If your a business owner quit your search for Houston TX Oil and Gas Insurance Brokers now! End the search at the feet of our door, here at Texas Insurance Agency.
Why take a chance with insurance agencies who don’t know what they’re doing? With forty years of experience under our belt, our agents are more than equipped to handle whatever insurance coverage concerns you may have.
There’s plenty of insurance agencies here in the Greater Houston Area, but none quite like ours. Quit stressing about finding the best quotes for your commercial business insurance, and head on down to Texas Insurance Agency today.
Background of Houston
First and foremost, everybody knows Houston, Texas. It’s an American staple city and a very large one at that!
The 2019 census bureau study reported 2.3 million citizens living within the Greater Houston Area. What a lot of people!
Plenty of these people must surely work within the oil and gas industry. This is not a shock, being that Houston is quite the hub for these specific jobs.
If you’re a business owner in the oil and gas companies, you need to be well versed in insurance programs. Especially with one’s that are right for you and your company.
You don’t want to lose your business in a lawsuit that could’ve been prevented with the right insurance services.
Houston TX Oil and Gas Insurance Brokers here at Texas Insurance Agency can save your business with the right insurance plans!
What Exactly is Texas Insurance Agency?
Foremost, it’s vital to explain exactly what we do here at Texas Insurance Agency. We are an independent insurance agency, and our number one goal is to find the best insurance policies for you.
We help people find both commercial and personal insurance policies that fit their companies and daily lifestyles.
Our mission is to protect your business with highly specialized insurance solutions and plans.
We specialize in multiple types of commercial insurance brokers, such as:
- Commercial auto
- Business insurance
- Oil and gas
With such a large variety of specific commercial insurance plans, it’s easy to see why we’re the best in the insurance game.
While we have many options, specifically Houston TX Oil and Gas Insurance Brokers is one of the most popular.
Oil and Gas Insurance Policy Options
Since we’re an independent insurance agency, we don’t work under any insurance companies. We work for you, the business owner.
So with that being said, you can trust that we’re looking out for your best interest in finding your quotes and policies.
There are tons of insurance policies we can introduce you to when it comes to the oil and gas industry.
Oil and gas insurance is something that’s available for anyone who is involved in the participation of distributing gas and oil products. Also, these policies can cover people that do things like:
- Exploration of gas or oil products
Some current policies for contractors and company owners within the oil and gas industry are:
- General liability
- Commercial auto
- Workers compensation
- Umbrella coverage
- Directors and officers liability
- Employment practices liability
- Oil and gas lease property
- Operators and legal liability
- Equipment coverage
Very clearly, there is a multitude of different policies for company owners within the industry. While some of these look incredibly complicated, they really aren’t!
One main reason why it’s so crucial to talk to an agent at Texas Insurance Agency is to understand which one of these policies is right for you.
Getting the wrong policy for your company could risk you losing your entire business, or worse. Houston TX Oil and Gas Insurance Brokers at Texas Insurance Agency is here to make sure that doesn’t happen!
A Deep Dive: What’s Umbrella Insurance?
One of the vital aspects of the potential policies offered for oil and gas companies is umbrella insurance.
Since you’re an owner or partner of an oil and gas company, you should certainly consider one of these policies.
Umbrella insurance policies are in place to cover losses above certain underlying limitations on other policies. Specific policies with these said limitations include General Liability, Commercial Auto, and Worker’s Compensation.
An umbrella policy must be treated very carefully because of the sheer nature regarding the oil and gas industry. There are tons of risks involved in this particular industry. Some could argue far more than any other industry!
Umbrella insurance is, to an extent, a branch off of Personal Liability insurance. This policy can protect you if you ever find yourself liable for a claim that your typical insurance policy can’t cover.
Basically, umbrella insurance exists to give you, the business owner, an extra layer of protection.
What about Onshore & Offshore Contractors?
It comes as no surprise that onshore policies cover work done on land, as opposed to offshore policies. Offshore work is done aboard water-based oil rigs.
With this in mind, you can imagine that the policy coverage is far different between the two. The coverage for onshore policies includes options like maintaining oil rigs and wells on dry land.
Not to mention, this type of coverage is great when it comes to drilling and surveying wells and rigs. However, with offshore policies, you’re provided different coverage. Types of coverage that caters to water-based oil jobs and endeavors.
Since you’re a business owner of an oil and gas company, you should also view Environmental Coverage. The environmental coverage policy will keep you from being held liable if an incident is to occur on the job. Notably, environmental accidents which lead to damage to the said environment.
One infamous example of this is that of oil spills. Without this insurance, there’s no telling how much debt you will be in and how many lawsuits you’ll drown in.
Don’t take a chance on something as risky as this. You have too much to lose with your business. Plus, the liability of the oil and gas industry is too high not to take seriously.
When it comes to insurance for your business, why take a chance on a company that’s invested in the insurance companies instead of you?
As an independent insurance agency, we work for you and you only. Give us a call today to find out quotes on oil and gas coverage policies, (281)-398-1010.
To conclude, Houston TX Oil and Gas Insurance Brokers at Texas Insurance Agency has everything you need to keep your company successful!
Fun Facts of Houston
- Firstly, Houston has one of the best culinary scenes within the country.
- Secondly, there are over 145 different languages spoken in Houston.
- Lastly, Houston has the largest medical city within the nation.
- For more interesting facts, visit their website!