Life insurance protects named beneficiaries on the policy in the event that you pass away unexpectedly. As horrific as it is to think about, having life insurance is the best possible way to protect your loved ones and ensure their security in your absence. At Texas Insurance Agency, we’ve modified our services so that they’re able to best meet your needs as a whole. We match you with the absolute best life insurance policy that makes sure your family is protected in the event of an untimely passing.
Financially, death can become extremely catastrophic to all parties involved. Moreover, the financial burden that ensues afterward is enough to collapse your loved one’s world. This is why we offer solutions like estate planning with indexed universal life insurance. If you own an estate, you’ll want the money transferred over to you easily with no trouble. This is where we come in to help you out.
What is Indexed Universal Life Insurance?
Indexed universal life insurance is a sub-branch of permanent life insurance that gives the money a cash value to the allotted beneficiaries. This money is able to earn interest in your favor that you can put towards the estate. Estate planning allows you to take inventory of your estate and create the best possible plan for distribution among the assets.
This estate also determines who gets what portion of your assets when you die. While the process is more complex, and there are many documents involved, we try our best to make the process easy for you and your family.
If you want to provide liquidity and security, this is the way to go. We’re the company to provide it to you. Overall when planning for this type of Insurance, we consider your life goals as well as your potential budget. We fully work with you to ensure you get the best from us. Again, the best policy for you is based solely on your needs and wants. Low premiums are always a draw-in for most, but often we advise against this. We can explain this more when and if you come in for a visit.
We’re always here by your side. If you have any pre-requisite questions, then give us a call at 281-993-8384.