Affordable Commercial Rental Property Insurance | Houston TX

In need of affordable Houston, TX commercial rental property insurance? Texas Insurance Agency serves customers just like you. We provide our service with tremendous professionalism, honesty, and integrity. In our office, we strive to prioritize active listening, understanding, recommending, and paying close attention to details. Many companies have grown away from this kind of customer service, but we stuck to our roots.

Our expertise is based on our well-trained staff that can tailor a comprehensive insurance program to your needs. Texas Insurance Agency is an independent agency, meaning our duty is to our clients and their business. Our job is to find you the best service at the best possible price.

Types of Houston, TX Commercial Rental Property Insurance

As business owners, we are aware that we need the right coverage, so our investments stay successful. However, investing in coverage can be very expensive, and it is not always necessary. The type of business you own will help you understand what coverage is right for you. Let’s talk about the two main types of commercial renters insurance: general liability and commercial umbrella insurance.

Houston, TX Commercial Rental Property Insurance

Which type of Houston, TX commercial rental property insurance fits your business? Or do you need both?

General Liability

General liability is made to protect the business owner. That’s you! Small or large this coverage can help protect you in many ways. Although it is not required insurance in the State of Texas, it doesn’t mean you shouldn’t invest in it.

General Liability protects against bodily injury, property damage, advertising injury, and personal injury, for example, libel or slander. A lawsuit can come from any direction, a customer, a team member, or a business partner. Give yourself some peace of mind knowing you are covered if you are hit with a lawsuit.

Do you need General Liability?

As we said before, this insurance is not required in the State of Texas, however, some landlords may require it. Many business owners enjoy the security and protection this insurance provides. The extent of coverage your business will need will depend on the size and type.

General liability will help protect your assets if anything is brought against you. It helps pay attorney fees, medical payments, settlements, and much more. These fees add up quickly, and if you don’t have the right coverage, you will pay out of pocket.

Sadly, businesses have gone bankrupt by being hit with a claim and not have any or the right insurance coverage. Don’t let this happen to you; speak with one of our agents to determine if general liability is right for your business.

Coverage for Small Businesses

Commercial renters insurance is essential for businesses of all sizes but especially for small businesses. If you run a small business, you will likely not have the same financial cushion that a giant corporation has. If you are hit with a claim, your business can be at considerable risk. Don’t leave your business vulnerable. Protect yourself, your business, and your assets.

Houston TX Commercial Renters Property Insurance

Don’t let not having any coverage or the right coverage destroy your livelihood.

Commercial Umbrella Insurance

Imagine it is pouring outside, and you put on your raincoat and head out. The rain is coming down hard, and it begins to feel like your coat is not enough. You can feel the rain soaking through your clothes. You go back inside and grab your umbrella, and step outside. You are finally getting complete protection from the rain. The keyword is protection because that is all umbrella insurance is about! In essence, it is an additional layer of protection for your business.

Commercial umbrella insurance is additional coverage for business owners on top of their current insurance policy. The extra coverage helps pay for whatever costs exceed the liability limit.

If you don’t have commercial umbrella insurance for your business and a claim is higher than what your limit is for your liability coverage, you will have to cover that expense out of pocket. That includes legal fees, medical bills, damage to another person’s property, judgment fees, and settlement fees.

Commercial Umbrella insurance is not also required by law, but it is very popular among business owners. It is not a replacement for commercial business insurance coverage. It offers additional coverage to your existing policy.

Are Commercial Umbrella Renters Insurance right for my business, and what are the benefits?

HHouston, TX Commercial Renters Property Insurance

Is umbrella coverage right for you?

It can be overwhelming when you begin researching which insurance products are right for your business. Your business can benefit from umbrella coverage if customers and clients frequently visit your business location. You can also benefit if your business is small and your industry is an increased risk to employees. Lastly, if your business operates on someone else’s property.


You may need to take out an umbrella policy, but you may be worried about the costs. We also know that Houston, TX commercial rental property insurance can be expensive. Here at Texas Insurance Agency, we are passionate about helping our clients protect their businesses. After all, we are business owners ourselves. We make it easy to find the policy you need at a price that works for your budget.

Our Blog

Visit our blog with up-to-date articles that can help answer some of your questions about commercial renters insurance. Here we answer questions like “When does a business require commercial general liability insurance.” We also have articles on “Choosing the right property insurance policy.”

Get a quote with us today!

For a quote today, you can fill out our form online or give us a call. The hours of operation are Monday-Friday, 8:00 am-5:00 pm, and closed or appointment only on Saturdays and Sundays. Our website is available 24/7 to all of our clients. We have locations based all over Houston, TX.

At Texas Insurance Agency, our agents dedicate their time and effort to helping you find the right commercial insurance coverage for your business. If you want to know what your options are, give us a call and benefit from the peace of mind that comes with Houston, TX commercial rental property insurance.

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  • 4th Biggest City in the U.S.
  • Beyonce Knowles was Born and Raised in Houston TX.
  • The Houston Comets won the first 4 WNBA Championships.

Our Partners

We are pleased to partner with these companies to bring you the best coverage at the lowest rates available.