Do you own a company that flies and/or owns planes? If so, look into purchasing Pearland TX aviation insurance for your business today! No matter what you use the planes at your business for, whether to move supplies or you own and operate the planes, you’ll want to make sure that you have business insurance by your side every step of the way.
You won’t find a better rate for Pearland TX aviation insurance anywhere else!
Texas Insurance Agency prides itself on providing top-of-the-line customer service. Furthermore, we truly do pride ourselves on the relationships we’ve been able to foster with our clients. As a result, we will continue to provide excellent service to all current and future customers for years to come. We will always work our hardest to provide results that you’ll love. Therefore, we work hard to provide our clients with comprehensive policies that surpass your needs.
No matter what type of aviation policy you’re looking for, trust that we can help you leave with a policy that’s both comprehensive and affordable. We help match you with the right agents, companies, and prices. So, give us a call today and learn how our services can help you achieve a thriving business.
What is Pearland TX aviation insurance?
If you own an aviation business, then you’ll know that aviation insurance is coverage that specifically tailors to the owning and operation of aircraft and any potential risks that are involved with the ownership and operations. Most Aviation policies differ from normal insurance policies like those for a car. Notably, aviation insurance will include limits and clauses specific to the aircraft and business.
There are six different types of aviation insurance. This allows room for specificity in coverage. Moreover, it ensures that you’re as covered as possible. Owning and operating aircrafts is extremely different from owning and operating a car or truck. Specifically, there are more dangers and precautions that you should take heed of to avoid lawsuits and accidents.
Do I need Aviation Insurance?
Just like with any other owned and operating vehicle, you may be wondering if you actually need to carry aviation insurance on hand. Well, the simple answer is yes. Really, having any form of insurance on businesses or vehicles you own is the safest possible bet. But, with aviation insurance, there are no federal or state guidelines that require you to hold insurance. However, many individualized FBO (Fixed-based operator) companies may require you to be insured at the minimum by their facilities.
We offer insurance products to companies of all sizes!
Additionally, if you plan to fly internationally, you must have international liability insurance coverage at the minimum. When you fly a plane, just like with the car you drive, make sure you carry proof of insurance with you at all times. Your insurance should show how you’re covered and who is covering you. More than this, it should include flight detail information.
How much does Aviation Insurance Cost?
At Texas Insurance, we try to make our policies affordable for most of our customers. Furthermore, we try to match you up with companies that have competitive rates and pricing. In any event, the cost of your policy will vary depending on the category of the aircraft you operate as well as the size of the aircraft, and finally, the coverage your specific policy provides.
Generally, Pearland TX aviation insurance for small aircrafts will cost between $1,200 and $2,000 per year. But again, this will vary depending on other factors, and it is best to speak with our team directly to get more accurate pricing information. Call us today, and we can help you get started with an insurance policy for your aircraft.
Types of Aviation Insurance
As previously mentioned, there are six different types of aviation insurance that you can choose from. They include public liability insurance, passenger liability insurance, combined single limit, ground risk hull insurance not in motion, ground risk hull insurance in motion (taxiing), and in-flight insurance.
Your Coverage
- Public Liability Insurance: Public liability insurance is most often referred to as third-party insurance. This one will cover aircraft owners who cause damage to properties like houses, cars, crops, facilities, or other facilities struck by your aircraft. But, this policy will not cover damage to your aircraft itself or for any passengers who might have been injured on your aircraft. A third-party insurance agency will cover medical expenses related to injuries themselves. This insurance is normally mandatory.
- Passenger Liability Insurance: Passenger liability will protect any passengers in the aircraft who are injured or killed as a result of an accident. This coverage is normally not mandatory. Moreover, this policy covers you on a per-seat basis. This means that if you have 4 starts in the plane, you will need coverage for each seat in that plane. If someone sits in an uninsured seat and is injured, they will not be covered.
- Combined Single Limit: CSL combines public liability and passenger liability coverages into one singular policy. Therefore, this policy is more comprehensive and flexible. This allows more of your passengers to be covered if they’re injured.
Specific In-Flight or On-Ground Coverage
- Ground risk hull insurance not in motion: While the name is lengthy, the policy is actually quite simple. This policy provides coverage for insured aircrafts against any damage that occurs while the plane is on the ground and not in flight. This includes things like theft, vandalism, floods, animal damages, or other related incidents.
- Ground risk hill insurance in motion (taxiing): On the other hand, this policy covers your plane while it is taxiing, meaning not while it is taking off or landing. When your plane is in motion, this will cover any incidents that occur.
- In-flight insurance: Finally, there is in-flight coverage. This will provide your aircraft with assistance with damage during any phase of flight and on-ground operation. This policy is usually more expensive than other policies due to the fact that most airplane damages happen in flight.
Get In Touch!
Even on a plane, you never know when an accident might occur. Choose our team to help you today!
Overall, understanding aviation insurance can be difficult. That is why you should get in touch with the agents at Texas Insurance Agency when you need assistance. We are more than happy to help simplify our policies and help you get on the right track. When you need Pearland TX aviation insurance, we’re the best possible team to provide it.
So, give us a call today at 281-993-8384, and from there, we can get you started with coverage.
Fun Facts about Pearland TX:
- Pearland stretches across 3 counties
- It is the second-fastest-growing city in Texas
- There are two airports in Pearland
- Downtown Houston is only a short drive away from Pearland
- For more fun facts about Pearland Tx, visit our official website.