Texas Insurance Agency is proud to be your Houston, TX commercial insurance brokers near me. For years, we have been offering our services across the Greater Houston area. We proudly specialize in a range of commercial and personal insurance policies. So, no matter the coverage you’re looking for, know that our insurance agents are here to help.
With so many insurance options, it can quickly become confusing knowing which ones are right for your business and which ones are just a waste of time and money. That is why Texas Insurance Agency is proud to offer its services. We understand the importance of insurance and the effects it can have on your business. That is why we aim to provide the right policies to as many people as possible.
If your knowledge of insurance is limited, you may think you have a great deal, but that’s not always the case. There are a wide range of coverages that business owners require, and it’s incredibly common for people not to have the right policies. This is something we strive to prevent and is why we take the time to get to know our clients and their business.
In doing so, we can recommend the right policies and ensure they receive the coverage they need to keep themselves, their business, and their employees protected. If you’re ready to discuss your options and find the right coverage for your business, contact the best Houston, TX commercial insurance brokers near me; Texas Insurance Agency.
Houston TX Commercial Insurance Brokers Near Me
There are hundreds of insurance providers at your disposal here in Houston. However, that almost makes finding the right policy harder. This is because you will have several premiums and coverages to consider, and the process can quickly become overwhelming.
That is why partnering with an insurance brokerage is in your best interest. When you speak with our team, you’ll be able to compare policies with ease and find the right coverage for your business.
There are a plethora of insurance types available to business owners. However, that doesn’t mean they’re all applicable to your business.
If you require help narrowing down your options and learning which coverages could benefit your business, contact our team today. We will happily take you through your options and help you make a confident and informed decision regarding your commercial insurance.
Is a BOP Right for my Business?
With so many coverages available, many business owners invest in a BOP as it is a cheaper way of affording the coverage they need. A BOP (business owners policy) allows you to bundle different coverage types. Not only making it more cost-effective, but it also means your business benefits from additional coverage.
BOPs contain two primary points of coverage; liability and property. As such, this policy type is suitable for a wide range of business types. Liability coverage can protect you against claims made against your business. These can come from customers, other business owners, and even employees.
The property coverage pertains to any commercial buildings used for business and covers damage done to these properties. In addition, this coverage can protect against various other things such as loss of income, debris removal, and more.
As such, these policies are highly beneficial. Of course, BOPs don’t comprise every type of coverage your business may need. Consequently, you will need to look into additional coverages on top of a BOP.
If you’d like to discuss your options, call our team and speak with one of our agents today.
Coverage Options for Business Owners
As previously mentioned, there are an array of coverage options available for business owners. Whether you own a small business or a large company, know that the isnruance agents at Texas Insurance Agency are here to help.
We have years of experience working in the insurance industry. As such, you can be confident that our team knows the right policies to keep your business protected. Moreover, our many years of service have allowed us to create lasting partnerships with various insurance providers.
With that in mind, our insurance agents are able to compare rates and policies and find the best option for your business. Some of the coverage options you may want to consider as a business owner include the following:
- General Liability Insurance
- Workers Compensation
- Small Business Insurance
- Commercial Property Insurance
- Directors & Officers Insurance
- Commercial Auto Insurance
If you’d like to discuss these insurance and coverage options with our team to get a better understanding of which ones you need, feel free to give us a call.
Small Business Insurance
Small business insurance works similarly to insurance for larger companies. However, these policies tend to be more affordable. There are various coverage types available under a small business insurance policy, from workers’ compensation to general liability.
Property damage is another coverage option available for small businesses. If you’d like to discuss your options further, reach out to our team today.
Workers Compensation
This is one of many coverage types available for all types and sizes of businesses. Moreover, it is highly beneficial for both employer and employee. Workers’ compensation covers lost wages in the event an employee is unable to work due to a work-related injury.
This means the employer will not have to pay these costs out of their own pocket. Additionally, workers’ comp prevents employees from filing lawsuits against their employees for an injury. If you have a sizeable team of employees then workers’ compensation is a must if you want to keep your assets protected.
The cost of lawsuit fees alone could set your company back and could land you in financial trouble. Don’t let this happen to you; contact Texas Insurance Agency and find a policy that will safeguard your livelihood.
For more information about the coverages available to you, speak with our team. You won’t find a more committed team of insurance agents when you need Houston, TX insurance brokers near me.
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