If you’re searching for Houston TX Food Truck Insurance, Texas Insurance Agency will get you covered.
Starting a food truck business is a very exciting time in your life. Congratulations on your new business!
As with any business, you have many things to take care of. From getting a food license to planning your menu, you literally have a lot on your plate. But, you know that it is vital to get your food truck insured right away. Protect your investment today so that you can serve your customers with peace of mind.
Texas Insurance Agency will find you the best Houston TX Food Truck Insurance policy at the best price. Let us help you get your food service business on the road.
Why You Need Houston TX Food Truck Insurance
Every vehicle on the road requires insurance by state law. When your business is literally on wheels, what type of policy do you need? A food truck requires a different type of auto insurance policy. This is called a commercial auto insurance policy.
Do not confuse business auto insurance with commercial auto insurance. Business auto insurance provides coverage for passenger vehicles owned by the driver but not the business. For instance, if you used your own car for business tasks daily, such as deliveries, this type of insurance would apply. But, commercial auto insurance is what will cover your meals on wheels.
Commercial Auto Insurance Covers Specialty Vehicles Like Food Trucks
Commercial auto insurance covers specialty vehicles owned by a business. Specialty vehicles perform certain tasks while on the job. These vehicles are usually larger and heavier than other vehicles on the road. Your food truck is a specialty vehicle. Other vehicles like this include delivery vans, cement trucks, and moving trucks.
Because of their larger size, it is more likely for a commercial vehicle to cause more damage to another. This is why commercial auto insurance is so important.
Commercial auto is the right type of insurance for food trucks. At Texas Insurance Agency, our goal is to find you the best policy at the very best price. Give us a call or email us with any questions you have. You can also use our online quote form for your convenience.
What Food Truck Commercial Auto Insurance Covers
It is important to consider what is covered by Houston TX Food Truck Insurance.
Commercial auto insurance protects a vehicle owned by a business. Your business doesn’t just own your food truck. Your food truck IS your business! Protect your investment by getting a commercial auto insurance policy.
Let’s go over what commercial auto insurance will protect.
Damage to Other Vehicles
First, commercial auto insurance for your Houston TX Food Truck Insurance needs is going to cover damage to other vehicles. This is the minimum insurance coverage business owners can expect from any general liability insurance for any vehicle.
Food Truck Driver Injury
Second, a commercial auto insurance policy for your food truck will cover driver injury.
Your commercial auto policy will cover medical costs. You are covered if you have an accident while driving the food truck and you get hurt. If a team member is hurt while driving the food truck, commercial auto insurance can also cover that.
This may require an additional insured rider. Give us a call if you have any questions.
Third, commercial auto policies cover damage to someone else’s property. This coverage will apply whether the damage is to private property or business property.
For example, let’s say you are parking your truck at a festival. As you are backing up, your food truck damages a vendor’s stand and their items for sale. In this case, commercial auto will cover the damage.
Let’s say, for instance, that you have a pop-up shop in a parking lot. The ground is uneven. Your food truck suddenly becomes hungry for adventure and rolls down and hits a store or coffee shop. If your food truck damages the building or property of another small business, you are covered.
Injuries to Others
Finally, commercial auto insurance also covers injuries to others. These include injuries to the driver of another vehicle or to a pedestrian in an accident.
The Best Price For Your Houston TX Food Truck Insurance Needs
Here at Texas Insurance Agency, you will get you the best commercial auto insurance at the best price. We do not represent one single insurance company because we want to give you the best rate. We are brokers who work with many auto insurance companies. Our commitment is to our customers.
You can speak with us about your Houston TX Food Truck Insurance needs in person. We have many locations to serve you. Feel free to come to any one of our Houston area offices during business hours. You may also give us a call or request a quote right here on our website.
Other Insurance Coverage
You are starting a new food truck business. However, you also have other insurance needs.
Maybe you are also starting a brick-and-mortar restaurant and need business insurance. Our partner insurance companies offer many different types of business insurance. We offer small business insurance, worker’s compensation insurance, and more.
Perhaps you’re also looking for a type of personal insurance.
If you are a homeowner, you need homeowners insurance and flood insurance. If your personal auto insurance rate is too high, we can help find you a better rate. We also offer boat and water vehicle insurance. We can also get you quotes on motorcycle insurance.
Texas Insurance Agency is your new one-stop shop for all of your insurance needs.
We have many locations in the Houston area to serve our customers. We currently have five offices for in-person consultations. Texas Insurance Agency is ready to help with all your insurance needs.
Our offices are located in the Katy, Pearland, The Woodlands, North Houston, and Galleria areas. Please stop by the location convenient to you, or call or email us with any questions. Texas Insurance Agency is excited to learn more about your food truck business. Let us help you get the right commercial auto policy at the right price.
Congratulations on becoming a food truck owner. We look forward to meeting you. Texas Insurance Agency will meet your Houston TX Food Truck Insurance needs so that you can get your business on the road.
Fun Facts About Houston TX
- Houston, TX is the 4th largest city in the United States.
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- The city is rich with fun places to visit, such as Space Center Houston, Discovery Green, and The Galleria.