When you own a business, it is always best practice to have an insurance policy on hand to protect yourself and your employees; therefore, look to our brokers to help you find an affordable Pearland TX commercial insurance agency to meet your needs. Texas Insurance has been around for quite some time. As a result, we are extremely knowledgeable when it comes to finding a commercial insurance policy that works right for your business.
With our years of experience on hand, we know just what our customers want and need. More than this, because we’ve patterned with over 10 major insurance agencies, we’re able to provide variability in our options.
There’s nothing more frustrating than searching the internet for an insurance policy and becoming overwhelmed by the sheer amount of information out there. Lots of agencies don’t actually care about helping businesses out. Instead, they are worried about a paycheck. As a result, you find yourself looped into policies that don’t work and run you dry.
You need Insurance!
With us at your side, we know the agencies that work best. We’re a company that prides itself on excellent customer service because we know what it feels like to be in your shoes. We are people who use insurance too. So, if we look for affordable rates and prices on our own, wouldn’t it make sense that we provide the same options to our customers too?
The price isn’t right for everyone. And so our agents truly do work hard to check off every box on your list when searching for a policy. However, many businesses skip out on looking for insurance altogether. This is very risky. Though you may be a lower-risk business, that doesn’t equate to being risk-free.
Every business, no matter the type, comes with its risks. As a result, you need to be prepared to face those risks when they happen. Not having a policy on hand actually ruins many businesses. This is due to the fees associated with a lawsuit or legal fees. We don’t want that to happen to you. So, stay protected today by enlisting our agents to help you find the right policy.
Our agents are specialized in all areas of insurance and will find a policy that works for you in no time. We’re not called the best Pearland TX commercial insurance agency for no reason. Let us help you out. You can call us directly or keep reading for more information about commercial insurance policies.
What is commercial insurance?
Commercial insurance, also known as commercial business insurance, provides any size businesses with premium coverage that is designed to protect you and your employees. More than this, it protects you from legal fees that might come with a lawsuit or other legal ramifications if an employee sues you from an on-the-job accident.
Commercial insurance plans really work any way you want them to. With the most basic coverage, you can be protected from any potential risk that comes your way. This type of insurance differs from personal insurance, where one individual is completely protected. More than this, commercial plans normally have more lines of coverage and high premiums due to the potential associated risks.
When working with our agents, they’ll know what type of coverage will work best for your business. We are trained to know the ins and outs of how businesses operate so that we can focus on choosing an agency that provides the most comprehensive coverage at an affordable rate. However, there are many types of coverage out there, and no one is the exact same.
Types of commercial coverage options:
- Commercial Auto or Equipment: Commercial auto and equipment insurance helps to cover the costs of business equipment and automobiles used specifically for your job. If you were to end up in an accident in your work vehicle, or if a piece of equipment breaks, this provides coverage for repairs and replacements.
- Workers Compensation: Worker’s compensation is another common policy. While most agencies do not have strict policies regarding worker’s compensation, it is still best to have a policy on hand. If one of your workers is injured on the job, the associated costs will come out of your own pockets. Moreover, if your employee sues you, then you are responsible for covering the legal fees too. So, having this policy on hand is the best practice.
- Cyber Liability: Cyber liability is fairly new but is becoming increasingly important. With the massive growth of the internet, personal data is more at risk now more than ever. Therefore, if you own a company that stores customer information, having a policy on hand that protects them case save your butt. Your customers can sue you for data breaches if their information is unprotected. So, it is better to be on the safe side.
- Business Owners Policy (BOP): Finally, there is a business owner’s policy. This policy combines other policies together into one comprehensive package. The types you can combine will depend on the agency you pair with as well as your business. However, you will find you can save much more money by utilizing this package if you can.
Protect your business with Pearland TX commercial insurance agency!
Overall, we want to ensure that all of our customers are as protected as possible. One way we make sure of this is by providing comprehensive packages to choose from. Insurance is no joke, and neither is a lawsuit. In any event, a lawsuit is much more expensive than paying monthly fees to have your business insured.
More than this, as a business owner, it is your job to make sure that your employees are always protected. Policies like worker’s compensation aid you in doing this. If you would like to learn more about our policies, give our team a call today at 281-398-1010. From there, we can match you with a policy and agency that best fits your needs.
We are the absolute best Pearland TX commercial insurance agency around; give us a call today so we can get started matching you with the right agency.
Fun Facts about Pearland TX:
- Pearland stretches across 3 counties
- It is the second-fastest-growing city in Texas
- There are two airports in Pearland
- Downtown Houston is only a short drive away from Pearland
- For more fun facts about Pearland Tx, visit our official website.