The best way to ensure safety for yourself and for your dedicated team players is through a League City TX Sports Team Insurance at Texas Insurance Agency.
Protection For Your Team Matters
Basketball, baseball, football, and soccer. If you own a sports team within any of these categories, there’s always a possibility of someone getting hurt. Injuries can happen on the field, and it can quickly halt the momentum of potentially create careers.
That’s why insurance matters. Specifically, worker’s compensation insurance is a fitting tool to have for your sports team organization.
With Texas Insurance Agency in your corner, we can provide the best worker’s compensation policy to fit with your League City TX Sports Team Insurance.
Your insurance coverage includes a variety of different elements that are applicable to the nature of your business. In this case, the insurance not only wards off out-of-pocket fees related to lawsuits, but it can additionally provide financial aid to your teammates through worker’s compensation.
Why Sports Teams Need Workers Compensation
You might be thinking, “does worker’s compensation only apply to construction businesses?”
While worker’s compensation can certainly help with other industries, having the same thing for a sports team is essential. Worker’s compensation also extends to amateur sports.
It alleviates the worry that athletes may have when it comes to going all out in a game. If a player happens to suffer an injury that takes them out of the game for a long period of time, they won’t have to worry much about having to financially pay for their own recovery.
In fact, worker’s compensation generally foots the bill for hospital care or rehabilitation visits. In extremely rare cases, worker’s compensation can help the athlete’s family in the event of their death at a sporting event.
Workers Compensation Required?
It’s not a requirement for sports teams to have worker’s compensation in the state of Texas. However, we believe that it certainly helps. In other states, a worker’s compensation is required. Businesses operating without worker’s compensation are given a penalty. These penalties usually come in the form of large fines issued out by the state.
Having worker’s compensation in place shows that you care about the team. It also proves that you’re willing to care and provide for them in the event of accidents. Many teams who operate without a worker’s compensation often have low team morale. They’re less worried about the games played and more worried about not making strenuous movements that could lead to injury.
You want them to have a speedy recovery so that they can get back to doing what they do best. A surefire way to do that is having Texas Insurance Agency implement a workers compensation policy in your League City TX Sports Team Insurance.
Stay Protected With General Liability
General liability can be a slippery slope for many sports team owners simply because of the nature of the environment.
Injuries happen all the time, yes, but general liability insurance accounts for a slew of other factors. But let’s backtrack for just a second.
What general liability does is show that you take responsibility for mistakes that can occur on and off the court. It protects everyone on your staff. The players, referees, team assistants, and more.
Any problems that may arise with them will ultimately fall on whether or not your insurance will cover it. That’s the essence of sports insurance coverage.
This is why having a reputable and understanding insurance firm on your side is crucial. Texas Insurance Agency will always be at the forefront to help small, and large businesses have the perfect coverage set up for general liability lawsuits. We take care of all of the necessary legal fees so that you can keep tabs on the next game.
In regards to general liability, we cover all the specifics such as property damage, personal injury, bodily injury during sports activity. The policy also covers advertising injury as well. We take on many forms of general liability because we understand that there’s no one type of lawsuit when it comes to the nature of your business. Therefore, we do what we can to make sure that all the bases are covered with your League City TX Sports Team Insurance plan.
Understanding Advertising Injury
Advertising injury is a stark difference from bodily or property injury. The injury goes beyond the physical aspects and transfers into advertising. All businesses have a medium of advertising in one form or another. They use it to garner the attention of potential clients.
What happens when certain advertisements take jabs at the competition? The situation can be murky. If it’s not handled well, it can be pretty costly for the entity that released the advertisement.
That’s why advertising injury insurance exists. It solely protects all types of businesses from any losses suffered as a result of advertisements released by a competitor. In order for businesses to claim advertising injury, the advertisement must show that it’s publishing misleading statements about the claimant.
Any person or business who feels that they are at the ends of advertising injury can file suit if they feel necessary. The insurance can also cover claims of libel, slander, stolen ideas, and more.
A team player or staff member who has become unhappy with how a team is run abruptly leaves the team. Afterward, he puts out an ad about a new team. The problem with the ad is that there are elements of the ad that are the same as the team that he left. An advertising injury claim could call for complete removal of the ad.
That’s why it best to let Texas Insurance Agency handle all complications regarding liability claims regarding advertising injury. Our insurance agents will deliver top-notch insurance coverage for your sports team.
Get Covered Today With Texas Insurance Agency
Why wait another minute? There is never a better time to lock in your sports team insurance plan. Whether you’re looking to protect your teammates with worker’s compensation or solidify coverage for lawyer fees. If you’d like to learn more about your League City TX Sports Team Insurance coverage, contact us today at (281) 993-8384.
Fun Facts About League City, TX
- Third largest boating anchorage in the United States
- One of the top 10 smartest cities in Texas and 99 among the smartest cities in the United States with a population between 50,000 and 99,000 by The Business Journals’ On Numbers in 2009
- Best Small Cities in America by Money Magazine in 2006
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