Houston TX Commercial Renters Insurance

If you are a business owner, do you know if your Houston, TX commercial renters insurance fully covers you? Do you have commercial property insurance? As a business owner, it’s important to protect your business from any potential property damage. That’s where Texas Insurance Agency comes in.

At our insurance agency, we can help you find the right commercial renter’s insurance and professional liability coverage to fit your needs. In the event that your business is disrupted by an incident, your insurance policy can help cover lost wages and other expenses.

So don’t wait – contact us today to learn more about how we can help you ensure your Houston business. Whether you are a small business or a large one, it is important that you are fully protected. Call today to speak with a representative.

Who We Are

At Texas Insurance Agency, we do not just sell insurance. We go to work for you to find the perfect policy for you. Our company partners with dozens of insurance companies. We go through all the insurances policies that will best work for you and then help you choose the best one.

With our company, we can go through your everyday business activities and see what insurance policies work best for you. From General Liability to Gas and Oil policies, we can help. Not only do we work with business owners, but we also work with personal insurance policies.

If you are a business owner, feel free to see some of the policies we can help provide you down below.

If you need to rent a space for your business, you might need to have Houston, TX, commercial renters insurance. Give Texas Insurance Agency a call today!

• COMMERCIAL INSURANCE
• GENERAL LIABILITY INSURANCE
• COMMERCIAL UMBRELLA GENERAL LIABILITY INSURANCE
• CONTRACTORS INSURANCE
• BUSINESS INSURANCE
• > WORKERS’ COMPENSATION INSURANCE
• OIL AND GAS INSURANCE
• MANUFACTURERS INSURANCE
• WHOLESALERS INSURANCE

Call Texas Insurance Agency when you are looking for Houston, TX commercial renters insurance.

Houston TX Commercial Renters Insurance

If you are a business owner in Houston, TX, you may be wondering if you need to purchase commercial renters insurance. This type of insurance can protect your business from damages caused by events such as fires, storms, and theft. While commercial renters insurance is not required by law, it is a good idea to consider purchasing a policy to protect your business.

Take, for instance, a business owner who recently had a bad experience with hurricane Katrina. Their oilfield service business sustained heavy damage from wind and water when their roof blew off. They could have easily been in a lot of trouble if they did not have the renters insurance to protect their business. If your business is located in Houston, TX, and you need insurance to protect your business and its assets, contact the experts at Texas Insurance Agency.

Why Property Owners Require Tenants to have Renter’s Insurance

If you are renting property to run your business, you might notice that your lease requires you to have renters insurance. This is common. If you have ever had to rent a property such as an apartment, then this is not unfamiliar to you.

However, if property owners already have insurance, why do you need it. It’s quite simple, really. It protects the owner from mistakes made by the leaseholder.

Everyone makes mistakes. Sometimes, those mistakes can be costly.

For example, if you are running a restaurant, there could be a chance of a fire breaking out. That kitchen fire can cause expensive damages to the property. Therefore, your landlord will need you to have insurance that can cover those types of damages. Otherwise, they would have to cover the damages.

Having the right policy will help keep your business open no matter what disasters occur.

Types of Business Renters Insurance

There are two types of business renters insurance: property insurance and liability insurance. Property insurance covers the cost of your belongings if they are damaged or stolen. Liability insurance covers both you (as an individual) and your business if someone is injured on your property and suing either you or your business. These are both important types of insurance for anyone who conducts business from home.

What is commercial renters insurance, and why do businesses need it?

Commercial renters insurance is a type of insurance that helps protect businesses from damages to their property or losses due to theft or other hazards. This type of insurance can help cover the cost of repairs or replacement of equipment, inventory, and other business-related items.

What is the difference between commercial property insurance and general liability insurance?

Commercial property insurance and general liability insurance are both types of insurance that protect businesses from financial losses. However, commercial property insurance covers only the property of businesses, and general liability insurance is considered an umbrella policy that covers both business owners and their employees.

Other Insurance Requirements

There might be other commercial insurance policies you might need to have if you are renting a property from someone. It is always a good idea to speak with your landlord to see what else you need. All of their requirements should also be in the lease agreement.

When you rent the property for a business, you might need a certificate of liability insurance. This will show proof that your business has enough coverage. Without it, landlords may not accept your application. Other commercial lease policies might require policies such as:

• Business Interruption
• Business Owner’s Policy
• General Liability
• Commercial Auto
• Workers’ Compensation

Business Interruption

Business Interruption Insurance has become increasingly popular for those who rent properties. This type of insurance becomes useful if a business has to shut down due to a destructive event. This could include a fire, flood, storms, etc.

During these events, people may have to shut their businesses done for repairs. In that time, neither business owner will be making money. Therefore, the property owner will need the leaseholder to have insurance that can cover lost revenue, operation expenses, and rent.

If you have questions about Houston, TX commercial renters insurance, Texas Insurance Agency can help.

We are excited to work with you. Give us a call today to set up your consultation.

Fun Facts for Houston, TX

• Westheimer Road is home to more than 3,500 restaurants.
• Houston has the largest shopping mall-the Galleria
• The most upscale neighborhood in Houston is a “dry” neighborhood-meaning there are no bars.