Texas Insurance Agency is proud to offer a Houston, TX commercial auto insurance quote to business owners in the area. There are a plethora of commercial insurance policies available to business owners, and commercial auto insurance is just one of them.
There are a number of things you need to think about as a business owner. However, one of the most important is preserving your livelihood. If you’re a business owner in Houston, TX, you know that having commercial auto insurance is essential. But finding the right policy at the right price can be a challenge.
That’s where we come in. We’re an independent insurance agency that specializes in commercial and personal insurance. We work with a variety of carriers to get you the best coverage at the best price. So, no matter what policies you’re hoping to put in place to safeguard your business, know that Texas Insurance Agency is here to help.
If you’ve been searching for a Houston, TX commercial auto insurance quote, speak with our agents today. We would be happy to provide you with a free quote and help you find a policy that works for you and your business.
Houston TX Commercial Auto Insurance Quote
There are a plethora of commercial insurance companies in Houston and the surrounding areas. However, you want to be sure you work with an insurance agency that has your best interest in mind. Several companies out there look to take advantage of business owners’ fears and overcharge for coverage they don’t even need.
As such, many business owners end up out-of-pocket for something that doesn’t properly serve them. Here at Texas Insurance Agency, we understand how vital insurance is. That is why we do things differently. As an insurance brokerage, we don’t work for the insurance providers; we work for our clients.
With that in mind, you can trust our agents to provide you with the coverage you need and do so at a fair rate. We have been in the insurance industry for decades. We have years of experience under our belts and have created long-standing partnerships with various trusted insurance providers. Consequently, you can rely on us to provide you with great coverage at a great premium.
Protect Your Business Vehicles with Houston TX Commercial Auto Insurance
Road collisions happen every day, and you never think it will be you, but what happens when it is? Commercial auto insurance can help protect your business against property damage and bodily injury resulting from car accidents. This protection can extend to employee-owned vehicles used during work hours.
Insuring your business vehicles is one of the smartest ways of safeguarding your company against lawsuits, liability cases, and money loss. With that in mind, why wouldn’t you take out a commercial auto policy to protect your livelihood?
Below are the many things your commercial auto policy can protect you against.
- fess associated with vehicle damage in a collision; this can include repair costs of your vehicle and other vehicles
- fees for medical bills of another driver that resulted from a collision you were found responsible for
- the cost of repairs due to damage of someone else’s property, which you were found liable for
In addition, this coverage will extend to your employees. For example, if they use their own vehicle for business-related tasks or if they drive a company vehicle during work hours and cause a collision, your policy will protect your employee from being held liable and will also cover the costs of the damage.
Commercial Insurance in Houston, Texas
Commercial auto insurance is just one of the many commercial policies that will protect business owners. In addition, there are an array of business insurance types that can protect other areas of your business and can even protect you as a business owner. If you’re interested in these insurance coverages, know that Texas Insurance Agency is here to help.
The type of business you run will depend on which commercial coverages will be beneficial to you. General liability insurance and workers’ compensation are just two of the many insurance types that prove beneficial for all business owners.
General Liability Insurance
As the name suggests, general liability will protect you from being held liable. From what? From lawsuits taken out against you and your business. These lawsuits can stem from a number of things, such as bodily injury, advertising injuries, and property damage. This is one of many business insurance types that aren’t required by law. However, it proves vital in protecting business owners from filing for bankruptcy.
These days, it’s becoming more and more common for businesses to be the target of lawsuits. These can come from competing businesses, customers, or even employees. That is why having the right commercial insurance is so important to the longevity of your business.
Workers Compensation
If you own a business with a team of employees, then workers’ compensation is a must. Like general liability, this coverage is not law required. However, it can help in instances when your employees are looking to sue your company. This can be due to a number of reasons, but the most common reason is a workplace injury.
Worker’s compensation benefits not only employers but also employees. It works by protecting business owners against being sued by their employees. Moreover, it provides employees with the compensation they need if they suffer a workplace injury. This includes covering the medical payments and wages lost during their recovery period.
If you’d like to know more about these coverages and the many other policies that could benefit you and your business, call Texas Insurance Agency. Our insurance agents will gladly talk you through your options and help you find the right policy for you. We strive to help as many clients as possible. Consequently, we take the time to get to know you and your situation.
From there, we can confidently help you make an informed decision regarding your business insurance. Don’t forget to call our team and ask about your Houston, TX commercial auto insurance quote.
Houston, TX Fun Facts
- The city holds the tallest five-sided building in Texas.
- Houston lies across three counties.
- The first word heard from space was ‘Houston.’
- To learn more about Houston, visit here.