Are you in need of a Houston TX Wholesale Insurance Broker? Call Texas Insurance Agency today! Our experienced team of insurance agents strives to bring our clients the very best policies. We do this by working with some of the most trusted insurance providers in the Greater Houston area. No matter what insurance products you’re looking for, you can rely upon our team. We specialize in a range of personal and business insurance to help as many people as possible. Call today for your free insurance quote.
For more than a decade, we have been helping residents of the Greater Houston area with their insurance policies. With that in mind, you can trust our team has the experience and knowledge to find the right policies for your business. We understand that there is a vast range of insurance policies available, and as a result, it can become overwhelming. That is why our team is here to help.
Call Texas Insurance Agency Today to Find the Right Policies for You!
Regardless of if you run a small business or a fully established business, our agents will help you find the right coverage to safeguard your livelihood. We understand how important your business is to you. That is why we never offer vague insurance policies. Instead, our agents take the time to get to know you, your business, and your insurance needs. From there, we are able to connect you with a trusted insurance company that will provide the right policies for your business.
When you work with our trusted and friendly insurance team, you can trust you’ll receive the right policies at rates that are right for you. If you’re ready to work with a Houston TX Wholesale Insurance Broker that has your best interest in mind, call Texas Insurance Agency today. You won’t find better policies for your business.
Houston TX Wholesale Insurance Broker
No matter what industry you work in, it’s a well-known fact that every business faces risks. With that in mind, you need to find the right coverage to safeguard yourself, your company, and your employees. Like most other businesses, Wholesaler distributors have a wide range of insurance policies available, some of which you may not even know are available to a business such as yours.
Some of the more important and common coverages for wholesalers include the following:
- Property Damage Coverage
- Product Liability
- Workers Compensation
- Commercial Auto Insurance
- General Liability
Regardless of which of these policies you’re looking for, you can rely on our insurance brokerage to find you the right coverage. Before we get into that, you may want to know a little more about these coverage options and how they can protect your business.
Property Damage Coverage
This coverage type is designed to protect your business. This is in the event you, one of your employees, or one of your products causes damage to another property. Without this coverage type, you’ll be paying for the repairs of this damage out of your own pocket. Depending on the severity of the damage, this could be a serious financial hit to your business.
With that in mind, property damage is fantastic coverage to have; it will protect your business from being liable and help cover the cost of repairs. It should be noted that all insurance policies come with coverage limits. With that in mind, your insurance may not be able to cover the full cost of damage. However, it will significantly reduce the cost for you and your business.
To learn more about property damage and the amount of coverage it can offer, call Texas Insurance Agency today.
This insurance type covers products designed, distributed, and manufactured by your company. This could include things such as medical equipment and tools. As medical equipment is so important, it’s no wonder there are such high risks involved in distributing these products. With that in mind, it is essential you have product liability coverage under your insurance policy.
With this coverage type, you won’t be held liable for any damage the insured products cause. This insurance type can cover tools and equipment of all sizes, from syringes to wheelchairs. If a liability claim is taken out against your business for whatever reason, then your insurance will cover the cost of damages, legal fees, and settlement charges.
However, as previously mentioned, all coverages have their limits. As a result, product liability will not protect you if your tolls or equipment cause damage to someone’s property. That is why it’s so important you take out both product liability coverage and property damage coverage. Together these policies will keep your business protected no matter what happens. Work with the most trusted Houston TX Wholesale Insurance Broker by calling our team today.
This insurance type is highly beneficial for companies that have a team of employees on their side. Not only that but in some states and industries, this insurance type is required. Workers’ compensation will cover medical bills and lost wages if one of your employees suffers a workplace injury.
There can sometimes be confusion when it comes to this insurance policy. Many people seem to think that workers comp will cover employees for injuries on the whole. However, the injury must occur during their work shift for workers’ compensation to cover these fees. This means if an employee gets into a vehicle collision while on the way to work, they will not be covered as it is outside of their work hours.
However, if they are injured on a piece of equipment while at work or get into a vehicle collision while operating a business-owners vehicle during their shift, they will be covered. In the event of a vehicle collision, you can also find certain coverage under Commercial Auto Insurance.
To learn more about your coverage options and how certain policies can protect your business and your employees, call Texas Insurance Agency today. You won’t find a more dedicated Houston TX Wholesale Insurance Broker.
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