Why worry as an employer over something like Katy TX Liability Insurance?
You have enough on your plate, come on down to Texas Insurance Agency and let the pros over here have a go.
Katy TX Liability Insurance
There’s no reason why you, a proud business owner, should put off insurance any longer on your company and employees.
With Texas Insurance Agency, there are no better bundles out there on the market. We offer savings that make certain you don’t have to break the bank on your insurance agent.
We provide the best-of-the-best liability coverage for your company and team members.
Background of Katy
The wonderful city of Katy, Texas, is an up-and-coming one.
What a bustling and growing population. Which sure means it’s becoming a new suburban mecca of the Greater Houston Area.
In the 2019 survey, it showed 20,202 people are occupying the city of Katy.
That’s not the largest city in all of Houston’s suburbs. Yet, it sure does mean plenty of hardworking Texans who will be working and in need of insurance policies and plans.
Katy TX Liability Insurance here at Texas Insurance Agency is your one-stop shop for all employee benefits fit for your small or big business!
Initially, one great option that comes from our insurance company is the contractor insurance plan. This is a form of insurance covering your business from going through financial debt related to accidents on the job.
It depends highly on your coverage, but you have entire protection against liabilities, lawsuits, and much more.
Furthermore, this level of insurance could very well be the thing that stands between you keeping or losing your hard-earned business.
Some trades that include this helpful contractors insurance policy are:
Tons of risks are involved with this sort of work. That’s why it’s so direly vital that you use the right insurance policy to keep everyone on the job covered.
This is why Katy TX Liability Insurance is the premium choice here at Texas Insurance Agency for many clients.
Independent Insurance Contractors
This is a plan that requires a policy for a couple of reasons. For starters, it keeps you from being held responsible for any damages that could fall back onto you and your hard-earned company.
Even more, potential clients will possibly get turned off from working with you. This is because they could be held responsible for whatever accidents occur in the workplace.
Even more, a basic insurance coverage level is 100% required by the law for almost all businesses, including construction.
Independent contractors are not exempt from liability, though. With the wrong coverage or no coverage, you will undoubtedly pay out of pocket for any lawsuit taken out against your company regarding the damages done.
Not only will you be paying for damages, but the entire lawsuit as well.
However, general liability insurance will ensure you don’t find yourself in this scenario. This type of coverage is not only recommended but entirely essential for industries such as this.
What Covers Contractor Insurance?
There are a few different aspects when it comes to what’s covered by contractor insurance. For starters, it covers the basics of business liability exposure.
Regardless of what industry it is you’re in, you’re going to need coverage. Because, let’s be honest, accidents happen in the workplace every day. No matter what kind of industry you are in.
Especially when it comes down to contractor’s insurance.
When you take the necessary precautions, like getting the right insurance policy to handle these workplace blunders, neither you nor your company will be held liable for any damages.
Furthermore, the right policy will continue to keep you covered when it comes to various other accidents, like injuries by others.
Depending on the right policy, you may even find that your policy covers many other incidents. For example, injuries sustained by others could be one of these incidents.
But it doesn’t stop there. When deciding on the right policy, you may also find that you could have your company vehicle and employees covered.
Any damage done to your company car, is not your responsibility to pay out-of-pocket for.
Who doesn’t want that kind of peace of mind? Especially when being a business owner.
You don’t have the time for that. Just allow the pros over at Katy TX Liability Insurance here at Texas Insurance Agency have a go and solve all your concerns!
Whether it’s auto insurance or personal injury, you will rest easy knowing that your business is taken care of and your employees feel as safe as possible.
The General Liability option of insurance coverage is required before a contractor can sign up for a job.
General liability insurance is here to cover many different situations where your business could be found liable in court.
A few to mention are:
- Damage to work property
- Faulty work issues
These are three significant bases that need inclusion to any insurance policy coverage on employees.
Insurance like commercial auto is very particular, used mainly for work-related trips, like transporting tools or other types of materials.
This is a policy coverage that does not cover any work tools whatsoever. However, it does protect specific work equipment attached to the car, such as ladders on your company vehicle.
Swimming Pool Contractor Insurance
The swimming pool contractor insurance is a particularly interesting policy we carry. Any contractor-related jobs will be high-risk, and that’s just the unfortunate facts of the industry.
Pool renovations and construction projects involve renovating, moving heavy materials, the use of industrial equipment, and much more.
Due to these risks, it’s crucial that you find proper insurance for these potential accidents. You will want to get General Liability Insurance to protect your business and employees.
Although, you could also consider Builders Risk Insurance for this kind of higher-risk employment field.
There are plenty of risks when owning your own business. Don’t allow your insurance plans and policies to be another potential risk for you to deal with.
With so much chaos, uncertainty, and worry in the world right now, don’t allow your business coverage insurance on your employees to be another thing that keeps you up at night.
Call today to find out more about all other policies we offer, (281)-398-1010; our friendly staff would love to inform you further!
Katy TX Liability Insurance here at Texas Insurance Agency is here to keep your business and your personal life safe and hassle-free.
Fun Facts of Katy
- Katy original had the name Cane Island.
- The city of Katy is a hub that includes three counties- Waller, Harris, and Fort Bend.
- The city of Katy was integrated in 1945.
- Fore more interesting facts, please view their official website.