If you own any form of boat, whether yacht or crew boat, look into purchasing Houston TX global marine insurance today! Texas Insurance Agency is a brokerage that has been in business for over 20 years. As a result, we are the best team around to visit when you’re wanting to search for a new insurance policy.
Unlike other businesses, Texas Insurance truly cares about its customers. That’s why we took it upon ourselves to partner with over 10 different insurance agencies that can possibly provide you with the comprehensive coverage you deserve.
Also, we know that insurance can be hard to understand, and we strive to make it as easy as possible. Every policy we look over for you is laid out in an easy-to-understand format that even our novice insurance agents could understand. Many times insurance agencies intentionally try to confuse customers.
This allows them to entice you into a policy that you don’t understand and can’t fully utilize. However, you will not find that here with us at Texas Insurance. There are no gimmicks or games here. Only quality customer service and affordable prices you won’t find elsewhere.
Why Texas Insurance?
Easily, Texas Insurance Agency can match you with a policy that checks off every box on your list. If you need help finding a better deal, we can help! Want to bundle your policies? Just ask! Having trouble understanding your coverage? Give our team a call. We are there for all of our customers each and every step of the way.
Moreover, we remember a time where we were on the lookout for affordable and comprehensive policies. So, if we were looking for this ourselves, wouldn’t it only make sense that we provide the same to you. These are some of the ideals we founded our business upon. By actively listening to our customers, we are better able to implement changes that improve our business overall.
We would be nowhere without your loyalty. So, we hope that means you can always put your full trust and attention into our business. Clearly, there is no better option out there than us. If you would like to learn more about a Houston TX global marine insurance policy, get in touch with our team today. You can easily speak with us over the phone, or you can keep reading to learn a little more about the protection your boat might need. In any event, we’re here to help!
What is Houston TX global marine insurance?
Global Marine insurance is most often referred to as boat insurance. Meaning that you can use this policy for any type of boat you own. However, the most common types of boats covered under this policy are yachts. Understandably, as they are a pricy purchase. Insurance is not an enforced requirement in the state of Texas.
You can opt-out of purchasing boat insurance altogether. Though, we strongly recommend against this. You never know when an accident might happen, and Houston TX global marine insurance is there to make sure that you’re protected when one comes your way.
Without a policy on hand, you could be sued and held liable for injuries or damages to another person or their boat. It’s not a cheap task either. It will cost you lots of money to pay for potential damages. More than this, if you operate your boat with a crew on the deck, you need to have them protected. Otherwise, they are within their right to sue you as well if they become injured.
Finally, if and when you choose to utilize boat insurance, you have to make sure that you keep up with monthly payments. This includes the time period where you may not use your boat as frequently. It doesn’t prevent theft or a storm from coming and destroying your boat. The right coverage will keep you protected at all times.
Your coverage options
There are many available coverage options for you to chose from. We’re here by your side to help you choose the right one. Just because you own a boat doesn’t mean you have to have all policies on hand either. We can analyze the usage and recommend a policy that might fit your needs best. Moreover, we’ll be able to bundle some together and help you save tons of money! In any event, it is best that you at least have the minimum coverage available on hand.
Available to you:
- Property Coverage: If you get into an accident with another boat and case damages, this policy will swoop in to help you out. More than this, it gives you the right coverage options if you are a victim of a fire, theft, or vandalism to your boat.
- Liability Coverage: Liability coverage is probably one of the best to have, if any. This will cover the medical expenses if someone is injured in an accident that was your fault. This also provides coverage if you damage someone else’s property. If you do not have this policy on hand, you will be fully responsible for any associated costs.
- Repair Cost Coverage: Certain providers will be able to cover the costs of repair for your boat, motor, or trailer. However, certain companies also might have provisions that do not cover this.
- Uninsured Watercraft Coverage: This policy is similar to that of motorcycle or auto insurance. You are covered the same way if a boater who is uninsured causes you damages.
- Watercraft Medical Payments Coverage: Finally, there is medical coverage that will pay the costs for you or your crew members injured while on the boat.
If you would like to learn about any additional coverage options available to you, then please get in touch with our team.
directly. There are other options to choose from, but it will depend on the agency and what coverage you need.
Contact Texas Insurance
Overall we truly care about providing you the absolute best services. If you are ready to get an affordable policy, reach out to our team today at 281-398-1010.
From there, we’ll sit down and get to know you and your company a little better. Don’t wait until it’s too late to choose an affordable Houston TX global marine insurance policy.
Houston TX Fun Facts:
- The Texas Medical Center is the largest in the world.
- In the late-1830s, Houston was the capital of Texas.
- Houston has an underground tunnel system.
- For more information about Houston, TX, visit the city’s website.