If you are in the market for independent contractor insurance Tanglewood, TX, our brokers would love to give you a helping hand in choosing a great insurance plan. Here at Texas Insurance Agency, we do the work for you, not the insurance company. Our business focuses on showing customers the best policy options available because we want you to have excellent coverage.
We have the finest brokers who ensure service that will knock your socks off, and we would love to provide insurance for all your needs. Texas Insurance Agency doesn’t just have coverage for commercial purposes – we provide policies for your personal needs as well.
Reach out to us today by giving us a call or visiting our Tanglewood office. You can also apply for a free quote online or request service if you’re an existing customer. Our duty is to provide you with great coverage at affordable rates, so don’t hesitate to contact us for assistance.
About Our Agency
Texas Insurance Agency has multiple office locations for you to visit, including Tanglewood, Pearland, Katy, and The Woodlands. When times get hard, we are your go-to for reliable insurance, and we don’t mind fighting for you. We understand how tricky some of these insurance agencies can be, not to mention the details of the policies themselves. That’s why we put together a supportive team to show empathy and enlighten customers about their options.
Our business is based on the principle of service first, last, and always. The team at Texas Insurance Agency is grateful to support the residents of Katy and the surrounding areas, and we hope you’ll give us the chance to support you as well. We promise to always provide the friendliest service and the most high-quality insurance products available.
Get Customized Independent Contractor Insurance Tanglewood, TX
At Texas Insurance Agency, we have the best brokers that can identify exactly what kind of independent contractor insurance Tanglewood, TX you need. Please don’t hesitate to contact one of our agencies close to you to find out what contractor insurance works best for you.
If you are looking for coverage for your work, there are a variety to choose from, such as general liability, property damage, business, and builders risk insurance, to name a few. Depending on your business, you may need only a few policies or several of them.
Many parts of your business need coverage aside from you, your clients, and any employees you may hire. For example, if you run your company from an office or even your home, business property insurance is a significant investment. This type of coverage will help cover the costs of repairing or replacing items such as personal property, tools and equipment, furniture, inventory, and computers at your business.
Business insurance is good to have, no matter the size of your company. Most states have rules for the required insurance needed for your company. The team at Texas Insurance Agency will always be here to review your policy options and help you understand what the law requires.
You don’t have to stumble through endless lists of complex insurance plans that might overcharge you or not even cover what you need. Texas Insurance Agency is here to help, whether you own a startup, a well-established company, or a small business. Call us today, and let’s discuss a custom policy that fits your commercial coverage needs.
What Kind of Insurance Does Your Company Need?
When looking for insurance, you first need to consider the category of your business and how much coverage it might need. Depending on your field of work, you might need to bundle several policies together to get proper coverage. For example, if you’re an independent contractor, chances are that you’ll need to invest in commercial auto insurance.
You may wonder why auto insurance matters to a contractor, especially if you own personal auto insurance. This purchase covers your vehicle during on-the-job hours, such as trips to transport tools and equipment or visiting a client’s home for work. Any equipment attached to your vehicle, such as a ladder, is also covered under this policy.
Do you hire employees to work with you? If so, you might need to invest in workers’ compensation coverage. Workers’ compensation is a social contract between team members and the business owner that covers medical fees related to injuries sustained by employees. However, the medical benefits and wages vary by the state you reside in.
If one of your workers relies on workers’ comp, they won’t be able to sue your business for negligence because of an element known as a compensation bargain. This bargain is meant to protect both the employer and employee. When an employee agrees to a workers’ comp policy, they agree to take a certain amount of liability. All parties benefit from the arrangement because they can avoid the legal fees attached to a trial.
General Liability Insurance
Nearly any business owner can benefit from general liability insurance. Its versatile nature makes it excellent for both small and large companies. Otherwise known as commercial general liability isn’t a legal requirement in Texas, but that doesn’t mean it isn’t a great investment.
CGL can protect you and your company if you ever get sued for property damage, bodily injury, advertising injury, or personal injury (such as libel or slander). Whether the lawsuit is from a customer, a business partner, or an employee, this coverage will take care of you. General liability lawsuits are much more common than they used to be, so choosing appropriate insurance coverage might save you from stressful situations later.
In the event of a lawsuit, your CGL will cover attorney fees, settlements, medical payments, and much more. Paying for these expenses out of pocket could significantly damage your business and assets, which is why having insurance coverage is the smarter option.
We’ll Support All Your Business Needs
Texas Insurance Agency wants to deliver insurance policies that best fit your business. If you need to find reliable independent contractor insurance Tanglewood, TX, give us a call right away!
Fun Facts for Tanglewood, TX:
- George H.W. Bush formerly lived in the Tanglewood neighborhood.
- The community is located in West Houston.
- Billy Gibbons from ZZ Top also lived here.