Having Houston, TX garage liability insurance is one of the best ways to help protect your auto shop when a liability occurs. There is no such thing as perfection in this world. Therefore, it is nearly impossible to be perfectly prepared for anything that comes your way.
When an incident occurs, you are not going to want to pay for damages and medical bills out of your own pocket. You are going to want an insurance policy to cover those costs so you can keep your business running.
At Texas Insurance Agency, we can help you find the perfect Houston, TX garage liability insurance policy to keep your business up and running when things go wrong. Call us today to get started on getting your business covered. Don’t let your business fall to bankruptcy. We can help you find the policy that works for you.
Who is Texas Insurance Agency?
We are an insurance brokerage that works with many other insurance companies to help bring clients the best insurance policy. We simply do the leg work for you. The world of insurance can be a complicated mess of legal terms, underlying conditions, and fine print. If you are not well-versed in the laws of insurance and the multitude of policies available, you can quickly start to feel overwhelmed.
Many people often fall victim to insurance companies selling them policies that don’t provide the proper coverage because people often do not understand the insurance world. This can cause consequences such as overspending on policies and not being protected well enough if something happens.
At Texas Insurance Agency, we can help people break down the insurance policy in simple terms so that clients can understand exactly what they are getting. We go through the hundreds of policies to find the best policies for our clients, and our clients can pick out the ones they prefer the most.
When you call us, you can be sure that you are getting professional agents ready to help you protect your business. We base our work ethic on values such as honesty and integrity.
As a business ourselves. We know what it means to want to protect what we worked so hard to create. Therefore, we want to work closely with our clients and listen to their needs. That way, we can find the very best insurance policy to help keep them in business when things go awry.
We have been helping people from all over Houston, such as North Houston, Tanglewood, Pearland, Katy, and the Woodlands. We help people get insurance policies for their business, such as liability, umbrella insurance, worker’s compensation, commercial auto insurance, and so much more. We also help with personal insurance policies.
Give us a call, and we can set up an appointment to help you get the best insurance policy for your business.
What is Houston, TX Garage Liability Insurance
This type of insurance is considered to be a specialty insurance policy specifically for the automotive industry. Businesses such as dealerships, parking lots, parking garage operators, tow-truck operators, service stations, and auto shops can have this type of insurance policy, as well as many other places that involve vehicles. This type of policy can protect against property damage and bodily injury.
It must be noted that this policy is not the same as garage-keepers coverage. Garage liability is essentially an umbrella policy that can help protect workers and your property during day-to-day operations. If you have a general liability policy for business, you can add to it with a garage liability policy giving you more coverage.
Having an extra layer of coverage will give you a wide enough safety net for even the most disastrous incidents. While no one likes to think about the bad things that can happen, you do not want to be blindsided by one and not have the proper coverage.
This type of coverage can include protection for customers who get injured while on the premises. There are even policies that include a dishonest clause against employee dishonesty. For instance, if you have an employee that steals or vandalizes a customer’s vehicle, this type of coverage could help with the costs.
This policy typically does not cover things such as tools, your building, your personal belongings, or the business property. Unfortunately, this coverage also will not cover vandalism or stolen vehicles or damages from bad weather such as hail, tornado, floods, etc. To find out more about this policy, and to see if this is best for your business, give Texas Insurance Agency a call. We would be happy to help you.
Other Business Policies You May Be Interested
As a business owner, you might want to consider having multiple policies to make sure you are fully covered. Insurance policies such as property insurance can help cover equipment, signage, inventory, furniture, and other items from fires, storms, and even theft. However, things such as earthquakes, and floods, may need a different policy.
A business interruption policy can help cover lost costs during an incident that causes your business to close for a length of time. For instance, if someone gets seriously injured due to something such as negligence, business may have to stop for investigation purposes.
This could cost you hundreds or even thousands of dollars because your business can not go on as normal. You will want a way to cover those costs. A business interruption policy may be able to help.
Give Us a Call Today!
If you do not have the proper insurance, or you are unsure if you are properly covered, do not waste another day and give us a call. We want to help you and many other business owners just like you to stay open.
We know what it means to protect something you’ve built from the ground up. The best way to do that is with the right insurance policy. So call Texas Insurance Agency today and find out more about our Houston, TX garage liability insurance policy.
Fun Facts for Houston, TX
- The Lankford Grocery & Market in Houston has a fully functioning restaurant that serves amazing burgers and other southern comfort food.
- The Moorehead’s Blueberry Farm has been around since 1977 and has over 20 varieties of blueberries.
- Visit the Orange Show, located in Houston’s East End neighborhood, for some of the most unique architectural designs of walkways, balconies, areas, and many other exhibits made from building materials and other found objects.