We offer the best Houston TX Life Insurance Policies to provide you a life-time worth of peace of mind. Our promise is to be here to have your back when the unexpected happens. We understand that it is not the best thing to think about; however, it is necessary to ponder upon. Our life insurance policies will give your family what they need to continue on without you.
Uncertainty is a common theme of life. Therefore, keep your family and loved ones secure if you were to lose your life.
Houston TX Life Insurance Policies
Losing a loved one is always an emotional and difficult time With our life insurance policies, you can provide your family and loved ones with the tools they need to continue on if the unfortunate event of your passing were to occur. Death is something that will occur to every person that is living today. Therefore, in the case of this inescapable event, make sure that your family and loved ones are taken care of.
If you were to pass away unexpectedly, this might cause many difficulties for your family. Not only will they carry the grief and emotional burden, but they will have to determine a way to survive without you. Mortgage payments, college educations for children, and vehicle payments are all something that your loved ones may need to take on. However, with a solid life insurance policy, you can reduce the burden if and when this unfortunate event occurs.
How Does It Work?
Life insurance is simple and easy to understand. In exchange for your monthly premium payments, your family will receive a lump-sum payment if they ever needed to continue on without you. This lump-sum payment is called a death benefit. There are many factors that go into determining your monthly premium. These factors include age, gender, medical history, and the value of the policy you choose.
In the event of your passing, the lump sum payment will be received by the beneficiaries that you name on your policy. The beneficiaries that you name will be free to use the money as they wish. The death benefit payment can help your family and loved ones with living expenses, school expenses, resolving debts, and funeral expenses. Contact the Texas Insurance Agency to find the right life insurance policy to give you peace of mind and security. To view more information on our life insurance policies, visit here.
Types of Life Insurance Policies
Usually, insurers will offer two types of life insurance policies, term and permanent. We will discuss these in more detail below.
Term Life Insurance
Term Life insurance will provide a lump sum payment to your beneficiaries if you are to pass away within the specified term. Premiums for this type of life insurance will be lower than permanent life insurance policies. This is because this policy is not permanent. Furthermore, term life policies are available for various terms or lengths. The options include ten, twenty, and thirty years. If the insured does not pass away before the policy expires, then there will be no payout. You and your family will have the option to renew the policy after the term or choose to switch to permanent life insurance.
Permanent Life Insurance
Permanent life insurance will remain active throughout your entire life-time, assuming you continue to pay your monthly premium. This type of policy will accumulate cash value throughout time. This type of plan offers you more flexibility. Furthermore, the cash value of your policy may be accessible while you are still alive, depending on your policy.
At Texas Insurance Agency, we will help you find the right policy for you.
About Texas Insurance Agency
At Texas Insurance Agency, we strive to serve Katy and the surrounding areas with high-quality service and coverage. We offer commercial and personal insurance of many types. Furthermore, we have a qualified team of professionals that is always ready to serve you. We focus heavily on customer service. Therefore, you can only expect honesty and integrity from your dealings with us.
We hope to instill reassurance and confidence within our customers. We work hard to find the right policy to fit your needs. With our life insurance policy, you can keep your family and loved ones secure even when you are not there. We hope to give you only the best in regards to insurance, and that is why we offer the life insurance plan that fits your needs. We strive to build a positive relationship with each and every one of our customers. Because we build our relationships on mutual trust and understanding.
As a team, we hope to foster a positive relationship with you as well. Contact us today to view all of the beneficial plans that we have to offer you. From life insurance to car insurance, Texas Insurance Agency has you covered.
The mission for us when providing you life insurance it to protect you and your family if the unexpected occurs. With these uncertain times during the pandemic, it is in your best interest to secure your family’s future if they have to move on without you. Life insurance will help your loved ones cover school tuition expenses, living expenses, and anything else. With a term or permanent life insurance policy, you can secure your family for years to come.
We have a strong and qualified team that is ready and willing to serve you. Our team has extensive experience with providing insurance to all types of people. We are true professionals. Therefore, for a stress-free experience, visit us today.
Furthermore, our prices are always competitive. To get a quote, simply fill out the form that can be found here.
We hope to give your family the assurance they deserve. With a permanent life insurance plan, you will be covered for life. If you opt for a term life insurance policy, you can enjoy a lower premium while maintaining your security. If you are looking for Houston TX Life Insurance Policies, then look no further than Texas Insurance Agency.
Houston TX Fun Facts:
- Home to the NRG stadium and the Toyota Center.
- Sports teams include the Houston Astros, Houston Rockets, and Houston Texans.
- Fourth most populous city in the nation.
- Learn more about Houston TX here.