For your Houston, TX mechanic business insurance, look no further than Texas Insurance Agency! Texas Insurance Agency is one of the best insurance companies to help protect your business. We are an independent insurance company dedicated to giving your business the right coverage. Protect your business by hiring Texas Insurance Agency!
Our business in Katy, TX operates with the highest level of professionalism, honesty, and integrity. Our hard-working team has the knowledge and experience to give you the best service possible. We ensure that you get the right coverage for your business at the right price.
Protect Your Business
Businesses can be one of the most valuable and the most fraught of enterprises. As a business owner, you’re probably all-too aware of the infamous Murphy Law: Anything that can go wrong, will.
Your inventory may sustain damages or your employees may get injured and need compensation. The physical building of your shop may need repairs or have sustained damages due to bad weather. Your tools of trade may have broken down and need replacing.
If you ever found yourself with these problems, chances are you have been forced to pay out-of-pocket for these expenses. These expenses can be high and make a dent in your wallet. When disaster strikes, the last thing you’d want is to have to pay upfront.
Fortunately, Texas Insurance Agency can help! We offer commercial business insurance for property damage, property repair, replacement wages, and a lot more. We offer general liability, commercial umbrella, contractors, oil and gas, manufacturers, and wholesale insurance. For Houston, TX mechanic business insurance, Texas Insurance Agency has you covered.
Discover Excellent Houston, TX Mechanic Business Insurance
Regardless of the size of your business, having insurance for it can be extremely advantageous. Paying a premium every month eventually saves you much more money than having to pay out-of-pocket. Plus, it’s easier on your wallet too. Texas Insurance Agency is here to make sure you get the commercial insurance you need to protect your business.
Business insurance helps cover the cost of repairs for your business. This can include the physical location of your business or its building, your business products, computers, tools, and accounts. It can also help replace lost wages if an employee suffers a workplace injury.
When an employee suffers a bodily injury during work, they can be eligible for Workers Compensation. Workers Compensation insurance is a type of business insurance coverage that gives monetary benefits to those injured in the workplace. A worker only qualifies for this type of compensation if the injury was sustained at work – for example, if an employee is injured while working on a car.
Under Workers Compensation, the worker is unable to sue you or your business for negligence. This can help you avoid strenuous legal fees. Workers Compensation will also help cover the costs of lost wages and medical expenses.
Workers Compensation insurance is not necessary in Texas, but it can be extremely beneficial. Otherwise, you’ll have to go for liability insurance in other to avoid paying those legal fees due to lawsuits. Companies have gone bankrupt from these fees, so it’d be good to get extensive liability coverage.
Another type of business insurance is liability insurance. Liability insurance can help with legal fees associated with any lawsuits filed against you to those injured in the workplace. General Liability Insurance (GLI) especially protects business from liability claims made by employees or customers.
General Liability Insurance covers legal fees for lawsuits pertaining to bodily injury, property damage, advertising injury, and personal injury (like libel or slander). These legal fees include attorney fees, medical payments, settlements, and much more.
For additional coverage, consider Commercial Umbrella General Liability Insurance. Commercial Umbrella is a type of casualty insurance that provides additional coverage on top of your current insurance policy. It helps pay costs that exceed liability limit on a policy.
Commercial Umbrella Insurance can be applied to general insurance policies such as auto liability insurance. It can also be added to Workers Compensation, Commercial Auto, General Liability Insurance, and Employee Benefits Liability.
Commercial Umbrella Insurance can be great option for mechanic shops where customers and clients frequently visit your location. If your shop is build on someone’s property and if there is an increased risk for employees to get hurt, then Commercial Umbrella Insurance is the insurance you need. That way, you can protect your business and avoid legal fees.
Call Texas Insurance Agency Today!
We know that owning a business is a risky enterprise. No matter what kind of business you own, the types of damages, injuries, and losses that you may incur are ever-present. You may even get sued by a business partner, and employee, or a customer. As a business owner, you may be all-too aware that you are one financial loss away from barely making even.
When it comes to protecting your business, nothing beats having insurance coverage. Insurance coverage can absorb the costs of damages, employee injuries and compensation, and any legal fees you may have. With Texas Insurance Agency, you can rest assured that you won’t ever have to pay more out-of-pocket than you absolutely need to. Our commercial auto insurance for auto repair shops and mechanics are designed to protect you from any damages you may incur.
Texas Insurance Agency is the insurance company small business owners can trust to help protect their property and businesses. We offer a free quote, so don’t hesitate to contact us! You can count on Texas Insurance Agency to get your Houston, TX mechanic business insurance.
Fun Facts About Houston, TX:
- It has one of the most ethnically diverse populations in the metropolitan area.
- It is the fourth most populous city in the nation.
- It was founded in 1836 by the Allen brothers, Augustus Chapman Allen and John Kirby Allen.