out a bodily injury claim against your business, you could be looking at a fee of $20,000. Additionally, a reputational harm claim could cost you closer to $50,000.
A financial hit like this could do some serious damage to small businesses. That is why it’s imperative you have the right coverages in place. Knowing when these claims are valid could help you prepare and limit your chances of finding yourself at the receiving end of a claim. However, accidents can happen in any industry. As a result, your best chance at avoiding these claims is to take out a liability insurance plan.
So, when can these claims be brought against your business?
Bodily Injury
This is one of the most common liability claims and is usually taken out by customers. If you run a business that customers frequently visit, liability insurance is a must. A bodily injury claim can be taken out if a customer is injured while visiting your business. This could be for something as simple as slipping or falling.
Additionally, depending on the type of business you run, you may have other visitors to your business. That is why it’s imperative you limit the hazards at your business location.
Property Damage
This is yet again a common claim brought against businesses. However, businesses that carry out services at a customer’s home are more vulnerable to these claims. This could include services such as painting, pool renovations, and more.
If you or one of your employees causes damage to a customer’s home, you could be open to a property damage claim. I’m sure every business operates carefully. However, accidents are bound to happen. The only way to ensure you avoid these claims is by having the right coverage in place.
Reputational Harm
These claims can come about if you say something negative about another business or business owner. However, this is only in the event the comments you made were public and caused a negative impact on their business.
Call today for the best coverage for your business.
Trust Texas Insurance Agency with your Business Insurance
Texas Insurance Agency is dedicated to helping you find the best coverage for your business. With that in mind, we offer our services for a range of policies and coverages. Whether you need workers’ compensation, liability coverage, commercial auto insurance, or a BOP, you can rely on our agents.
Call us today for an insurance quote and to find the right protection for your business. You won’t find better Pearland TX Liability Insurance Near Me.
Pearland Fun Facts
- The area was named ‘Pearland’ after the pear trees in the area.
- A hurricane in the early 1900s destroyed the fruit trees.
- In just one decade, the population jumped by 50,000 people.
- To learn more about Pearland, visit today!
