If you are a small business owner, then you’ll surely benefit from purchasing our Houston TX general liability insurance for small business! Every policy differs in the coverage offered, but some policies are more affordable than others. Similar to business insurance for larger companies, small business insurance offers you competitive policies that help to protect you against claims from your own employees.
As a result, you can trust that your small startup business is always protected from outside influencing factors. Regardless of the type of small business you own, we offer insurance policies for them all. And you’ll want to consider what type of coverage you’re looking for before making any set-in-stone-purchase.
What is right for other small businesses may not be right for you. That is why you have trusted and experienced agents by your side at all times. We can walk you through our policies to help you understand how you’re covered in the event of an accident.
Houston TX general liability insurance for small business
There are many different small businesses out there. Knowingly, you’ll need to find what works best for your business specifically. Depending on the business you own, you’ll need to make sure you’re covered in the way you need to be for that specific business.
Businesses are categorized into three different types: Bars & Restaurants, technology-based, and Green-energy. Usually, you’ll fit into one specific category depending on the services you offer. Knowing this, make sure you speak with us to make sure you choose the right insurance plan.
If you have a green energy company, which uses resources that don’t harm our environment, you will easily run into hazards too. Though your products and services might be safe, it doesn’t prevent workplace accidents from occurring. As a result, you need to make sure you’re well-protected before anything serious presents itself.
Texas Insurance can help you consider the policies we have to offer. Choosing the right plan is a big deal because, for one, you want to get the most out of your money, and two, you want to choose a policy that effectively and accurately protects your business.
You are not exempt from injuries in this world, and actually, Green energy company employees are more susceptible to injuries anyways due to the type of work you perform. Therefore, you’ll need, at a minimum, a workers comp policy in place to protect yourself and your employees. Talk to Texas Insurance Agency today and see what we have to offer.
Bar and Restaurants
Bar and restaurant owners have different tasks to handle. The type of insurance you can choose from highly depends on multiple factors. Bars are not exempt from accidents, but the risks and liabilities normally differ from an average restaurant. So you’ll want to know the specific risks you face as a bar owner so that we can target that area specifically in order to provide better coverage.
In the majority of states, you will need a worker’s compensation at the minimum. this type of policy protects not only yourself but your employees too. We have many different options for you to choose from. Moreover, you can bundle almost any of our policies together into one lump sum. This way, you know you’re protected from all sides and angles.
Finally, besides workers comp, you’ll want to look into a business owner’s policy, or (BOP), which is a targeted coverage option that helps your business immensely. This is seen as a type of umbrella policy in that it covers you in many ways. From workplace accidents to litigation defense, this is your all-in-one-stop shop to the perfect amount of protection.
To learn about everything this policy has to offer, give Texas Insurance Agency a call today to find out more how we can help get and keep you protected.
Another unique type of business is technology businesses. This gives you an even better reason to protect yourself with Houston TX general liability insurance for small business. Technology businesses require a specific-targeted type of insurance that accounts for protection against things like cyber attacks. Moreover, you’ll want protection against errors and omissions, directors and officers.
Making sure that you’re covered in all of these areas is just one of the important steps to take as a technology business owner. A lot can happen, and a lot is riding on your back. We don’t want to see you unprotected when there is a way to make sure you’re protected from every angle.
We can protect you from theft and libel allegations too. So, no matter how your tech company operates, you can trust that Texas Insurance Agency will get the job done right each and every time.
Finally, there is commercial property insurance or CPI. This is a policy that you’ll want to consider no matter what type of business you own. You’ll want to consider this even more so if you own a larger, more sizeable business. CPI will protect your business against damage, stolen property, or severe storms that damage on-site property.
More than that, this insurance covers you from damaged pipelines, vandalism, and threats. But, for more information regarding this policy, we recommend that you speak to one of our agents directly. They’ll always be able to lead you in the right direction and get you started using the right plan.
Contact Texas Insurance Agency Today!
Insurance is truly a lifesaver, especially when the unexpected happens. No matter what kind of business you own, you can trust that you’ll be protected from mishaps with a dependable insurance policy by your side.
There is so much that can happen, and because we truly care about our customers, we want to make sure that your small business is protected from big liabilities. Never hesitate to reach out to our team. We proudly serve the Greater Houston area. Give us a call today at 281-398-1010! We have the best policies and options when you need Houston TX general liability insurance for small business.
Fun Facts about Houston TX:
- Houston is one of the busiest port cities in the nation.
- The Texas Medical Center is the largest in the world.
- In the late-1830s, Houston was the capital of Texas.
- Houston has an underground tunnel system.
- For more information about Houston, TX, visit the city’s website.