Have you been considering your Houston TX construction business insurance options? If so, the team at Texas Insurance Agency can help you find the right policies for your company. Whether you run a small construction business or a larger company, know that we have the policies you’re looking for. We have long-standing partnerships with several trusted insurance providers. As such, you can trust our insurance agents will find you the best coverage at the best rates.
We are passionate about providing our clients with the coverage they need at a price that works for them. Many people believe the misconception that insurance is expensive. However, this isn’t the case for all policies. In fact, the majority of people are paying too much for their insurance because they don’t have the coverages they actually need and are instead paying for coverages that serve them no purpose.
When you work with Texas Insurance Agency, this will never be the case. Our insurance agents take the time to get to know you and your business. Consequently, we are able to determine which coverages you need and offer you a policy that fits your budget.
Call Texas Insurance Agency today if you’re looking to give yourself peace of mind knowing your livelihood is protected. You won’t find better coverage for Houston TX Construction Business Insurance.
Houston TX Construction Business Insurance
Every industry has its own health and safety risks; some of them come with more than others. Construction, specifically, provides several hazards you need to be aware of every day. With that in mind, it’s no surprise that accidents are common in this field.
If you want to protect yourself, your livelihood, and your employees, you need to be sure you have the right coverages in place to save your business from financial disaster. Insurance policies don’t just protect you against paying out fees in the case of an accident; they can protect you against lawsuits and so much more.
So, if you want peace of mind knowing your business will be covered no matter the occurrence, call Texas Insurance Agency today. We proudly offer personal and commercial insurance policies to cater to residents and business owners across Houston, Texas. We also provide our services for the surrounding areas such as Katy and Pearland. If you work in the construction industry and are looking for the right insurance to protect your livelihood, make an appointment with our agents.
There are several things you need to take into consideration when looking for construction insurance. First and foremost, you should consider the size of your job site and your crew. Regardless of your industry, if you have a team of employees, then workers’ compensation insurance is a must.
This type of insurance is designed to benefit both employees and employers. It does this by protecting employees in the event they suffer a workplace accident. Not only will their medical fees be covered but also employee compensation and paid leave while recovering from the injury. In turn, this insurance policy will protect their employer against being sued for the accident and any injuries sustained.
Additional policies you may want to consider include the following:
- Commercial Auto Insurance
- General Contractors Liability Insurance
- Small Business Insurance
- Professional Liability Insurance
Of course, depending on the type of business you run will depend on which of these policies are applicable. With so many coverage options available, it can quickly become confusing knowing which ones you need. If you fail to get the correct coverage, then you could find yourself in a difficult situation if there is an incident at your workplace. Don’t leave yourself unprotected; call Texas Insurance Agency today and find the insurance solutions you need.
Commercial Auto Insurance
Many companies utilize vehicles to carry out their day-to-day operations. If you have a fleet of vehicles as part of your business, then you need commercial auto insurance. Not only can this insurance protect you against legal fees and paying for damages, but it is a requirement in the state of Texas.
Whether your business uses trucks, vans, standard cars, or any other vehicle type, you need to have commercial auto insurance. This insurance product will protect you against paying medical fees and repair fees that have resulted from an accident you caused.
With the right coverage under your insurance policy, both you and your employees will benefit from commercial auto insurance. So, if both you and your employees are frequently using company vehicles, be sure to ask our agents about your coverage options today.
General Liability Insurance
This insurance type offers the same coverage available under your commercial auto insurance; however it doesn’t pertain to your vehicles. If you cause physical damage or injuries to another when carrying out your work or because of work you have completed, then this insurance type will protect you from lawsuits, medical fees, and all the other fees associated with these claims.
Other things covered under general liability insurance include advertising injury, slander, and personal injury. Being a contractor, I’m sure every workday is different. If you use heavy-duty tools and equipment in your daily work, an accident is bound to occur at some point. Make sure you’re protected when that day comes by calling our insurance agency today.
Insurance Agents you Can Trust
Here at Texas Insurance Agency, our agents are committed to providing the best policies to our clients. As an insurance brokerage, we don’t work for the insurance companies; we work for you. With that in mind, you can be confident that our insurance agents will find you the best rates and the best type of coverage.
Additionally, if you ever need to switch or change your policy for whatever reason, our agents make it easy to do so. Call today if you’d like to schedule an appointment and discuss your insurance options.
When you need Houston TX construction business insurance, trust your local insurance agents at Texas Insurance Agency.
Houston Fun Facts:
- The city holds the tallest five-sided building in Texas.
- Houston has many nicknames, one of them is ‘Space City.’
- More than 10,000 restaurants are scattered across the city.
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