Houston, TX General Insurance Commercial is just one of many coverages that you may need as a business owner. There’s a lot that goes into running a business, and I’m sure you want to do everything possible to ensure it remains protected. That is why here at Texas Insurance Agency, we proudly offer a wide range of commercial insurance plans to cater to business owners across the Greater Houston area.
We have been offering our services for years, and our team has a combined 40 years of experience in the insurance industry. With that in mind, you can rely on us to find a policy that’s right for you and your business. If you’re looking to invest in an insurance policy or would like to know if your current policy is serving you as best as it could reach out to our team today.
We will happily discuss your Houston, TX general insurance commercial options and ensure you have the right coverages to protect your business. Call today.
Houston TX General Insurance Commercial
If you’ve been searching for a commercial insurance policy, there are a plethora of coverage options for you to consider. Of course, with so many options, the decision can quickly become overwhelming.
You may be wondering how you’ll afford all the different coverages your business needs. However, our team is here to help.
We offer our services for a wide range of insurance products from workers’ compensation to business owners’ policies. So, no matter what coverage you need, you can rely on us to find you a policy with the best premiums in Houston, Texas.
Finding and affording commercial insurance has never been easier.
So, what insurance coverages are right for your business?
First and foremost, liability insurance is of great importance. These days, companies, both big and small, get hit with lawsuits for a multitude of reasons. The legal fees associated with a lawsuit can sometimes be enough to sink a business. With that in mind, it’s important you take preventative measures to protect your livelihood.
General liability insurance can protect your business against claims from employees, customers, and even other companies. Common claims include personal injury, property damage, and bodily injury. Moreover, these claims can come about from everyday operations at your business. That is why having professional liability coverage is so important.
Below, you will find other commercial coverages that you, as a business owner, may want to consider. If you’d like to discuss your options and learn more about these coverages, be sure to call our agency.
If you have a team of employees, then workers’ compensation is something you can’t afford to miss out on. Workers’ comp is designed to benefit both employers and employees. Workplace accidents happen all the time, and in some cases, serious injuries can happen.
In these cases, employees may need time off work to recover from their injuries. Workers’ compensation will protect your business if your employee decides to sue for health and safety regulations in the workplace.
In addition, it will protect your business against paying any medical fees associated with the injuries. Finally, it covers any lost wages that your employee will miss out on whilst recovering from their injury.
Commercial Auto Insurance
Commercial auto insurance works similarly to an auto policy under personal insurance. However, it is intended to protect business vehicles. Whether you rent, lease, or own vehicles that are regularly used for workplace purposes, a commercial auto policy is a must. This is available as a form of coverage under a BOP.
A BOP (business owners policy) is a great way of getting the coverage you need at a better rate. A typical BOP will comprise the following:
- Property Damage
- Business Interruption
However, there are several add-ons available. Call Texas Insurance Agency today if you’d like to know more about BOPs and whether this policy type is right for your business.
Small Business Insurance
Like any other commercial policy, small business insurance protects a company’s assets, income, and property. BOPs are the most common policy for small businesses. However, that doesn’t mean they’re the only option.
Small business insurance allows business owners to buy additional coverages to customize a policy to their business’s specific needs. In addition, these policies allow small business owners to get the coverage they need at a cheaper rate. If you own a small business and are looking for coverage to keep it protected, call our insurance agents to discuss your options.
Why Choose Texas Insurance Agency?
As an insurance broker, we don’t work for the insurance companies; we work for you. As such, you can be confident that you’ll get the best deals when you partner with our agency.
There is a misconception that only people with heavily lined pockets can afford insurance. Although there are policies out there that are incredibly expensive, this isn’t true for all policies. In fact, the majority of policyholders end up paying more than they should due to a lack of knowledge.
Many insurance providers will inflate the prices and convince you of coverages that you need to make a quick buck. However, we work differently here at Texas Insurance Agency. With our many years of experience, we know firsthand that no two companies are the same.
Consequently, every business owner will need a policy tailored to them and their business. When you work with our agents, we take the time to get to know you and your situation. As such, you never pay for more than what you need. If you want to benefit from the peace of mind of an insurance policy, contact our agents today and see how we can help protect your business.
Call Today for a Free Quote
Finding a commercial insurance policy can be challenging, especially with all the coverages to consider. However, when you speak with our experts, we’ll help you make a confident and informed decision.
So, what are you waiting for? Give us a call and find the right Houston, TX general insurance commercial to safeguard your business.
Houston Fun Facts
- The city is the fourth most populous in the nation.
- Houston holds more than 10,000 restaurants.
- Various events and festivals are held here annually.
- To learn more about Houston, visit here.