When you own and operate a business, you need insurance. Look into our Pearland TX commercial umbrella insurance plan today! At Texas Insurance Agency, we pride ourselves on providing top-of-the-line, comprehensive insurance plans that our customers want and love. Your business is important. More than this, it is often a reflection of your life’s work. Therefore, it is always best that you ensure it’s protected at all times. There are many different types of business insurance out there. Texas Insurance can help you understand the best plan for your business.
The fundamentals of our business are finite. By actively listening to our customer’s wants and needs, we’re better able to implement policies that get the job done right. We wouldn’t be who we are today without the support of our loyal customers. So, as we expand beyond the confines of Greater Houston, we keep our promise to our customers the same. We are fully staffed with a team of experts that know the importance of protecting your business.
Many related business risks you might not even think of before it’s too late. That is why you need a company like Texas Insurance by your side. At the core, business insurance can help mitigate or cover multiple risks to your business. Furthermore, umbrella insurance is the most comprehensive plan you’ll find out there to protect your business.
If you have questions about how Pearland TX commercial umbrella insurance can help protect your business, keep reading to find out. Our duty is to serve you in the best ways we know-how. Visit Texas Insurance agency to speak with an agent directly.
What is Pearland TX commercial umbrella insurance?
Umbrella insurance is a policy covered under general business insurance. At the core, umbrella insurance is made to provide additional liability coverage that protects anything from your assets within your business to accidents and mishaps that occur too. Moreover, any legal fees like attorney fees, defense costs, and other charges are also covered under the umbrella plan too.
More than this, umbrella coverage protects you and prevents you from having to pay out of pocket for claims when they exceed your outside policies. Anything outside of your coverage limit can include:
- Legal Costs
- Medical Bills
- Damage to propety
- Judgments and settlements by the court
If you want the satisfaction of full coverage and protection, commercial umbrella insurance is definitely the right plan for you.
How does commercial umbrella insurance work?
Your commercial policy with Texas Insurance will extend your liability limit taking into account your other already-in-place policies. General liability and commercial insurance are the usual business insurance policies that you have. Most commercial umbrella policies are flexible, and many actually include workers’ compensation coverage under their umbrella of protection.
Furthermore, commercial umbrella insurance can help extend the life of your other policies so that you’re always protected. Without commercial umbrella insurance, you may be responsible for paying any extra fees associated with your business if it is at risk. Finally, commercial umbrella insurance can only be used if you already have general liability insurance. Because this policy bounces off and utilizes policy limits in place with this policy.
Do I need Commercial Umbrella Insurance?
If you own a business that has a high rate of client interaction, commercial umbrella insurance is normally best for your company. You have a higher risk of liability the more you interact with customers on a daily basis. Moreover, if your business owns and operates machinery that customers and employees use, potential risks increase ten-fold.
Bodily injury is possible at any business that has people walking in and out of it. Accidents are unpredictable and can happen even at the simplest of businesses. Therefore, it is always better to be safe than sorry in order to avoid potential legal action and fees. As a business owner, it is your job to keep your business protected. More than this, you have a silent obligation to ensure that all customers and employees are safe while in your business too.
This is why policies like Pearland TX commercial umbrella insurance are so important to your business as a whole.
How much will the policy cost?
Just like any other insurance policy, pricing will depend on:
- The amount of underlying coverage you already have in place for your business
- The type of business you own; policy prices increase or decrease depending on the potential liability of your business. If you own a factory with more chance of injury, it is likely you will have to pay a higher cost as opposed to a low-risk business.
- Finally, costs will depend on the size of your business too. Smaller business = lower premiums, larger business= higher premium.
To keep your business better protected, we usually provide quotes based on these factors. Not every business is considered high-risk when it comes to accidents and liabilities. Therefore, it is important that we ensure you’re not paying for more coverage than you actually need.
Our agents can meet with you and learn more about your business. From there, they’ll be able to provide an assessment of your business and its potential liabilities. Finally, you’ll be provided with a quote that matches your budget and your business’s needs.
Afoordabliltuy and great customer service are in our name. We make the process easy and simple so you can start making sure your business is protected in no time. By protecting your business, you’re protecting yourself too. Don’t miss out on what Texas Insurance has to offer you. Protect your business today with Pearland TX commercial umbrella insurance.
Book an appointment today!
Overall, you can see why Texas Insurance agency is the right team for your business. Our years of experience help us stand out from the crowd. Moreover, our excellence in customer service keeps our customers coming back each and every time. Understanding insurance can be hard, but it is made so much easier with the Texas Insurance team at your side.
Give us a call today at 281-993-8384 today to learn more about our great plans and affordable prices. Our agents can get you started with a Pearland TX commercial umbrella insurance that fits you best today!
Fun Facts about Houston TX:
- Houston is one of the busiest port cities in the nation.
- The Texas Medical Center is the largest in the world.
- In the late-1830s, Houston was the capital of Texas.
- Houston has an underground tunnel system.
- For more information about Houston, TX, visit the city’s website.