Are you on the look for Houston TX business insurance? Texas Insurance Agency is the right place to go. It includes liability insurance, workman’s compensation, and commercial property insurance. It also covers green energy, bars & restaurants, and technology companies. Also, there are small business insurance and other insurance options.
Houston TX business insurance
Texas Insurance Agency has a location at Katy. Also, they have the utmost regard for professionalism and integrity. The members are Ronald Cardner, Jeffrey Fogelman, Kristy Thompson, and Mallory Cardner. Ronald and Jeffrey are the agents and owners. Kristy is the sales manager, and Mallory is the commercial lines account manager. We also have a location in Pasadena. We make sure to work for you, not the insurance companies. Additionally, Texas Insurance Agency makes sure to put the clients first in everything that we do. Visit one of our locations at Katy or Pearland.
What is Business Insurance?
What is business insurance, you might ask? Therefore, many groups fall under that umbrella. Business insurance is insurance that covers a company, business, or enterprise. If you are a business owner, you need to make sure you have coverage for anything that can come. Moreover, there is business property insurance. Business Property Insurance covers repairs for your physical location. That includes computers, inventory, and your accounts. Altogether, business property insurance covers property damage.
Besides, business insurance is good at covering costs from your team member’s wages. The price can happen if a team member has an injury and needs time to recoup. Additionally, we have a team of experts here at Texas Insurance Agency to help you. It doesn’t matter if you are a small business, a large company, or a start-up. We are here for you. Be sure to visit our offices.
Liability insurance is insurance that is there to help with any legal issues that can come up. A lot of businesses have several potential lawsuits that can creep up. As a result, liability insurance protects you or any company from the massive cost of legal fees. If you don’t have this coverage, you could end up paying out of pocket. That wouldn’t be nice at all for your Houston TX business insurance.
One liability insurance that can help you is General Liability Insurance or GLI. GLI protects you from liability claims from your employees or customers. These claims can be anything from injuries to property damage or even mistakes in advertising.
Be sure to talk with us about any insurance plan you have in mind. We will give you the right advice on the liability coverage you want.
Furthermore, there is also workman’s compensation. Workman’s compensation is what covers the workers in any career field. A lot of careers have workman’s compensation. These careers include police officers and other corporate jobs. Workman’s compensation is the coverage a company or organization pays to a team member in the event of an injury. Also, the scope covers medical and the team member’s wages. There is something called the “compensation bargain” where there is a trade-off. This trade-off is between the coverage and the lack of recourse outside of that compensation package.
Besides, workman’s compensation helps the employer from a legal standpoint. In the legal world, workman’s comp protects the company from legal costs. When it comes to injuries by employees, workman’s comp can help a lot. Workman’s comp also helps in the death of a worker. As a result, workman’s comp pays the dependents of the deceased worker.
Some businesses may opt for insurance voluntarily, but usually, workman’s comp is compulsory. A lot of states require workman’s comp. In the end, it works for any employees you may have.
Small Business Insurance
For any small business, there are many insurance plans to help you. For Houston TX business insurance, Texas Insurance Agency can advise you on the right strategy. These plans include GLI, Workman’s Comp, and Property Insurance. Your small business may be any retail store or contracting business. These coverages also apply to your local bar and restaurant.
For bars, you need workman’s comp for your employees. Also, you’ll need to bundle your insurance options. That won’t be a problem as Texas Insurance Agency is here to help you every step of the way. We offer great bundle options and plans to help your business.
Furthermore, a BOP or Business Owners Policy is here to help protect your company. A BOP is most popular because it has the best defense against common incidents in the food-service industry. Also, a BOP can help you bundle a GLI with commercial property insurance. When you partner with Texas Insurance Agency, you can get an excellent rate than if you did the plans one by one.
Technology Companies Insurance
For technology companies, anything can happen. These can be from workplace injuries to cyber-security. That’s why with cyber-security, Texas Insurance Agency advises that you get Cyber Liability Insurance. It covers anything that can happen with cyber-attacks or hacking in your computers. It also covers any technical errors or omissions in work.
Another good option is D&O Insurance. For example, D&O Insurance is Directors & Officers Insurance. This insurance protects the head officers and directors of the company. It applies to tech companies. As your company grows, the bigger the legal exposure becomes. That’s why you must find the right coverage plan for you.
Commercial Property Insurance
Also, one coverage plan that is good to have is commercial property insurance. Commercial property insurance or CPI is a policy that companies should have. Commercial property insurance protects your physical assets when there’s damage or destruction. If there are any tools or equipment that is damaged, this policy is right for you.
This policy will also protect you from burst pipes, vandalism, and theft. If you want to learn more about this policy, call Texas Insurance Agency right now! CPI is an excellent policy to have if your company is sizable or significant. When looking for Houston TX business insurance, be sure to give Texas Insurance Agency a look.
Fun Facts about Houston, TX
- Houston is home to many different cultures.
- Houston’s NFL team used to be called “Oilers”; now, they’re the Texans.
- Houston is the 4th most populous city in the United States.
- Houston has the largest medical center in the world, Texas Medical Center.
- To learn more about Houston, visit the city website.